Which is the best way to live in Pacific Hongxin and be a teenager?

Hello, private chat to help you make a comparison.

Ask yourself why you should buy insurance.

Save some money for your children while you're young, okay? Give your child a red envelope every year until the child is seventy or eighty, okay? Hongxin did just that.

。Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. Regarding the Pacific Insurance Company, I analyze it from the following three questions::

1.Are Pacific Insurance's products good and worth starting?

Blessing and health, Jinfu life, auspicious treasure d, wealth and wisdom win-win, enjoy millions and so on are the popular products of Pacific Insurance, the detailed interpretation of the above products I sorted out in this article:"Seven products worth buying in Pacific Insurance in 2020".。After reading it, you will know which product is good.

2.In terms of service level, what is the evaluation of Pacific Insurance?

The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.

Let's take a look at Pacific Life's service ratings:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

As you can see, Pacific Insurance is number one.

That's all for me"Pacific Hongxin life to introduce"

It is a good financial insurance suitable for retirement.

Hello! This is a return insurance, not an education insurance policy! Therefore, if you want education insurance, it is recommended that you consider education insurance.

If you want to have high protection, you can also insure 168 accident insurance. This product is mainly returned to the earliest. Withdrawals are the most active. Claim the fastest. The highest yields. As long as you are insured. You can receive money from the beginning of the policy.

Issue age: 30 days old to 60 years old.

Insurance Period: The insured is for life.

Insurance liability: From the effective date of the contract, a blessing payment of 9% of the basic insurance amount will be paid once a year until the death of the insured. The first instalment of the blessing payment will be paid on the effective date of the insurance contract.

At the age of 70, the total amount of premiums paid is paid.

In the event of death before the age of 70, the death benefit will be paid according to the greater of the cash value of the policy at the time of death and the total amount of premiums paid.

In the event of death after the age of 70, the death benefit will be paid according to the greater of the cash value of the insurance policy and the basic sum insured at the time of death.

This product is a participating insurance and participates in the company's dividends every year. Each policy year, the company will provide a dividend report to inform you of the details of the dividend.

Dividends and care payments can be paid annually or in an insurance account with compound interest accrued annually and paid upon termination of this contract or upon application.

Safeguarding Interests:

1. Blessing money: After the policy takes effect, you will receive a blessing payment of 9% of the sum insured every year, that is, a survival fund.

2. Birthday payment: The insured survives to the age of 70 and receives the insurance premium paid as a birthday payment.

3. Death benefit: If you die before the age of 70, the greater of the premium and cash value paid; In the event of death after the age of 70, the greater of the sum insured and the cash value will be paid.

。Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.Are Pacific Insurance's products worth buying?

Pacific Insurance's best-selling products include Jinfu Life, Jinyou Life, Jinnuo Life, Children's Super Treasure Fuyou Ankang, etc., and the cost-effective analysis of these products I have sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".。Friends who are keen on this company in the Pacific can take a look.

2.What is the level of Taiping Insurance's service in the same industry?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

Let's see how many levels Pacific Life can rate:

Pacific Life has a rating of AA and is still some way from being the best. However, this level is not too good.

3.Is Pacific Insurance reliable?

I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Earlier I compiled a following:

Top 10 insurance companies** points! As you can see, Pacific Insurance is number one.

That's all for me"Pacific Hongxin Life Terms"

It's your own insurance that you don't want to buy by yourself, don't listen to others, and understand it by yourself! These two insurance companies rank second and fourth in China, I am not an insurance professional but also know a little bit of insurance knowledge, in China, Ping An of China is known as the vane of life insurance by the Chinese people is reasonable, every life insurance innovation is Ping An first other insurance companies followed, Ping An of China is the most professional in life insurance, and Pacific is the most professional in car insurance.

I also do insurance, ask you if your friend does insurance or has he bought both? Whatever it is, give you a word of advice, don't believe in dividends.

