Please tell us more about China Merchants Bank s intelligent investment fund business

I have 1,000 yuan and want to buy China Merchants Bank Smart Regular Investment "Is that not suitable for me, or is it more suitable for others?"

First of all, how long is your expected investment time, if it is a few months to a year, it is recommended not, it will fluctuate in the short term, and it may not be able to rise much better. However, if the expected investment time is 1-3 years, or even more than 3 years, it is recommended to choose it, after all, the time has passed the fluctuation period of bonds and **. The earnings will be very good.

But only if you stick to investing 300 per month. You can't stop investing because of short-term volatility losses.

Also, how much money do you need to start buying?

Each **300 starting point, can be added up.

Is the regular investment automatically deducted 300 yuan every month?

It is based on days, weeks, and months, and you can choose how often to deduct (a few days, a few weeks, a few months), or you can choose not to deduct automatically and manually deduct every month, but the monthly automatic deduction is very worry-free, and you don't need to think about it.

Will the money earned after buying ** be credited to the account, can it be taken out immediately?

Basically, the money you make depends on whether you choose to pay cash dividends or reinvest dividends. Basically, you can't withdraw it, and you have to take it out when you redeem the principal.

Is the Auto-Invest automatically selected by the machine**?

It's not a machine choice, it's you choose one out of hundreds**, and then invest a minimum of 300 per month in it. Of course, you can refer to the **ranking, and the **five-star choice of China Merchants Bank, which are all good information.

After a few years, the principal and interest and whether it can be taken out, is the money that has been purchased irrebable?

Investment matters cannot give you a guarantee of how much high returns you can achieve in a few years, but according to economic fluctuations, you don't have to worry about the loss of principal and the reduction of income in three years.

The ** that has been purchased can be refunded, and it can be sold at any time to redeem the principal.

I just finished it two days ago, the minimum investment of 300 yuan per branch per month, you can choose by yourself**, there will be this **account on the card of China Merchants Bank, you can see whether you have lost or earned, choose whether to redeem or not, you can redeem it at any time online, **After redemption, it can be received in 5 working days. You can ask them to help you handle it at the outlets of China Merchants Bank, or you can handle it at home, **here, and then click on the public version of personal banking, and then select Smart Regular Investment after installation**It's OK.

Hello! 1. According to what you said, you hope that the money is only a lot more, and it is recommended that you do not invest regularly**. Buy some currency**, deposit a lump sum or deposit a lump sum or withdraw a lump sum or a lump sum deposit.

2. Theoretically speaking, the regular investment business, when the market is down, can reduce the investment cost, but when the market is up, it will raise the investment cost; 3. Regular investment generally refers to the selection of a certain **regular quota**. If you do have a weak risk tolerance, it is not recommended that you buy a riskier **.

China Merchants Bank's intelligent regular investment is still good.

According to your question:

1. Both ** and ** are at risk. However, the risk is less and the benefits are smaller. Invest 300 per month, you can also. It is regarded as a "lump sum withdrawal". It is meant to be for those who do not have investment experience and do not have the time.

2. Set a target time for yourself. For example, three years, or five years. **In the short term, the market is more volatile.

If the time is too short, the risk is huge. Even if it is not a regular investment**, it must be held for a long time to have a greater return. If you find that your regular investment has a good return after two to three years, you can redeem it immediately, or you can increase your investment at a certain "bottom".

This one is very flexible.

3. The money invested in the fixed investment is used to buy **. **The company will take it to buy**, buy bonds, and so on. Generally, you can choose a good brand of a large ** company.

For example, Huaxia, Bosera, Harvest, Shunjing Great Wall, Cathay Pacific ....... When choosing regular investment, you should choose a more aggressive investment style**, or a more volatile**. For example, ****, index**, etc.

Don't invest in bonds** and currencies**.

I myself have now voted for "Great Wall Jiutai", which is still average. Jiutai is an index**.

In addition, investment**, in the long run, must be profitable, not losing. Because the economy is developing, the market is slowly expanding. According to the income of foreign countries, the average annual income can reach 5% to 10%. More than 10% is remarkable.

1. 300 per month can be used to make a fixed investment, and the amount adds up;

2. After the regular investment, you can redeem it at any time, without time limit;

3. According to your situation, recommend Harvest Growth.

1.Regular investment is suitable for your type of people, monthly investment can reduce the risk, when the net value is high, the share of **** is less, when the net value is low, the share of **** is more, and the income of regular investment is about 8% after 5 years.

2.It is to hold it for a long time, insist on regular investment, see how many years you set, and automatically redeem it with interest after a few years.

3. Good ** company ** type and exponential type.

Hello! **"Intelligent Investment" business is a new generation of regular investment method designed and developed by our Bank on the basis of general "regular investment" according to different customer needs and investment objectives. In addition to retaining the characteristics of general "regular investment", intelligent regular investment also has the advantages of more intelligent planning and management.

When applying for "Smart Auto-Investment", customers can decide the investment amount of each period, and the minimum subscription amount for each period shall not be less than RMB 300 (including 300 yuan), and the minimum unit of the subscription amount will be reserved until the cents. At the same time, the subscription amount of each phase is not subject to the minimum subscription amount of each **.

The subscription fee depends on the provisions of each **, generally the subscription amount; The redemption fee is based on the redemption amount.

Choose the back-end, the longer the holding time, the lower the proportion of subscription fees charged at the time of redemption, and generally hold for more than three years without subscription fees (see the ** regulations for details).

The type you choose is in line with your risk tolerance, and you can view the risk type of the ** through the past equity performance of the **, the greater the volatility, the higher the risk. Generally speaking, it is divided into **type, hybrid, bond, and currency type; The above four types of ** are the highest risk and the currency type is the lowest; The higher the risk, the greater the return, but it does not mean that the high risk will definitely get a positive return; This depends on the company's investment and research capabilities, investment environment, investment direction, investment timing and other factors.

