Grandpa wants to buy Pacific Hongfa for his grandson every year, can grandpa be the policyholder?

Updated on Financial 2024-04-11
19 answers
  1. Anonymous users2024-02-07

    1.You can be an insured, just ask your grandson's father and daughter to sign a power of attorney!

    2. As an insured, you can receive dividends and blessings every year, and he is still a dividend product with daily interest and monthly compound interest, as long as you can receive it by you forever;

    3. Unlike the previous insurance, the previous insurance was received by the guardian before the child was 18 years old, and received by himself after the age of 18, and this product is designed for the next generation of insurance, if you have any questions, you can contact me, I am Zhengzhou Pacific Insurance Company.

  2. Anonymous users2024-02-06

    No, according to the current regulations. It is necessary to enjoy the insurance interest to the insured in order to become an insured, which is to avoid moral hazard.

    According to Article 31 of the Insurance Law, the policyholder has an insurance interest in the following persons:

    1) Personally; 2) Spouse, children, parents;

    3) Other family members and close relatives who have a relationship of support, support, or support with the insured other than those mentioned in the preceding paragraph.

    4) Workers who have an employment relationship with the insured.

    In addition to the provisions of the preceding paragraph, if the insured agrees to the policyholder to conclude a contract for him, the policyholder shall be deemed to have an insurance interest in the insured. If the policyholder does not have an insurance interest in the insured at the time of the conclusion of the contract, the contract shall be invalid.

    Grandpa obviously doesn't fall into one of these categories. So it should not be.

  3. Anonymous users2024-02-05

    As far as I know, the grandfather cannot be the policyholder, but the child's parents can be the policyholder. It seems that there is a law on this. Let's check it out when you buy it.

  4. Anonymous users2024-02-04

    No, only parents can be policyholders for their children, and policyholders are entitled to dividends.

  5. Anonymous users2024-02-03

    Grandpa can't be an insured according to the regulations. However, Hongfa can do this insurance every year, and he has special rights and interests for the policyholder.

  6. Anonymous users2024-02-02

    Yes, I am a salesman of Pacific Insurance, and this product can be insured from generation to generation

  7. Anonymous users2024-02-01

    Yes, this product can be insured by generations

  8. Anonymous users2024-01-31

    As if it could, there was no special requirement for the relationship between the policyholder and the insured.

  9. Anonymous users2024-01-30

    What a good grandfather, grandparents and grandchildren! It should be possible, but if you can't, you should develop one, and it will become possible!

  10. Anonymous users2024-01-29

    No, because the insurance company stipulates that it is not possible to apply for insurance from one generation to the other.

  11. Anonymous users2024-01-28

    Hongfa can be insured from generation to generation every year.

  12. Anonymous users2024-01-27

    My dad bought this for my son as well, but with me as the policyholder. Do you have a guarantee? But I recommend adding some accidents and major illnesses to the baby, which is not expensive. That's how I bought it.

  13. Anonymous users2024-01-26

    Grandpa cannot be the policyholder of the grandson, the insurance law stipulates that the insurance cannot be insured by the next generation, you can use your son's name as the policyholder, and you pay.

  14. Anonymous users2024-01-25

    1. If it is really a product that is a big profit for the insurance company, the best choice for the insurance company is to quietly stop selling it after a period of time.

    2. The products that return once a year are full of pits and valleys, how can the only thing to say in the market? Besides, even if it is an original Pacific product, the country only has a 6-month protection period, and after that, customers will eat an average profit.

    3. Simple book calculation, this product is definitely not a loss, you still have to earn, but considering inflation and capital occupation, you see whether it is cost-effective, buy insurance you want to protect the old, sick and disabled, and you want to make money from it You go in the wrong direction.

  15. Anonymous users2024-01-24

    This product is very good, and many areas will be discontinued at the end of this month. If you don't understand, you can wait for the contract to come down and find someone to explain it to you again.

  16. Anonymous users2024-01-23

    This product is very good It will be discontinued at the end of this month, it will return money every year, it is the only product on the market that is returned once a year, you can take 9% of the basic insurance amount as a blessing every year, you can receive it twice in the first year, and there are dividends, which are written in the contract. When the contract comes down, you can take a look at it specifically.

  17. Anonymous users2024-01-22

    Look at the cash value on the policy you bought.

  18. Anonymous users2024-01-21

    Blessing money 450 to open an account to get 450 corresponding to the date of opening an account once a year to receive 450, if you enter the universal housekeeper daily interest month compound interest, roll over to the age of 60 even this plus Hongli return a total of about 200,000 yuan. Then continue to enjoy the pension subsidy.

  19. Anonymous users2024-01-20

    Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. Let's evaluate Pacific Insurance Company with the following three questions:

    1.Compared with other insurance companies, is it worth starting with Pacific Insurance's products?

    The main products of Pacific Insurance are Jinyou Life, Children's Super Energy Treasure Enjoy Million, Xin Satisfaction, etc., I stayed up late last night to sort out the products of Pacific Insurance and sort out one"Seven Products Worth Buying for Pacific Insurance".。Hope it helps.

    2.What is the level of service provided by CPIC?

    The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.

    Let's take a look at Pacific Life's service ratings:

    Pacific Life has a rating of AA and is performing well. However, the rating changes every year, and next year will be different.

    3.Is Pacific Insurance reliable?

    You can take a look at the ranking of Pacific Insurance.

    That's all for me"Hello, I just bought a Hongfa every year in Pacific Insurance, invest 5000 a year and pay ten years, I am from 1986, can you help me calculate, I don't understand a little"

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