Just find the most simple and easy-to-understand insurance for critical illness and accidents, which is convenient and cheap. A 0-year-old child can be guaranteed 100,000 yuan for 1,000 yuan, and if he pays it for ten or twenty years, he can be guaranteed for life. These are the true meaning of insurance, the most loyal meaning of insurance, I don't want to say much about the rest, you can think about it yourself, as long as you think about it carefully, you will definitely understand.

Remember not to trust dividends, there is no law in China that governs the distribution of dividends by insurance companies.

Xinli + Waiver of Policyholder Term Life Insurance (i.e. Waiver B) is the best.

Because this is a participating insurance. It's this company that bought.

Peace is powerful.

I am safe It is recommended to buy Ping'an.

In 1969, Guiyang, after 6 years of primary school, only the tuition fee was RMB;

1993, Guiyang, a bowl of porridge yuan;

In July 2011, in Guiyang, a student graduated from ordinary primary school and spent about 30,000 yuan on tuition after 6 years of primary school;

In March 2012, in Guiyang, I ate porridge yesterday morning, 3 yuan a bowl.

In a time span of 42 years, tuition fees have increased by 12,000 times;

In a time span of 19 years, porridge has increased by 30 times.

Hongxin life according to the expected returns, I am very sure to tell you, can reach a rate of return of 770%, but one condition is enough: that is, nearly a century later, you can get so much.

Answer upstairs: Excess money can not be put into insurance, the PR1 principal guarantee short-term wealth management products of various banks are only a month, and the rate of return can be guaranteed above, and the withdrawal is flexible; But the insurance is a century, the rate of return can not be determined, and the principal guarantee cannot be provided.

According to the current 5-year deposit interest rate of the bank, if you deposit 50,000 yuan, the total principal and interest after 5 years will be 50,000 + 50,000 * simple interest);

According to the 2011 investment income report released by Pacific Life Insurance, the rate of return is already a result that everyone cheers (because the Insurance Regulatory Commission stipulates that the income plan for customers shall not be set higher, which is also calculated at 50,000 yuan: 50,000 * (1 + compound interest).

I'll save another 5 years, how can you compare with me.

To 70 is not 90w is the blessing money, if you don't receive it all the time, the total amount is more than 34w, the principal is 58600, and the dividend is more than 94w, which adds up to about 134w more.

Upstairs is right, understand monetary inflation, but have you ever thought about what if you keep 1 yuan at home or in the bank in 93 years until 12 years? Then you can't buy 1 bowl of porridge, I can tell you, if you put 1 yuan in 93 years in a financial ** insurance like Hongxin Life, I dare to guarantee to buy more than a bowl of porridge.

In fact, this long-term dividend type means to put your excess money in the bank, to take it here, you can go to Soge Bank interest rate to calculate, the same 58600 deposit bank and Hongxin comparison.

Insured: Child Gender: Female Issue age: 0 years old.

Annual deposit premium: 99,960 yuan Payment method: 10 years insurance amount: 170,000 yuan.

Age, Cumulative Contributions, Accumulated Blessing Money, Accumulated Dividends, Total Account, Cash Value.

Insured Gender: Female Insurance Age: 0 years old Number of insured shares: 170 Basic sum insured: 170,000.

Payment period: 10 years Annual premium: 99,960 yuan Cumulative premium: 99,960,000 yuan.

Calculated based on mid-range bonuses.

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Crazy, why do you buy so many copies.

1. All commercial life insurance should be tailored to meet your own needs, and the following basic information should be provided: gender, age, occupation, physical condition, income, family situation, social insurance ownership, commercial insurance ownership, and what kind of insurance (children's education, retirement, wealth planning, health protection) is required

What do you need? Critical illness? Pension?

It is also necessary to know the age and gender of the insured.

I think it's better for you to buy protection insurance instead of dividend insurance.

I can recommend you a suitable one for you.

Zhengzhou Pacific Insurance Regional Service Department.

How old you are, what profession you have, how much you earn, how many people you have to take care of. Find out these things before asking.