What the? Golden sunflowers, save more than 50w.

It is good to stick to regular investment for decades.

1-3 years doesn't make much sense.

It's been a long time to invest. It's definitely going to make money.

Any of your choice will do. It's all exponential**. It doesn't matter if it's good or bad.

The full name of regular investment is **regular investment. That is, you take a certain amount of money every month to buy**. That is, expert financial management, in other words, experts take your money, speculate, and others.

Anyway, now ** belongs to the low point. So rest assured. When the next round of bull market comes, you redeem all the **, so you can definitely make money.

Hey, I have the same disease and pity me I was also fooled by the mm of industry and commerce some time ago 600** fixed investment per month (hehe, less than yours) I also wanted to save money before buying, and then I made up for this knowledge after buying it (I feel a little outdated) What is better to buy now I'll send you an email I've made a little money.

I don't know much either,,, but it's much better than the whole deposit,,The mm of the merchants didn't lie to you. It's very good for young people to invest regularly.

Landlord, your planning is good, if you can't save money, the best way is to use the money to invest, because the investment risk is not big, the income can be, and you can save a large amount of money after a few years.

1. Regular investment is actually a lazy way of financial management, that is, to take a part of the money to buy every month, and the manager will take care of it for you.

2. I don't know much about the minimum of China Merchants Bank, I opened ICBC, the minimum is 200 yuan, you can go to China Merchants Bank ** to see, **you can go to** company to open an account, you can go to the bank to open an account, the most convenient way is that your bank card if you have online banking directly. (**The company's handling fee is relatively lowest).

3. If it stops in the middle and there is no money in the card for three consecutive months, the contract will be terminated.

4. Choose**, be sure to choose a large **company, and choose to issue for three years or more if you make a fixed investment.

5. If you don't know how to choose the best, you can use the "Zhihui Financial Planner", which regularly recommends some of the best performers to you.

Yinhua is still good, so you can consider investing in a ** with back-end fees.

It is best to choose a back-end fee for regular investment, so that there is no handling fee every month, but the holding time must reach the time specified by the company (3 10 years) before redemption, and there is no handling fee. In addition, the cash dividend is changed to dividend reinvestment, so that if the dividend is distributed, the cash will be distributed again, and the company will re**the**, which has no handling fee, and has increased the **share, and also produced compound interest benefits.

Southern 500, Dacheng 300, Bank of Communications Steady, Industrial Trend, etc. are all back-end**.

Huaxia returns.

In the last year, the overall scale of ChinaAMC returns is higher than that of the same category; In terms of dividend style, it is manifested in the preference for dividends in the overall **. In terms of the ratio of risk and return, the investment return of the ** is very high, and the investment risk is very small.

The proportion of ** assets invested in the ** net asset value. The manager of Huaxia Return has a very strong comprehensive management ability and good stability. In terms of choosing investment objects, we prefer to invest in large-capitalization categories, which have a mix of growth and value.

Among the concentration of heavy stocks, the concentration of the industry to which it belongs is average.

From the perspective of the overall management level of the ** company, the ** overall income of the ** management company is slightly greater than the average overall income of other ** companies, the difference in income is slightly greater than the average level, and the overall risk level is equal to the average level.

Therefore, it is recommended that you recommend** and hold it for a long time**.

Harvest 300 is in the index**, and Harvest 300 is the best among them! I believe you have already seen all kinds of analyses about this **!

1. According to the current point, it is no longer possible to have a large **.

2. China's most advanced economic aspect has not changed, and investing in Harvest 300 can enjoy the profits of the rapid growth of blue-chip listed companies.

3. The current **, regular investment index** must be more than 3 years, so as to ensure the income.

GF Strong Bonds. Recommended reasons: 1. The global economic slowdown and the continuous adjustment of ** have brought significant opportunities to the bond market. The downward trend of interest rates will become a long-term trend, and the interbank market is abundant, providing a good macro environment for the bond market to continue its previous strength, and bonds are facing more investment opportunities.

2. GF Strong Bond embodies the two concepts of safety and risk control in its structural design, and its rise in the past six months is far ahead of other bond types, and the stability of its performance is good, and it has been recommended by many research institutions.

3. GF Strong Bond has a unique design of the rate, no subscription fee and subscription fee are charged, and the redemption rate is only, and no redemption fee is charged if the holding period exceeds 30 days (including 30 days), which effectively reduces the handling fee for investors. For individual investors who avoid market fluctuations and pursue asset preservation and appreciation, as well as prudent institutional investors, low-risk and medium-return wealth management products are still their first choice. In view of the above situation, we believe that this ** is more suitable for the current market conditions, and investors are advised to actively subscribe to it.

According to the information you provide, it is more appropriate to invest 300 yuan per month, so as not to affect your daily life because of the investment.

Yinhua You's selection of investment is good, and it is best to stick to it for a long time.

"Yinhua Preferred**", is it **for the 519001 Yinhua Preferred**? How is it, its performance this year has been very poor, how can it feel that "Yinhua Preferred**" is really good? It is now fundamentally so"Strong**".

1.It is recommended to immediately stop re-investing in "Yinhua Preferred**".

2.You can consider the Harvest theme, the Southern 500, and the Huaxia stable. Pick from them.

It is recommended to pay attention to those with strong stock selection ability and dare to reallocate in the industry, such as Huaxia Industry, Da Mo Leading, Great Wall Brand Selection, Yinhua Leading Strategy, etc.; At the same time, we pay attention to flexible strategies, such as the growth of Chinese business prosperity and the growth of Xinhua Preferred.