What should I do with my medical insurance, and what should I do if I can t use medical insurance?

It is recommended that you contact Social Security **12333 to inquire.

The solution to the big argument that the health insurance card cannot be used is as follows:

1. The medical insurance IC card will be broken, probably because the information recorded by the magnetic stripe is destroyed due to excessive friction during the use of the magnetic stripe; There are also individual citizens who are accustomed to putting the medical insurance card and the key together, and the missing key is likely to scratch the magnetic stripe, which is more likely to cause damage to the medical insurance card. You can take the medical insurance card to the hospital window for repair, without any handling fees and supporting materials.

2. If the damage is serious and cannot be repaired, you need to replace the new card, at this time, you need to provide the original and a copy of your ID card (or a copy of the original and copy of the ID card of the person who collects the card on behalf of the card), and then go to the general office to pay 5 yuan, and then apply for a new IC card with the payment receipt.

3. Whether the social security payment is interrupted.

4. Drugs are not covered by medical insurance.

5. It should be paid from the work-related injury insurance premium.

6. It should be borne by a third party.

7. It should be borne by public health.

Health insurance card. If you can't use it, you can call 12333**, the national social security inquiries** are all this, or go to the local medical insurance bureau to ask about the situation.

"12333" as a national public welfare service of the human resources and social security system**, mainly to provide employment and social insurance for the public.

Personnel, talent, wage income distribution and labor relations.

and other public services such as policy consultation, information inquiry, handling guidelines, complaints and reports.

Extended information: Social health insurance card.

It is a special card for a personal account with medical insurance, and it is based on a personal ID card.

As an identification code, it stores and records detailed information such as personal identification number, name, gender, and account fund allocation and consumption.

The medical insurance card is generally undertaken by the local designated ** bank, which is a kind of multi-functional bank debit card. After the insured unit pays the fee, the local medical insurance department will entrust the bank to allocate the part of the personal account to the personal medical insurance card of the insured employee at the end of the month.

1. The procedures for handling the "Medical Insurance Card" are as follows:

1. The insured person should bring his or her valid documents (ID card, household registration booklet.

etc.), to the neighboring district and county medical insurance center to apply for cavity slag processing, and the district and county medical insurance center will handle it on the spot.

2. The insured can also apply for the service point of medical insurance affairs in the adjacent street (town) (hereinafter referred to as the service point), and the service point will be completed within 3 working days. The participating policyholder shall go to the service point within the specified time to collect the "Medical Insurance Card" handled on behalf of the applicant.

3. The insured can entrust others to handle it on his behalf. The entrusted person shall bring the valid documents of himself and the insured person when handling the application. 4. When the employer only refers to the centralized handling of the unit, it can be handled at the district and county medical insurance center to which the employer belongs with the letter of introduction of the unit and the valid certificate of the person in charge, and then the employer will issue the "medical insurance card" to the insured.

1. The "Medical Insurance Card" should be properly kept, and should not be bent, folded, carved, or touched by magnetic objects (such as televisions, stereos, magnetic buckles, etc.).

2. The "Medical Insurance Card" is only for the use of the insured himself/herself, and shall not be lent, fraudulently used, altered or forged.

3. Due to designated medical institutions.

or when the equipment of the designated pharmacy fails and the "medical insurance card" cannot be used, the medical expenses shall be paid by the individual in cash first, and after the troubleshooting is solved, the medical institution or pharmacy where the original equipment failure occurred shall be re-settled according to the regulations.

4. If the insured person terminates the medical insurance relationship due to going abroad (exiting) and canceling the city's household registration, medical insurance relationship transferred out of the city, death, etc., the insured person or his family members shall return the "medical insurance card" to the city, district and county medical insurance center or service point for cancellation.

Legal analysisThere are two ways to handle medical insurance: 1. If the worker has an employer, the employer will pay social security in accordance with the law, and the social security includes medical insurance, so there is no need to handle it; 2. If the worker does not have a unit, he or she can go to the Social Security Bureau to apply for social security as a flexible employee.

The role of medical insurance is as follows: to make ant liquid 1, which is conducive to improving labor productivity and promoting the development of production; 2. Adjust income differences and reflect social fairness; 3. An important guarantee for maintaining social stability.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Pure industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

You can hold the card and apply for medical insurance hospitalization at the designated hospital of the medical insurance in the place where you are insured. Reimbursement of expenses is reduced directly at the hospital.

For medical insurance hospitalization, the total cost is 10% of the total cost excluding the self-paid part and the first 10% of the category B expenses, and the part that exceeds the hospital's medical insurance threshold fee will enjoy the overall payment ratio. The threshold fee is different for different levels of hospitals, and the proportion of people enjoying the overall payment is also different. The proportion of medical insurance for employees is more than 80% (82%, 84%, 87% in Wuhan).

In this way, it is difficult to say how much the specific reimbursement is, all the self-paid part is paid by yourself, the threshold fee is all paid by yourself, and the Class B fee is paid 10% by yourself, and then together with the Class A fee, you pay about 20% of the money yourself, and the rest is called reimbursement - overall planning.

It's complicated, isn't it? In fact, the computer system will calculate it automatically. When you are hospitalized by medical insurance, show your medical insurance card, read the card into the medical insurance system, pay a deposit (generally a threshold fee), and enter the expenses into the system, which is automatically classified into self-paying, class A, class B, etc., and class B pays 10% first, and then enters the basic medical care.

Steps: Open the mobile phone micro prudent letter APP, click "me" in the lower right corner - pay - living payment - social security medical insurance - select xx province and city urban and rural residents medical insurance - correctly enter the ID number and name of the insured - click to confirm the payment number - click next - pay immediately, and the display of "payment successful" is completed.

Steps: First check whether your local city has withdrawn from the NCMS WeChat payment, and if you launch it, you can pay attention to the local NCMS launched ***, and then enter *** and enter personal information to register. After successful registration, click on the bottom of the chat page to find NCMS payment, and click on payment to complete NCMS payment.

3. Pay on the official website

Steps: Log in to the social insurance online declaration service platform of the local city, enter the online self-service payment interface, enter the name, ID number, read and accept the checkbox, click to send SMS verification code, enter the verification code for inquiry, and then the relevant information of the insured will be displayed, and you can click to pay after confirming that it is correct, and remember to check the payment result after the payment is completed.

Steps: Take CCB as an example, first open the CCB APP, click on the three horizontal lines in the upper left corner of the page, log in to your personal account, click "Enjoy Life" in the lower right corner, and click ".That is, "More", in the more page, click "Medical Insurance Payment".

Enter the policy number (i.e. the serial number on the NCMS card), click to check the bill, and after the payment is successful, the payment success page will be displayed.

Hello dear, medical insurance can not be reported 1, if the social security payment is broken, you need to pay social security. It should be noted that under normal circumstances, individuals cannot make up the social security of urban employees, and can only pay by the unit. If you don't have a unit, you can try to pay social security for flexible employees.

2. If the medical insurance cannot be reported due to insufficient time for social security payment, then the medical insurance for employees in urban collapsed areas will continue to be paid, and the time for medical insurance for urban and rural residents and the New Rural Cooperative Medical System will come. 3. If the social security card is demagnetized, then consult the local social security agency for magnetization or card replacement. 4. If the drug is not covered by medical insurance, it is recommended to consult a doctor before prescribing the drug

<>The medical insurance card can be applied for at the Dangcong Hudi Social Security Bureau, which is handled by the work unit or the work unit.

1. The people who have participated in the work are usually handled by the employer for their social security, so as long as the relevant information is submitted according to the requirements of the employer, the employer will handle it on behalf of the employer, and then receive the social security card and medical insurance card after the card production is completed.

Generally, the social security card and medical insurance card are issued to the staff after the unit is collected by the unit, or the staff can go to the designated place to collect it with their ID card (the collection location will send a text message to remind them to collect it, or they can also ask the employer to learn about the location of the card rolling).

2. If you are a flexible employee who pays social security for flexible employment, you can bring your valid ID card to the local social security service center to apply for a social security card or medical insurance card.

3. If you are paying medical insurance for urban and rural residents, you can bring your valid ID card to the local medical insurance agency to go through the insurance procedures.

Legal basis

Article 58 of the Social Insurance Law:

The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The state is to establish a nationwide unified number for individuals with disabilities.

An individual's social security number is a citizenship number.