I want to buy a fund, I want to ask, which fund is the most stable, there is no profit and no loss!

As long as it is an investment, there are risks.

Comparatively speaking, currency** and bond** are less risky.

There are risks in investment, but in the long run, the risk will be much lower. Regular investment can also share the risk. In addition, the currency ** is low risk and low return.

If you are in a good state of mind, you can enter in batches. If you're afraid of being trapped, wait and see.

At present, the theme of Bosera is more resistant, you can go to Morningstar.com, Shumi.com, Cool**.com, Tiantian**.com, etc., to see the performance, ranking, manager and so on.

The adjustment will continue, and the market outlook is still uncertain. Experts suggest that investors who have lost their holdings do not have to be busy cutting meat and stop losses, and at the same time, they should not blindly **low prices**, and staying on the sidelines is a wise choice for investment in the near future.

You can do regular investment.

Regular investment GF Jufeng, Bosera theme, Bosera selection.

**Regular investment business refers to the business of investors subscribing for a certain **product at a fixed time and a fixed amount within a certain investment period, and after accepting the investor's application, the management company will deduct a fixed subscription amount from the investor's designated fund account for a fixed period of time (with the smallest unit in months) according to the investor's requirements, similar to the bank's lump sum deposit and withdrawal method.

Investing regularly and in a fixed amount can effectively diversify investment risks. When the **equity**, the **share bought** is less; When the net value is **, the share bought is more. In this way, "buy less, buy more", in the long run, you can effectively reduce the cost of investment, and investors do not have to work hard to choose the right investment time.

If you make a regular investment, it is best to choose a large fluctuation in net worth, because there are more opportunities to accumulate more low-cost shares in the stage of net worth, and you can make a profit quickly in the market. Among the various types of **, **type** is more suitable for regular investment business, such as GF Jufeng, GF Small Cap, GF Jufu**, etc. Since this method is to use the time compounding effect to make long-term investment profits, there is no need to choose the time to enter the market, and it also disperses the short-term risks of long and short, and the fluctuation of net value.

Generally speaking, regular investment is more suitable for wage earners with low risk tolerance, young people who have just started working, and middle-aged people with specific financial goals (such as children's education**, pension plans). Experts suggest that investors can plan their own fixed investment according to the actual situation and goals, such as buying a car and buying a house can choose ICBC fixed investment for three or five years, and preparing education funds and pension for children can choose a longer fixed investment period.

If you plan to hold it for more than 1 year, you can do it.

If you want to resist risks, then you can sell them by regular investment. At present, ** is falling, and it is a good time to sell**. As for which one to buy, it doesn't make much difference.

Currency and bond types are not recommended to sell, if you want to buy this ** to resist risks, it is better to go to the bank to deposit fixed savings.

At the minimum, it can only be capital preservation, and there is no guarantee that there will be a profit or loss, and the capital preservation and appreciation type can be considered, such as the southern hedging value-added and the Cathay Pacific capital preservation and value-added.

**There is**Ah.

You can match a little currency **, it is absolutely principal-guaranteed, the annual income is greater than the regular annual interest rate, if the amount of funds is large, you can consider it.

I also want to get a ** to play, but I don't have much money, so I don't dare to spend it, but I still want to play with 100 yuan, can you provide this? The money is too small, and I don't know if the bank will open it or not.

**, in English is fund, in a broad sense, it refers to a certain amount of money set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

According to whether the unit can be increased or redeemed, it can be divided into open and closed. Open-ended ** non-listed trading (it depends on the situation), through banks, brokers, ** companies to subscribe and redeem Lingchun, ** scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

Open is one of the basic forms of operation in all countries of the world. The management company may sell new units to investors at any time, and shall also repurchase the units it holds at any time at the request of investors. Open has become the mainstream of the international market, the United States, the United Kingdom, Hong Kong and Taiwan's market is more than 90% open.

What to buy** The income is more stable?

Generally speaking, the returns of currency and pure debt are relatively stable.

The investment direction of currency is mainly cash, bank deposits with a term of less than 1 year (including 1 year), bond repurchase, bank bills, interbank certificates of deposit, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed **, etc., so from the perspective of investment direction, there is basically no investment risk is relatively high, and some financial management with relatively stable returns.

Therefore, the fluctuation of currency ** is relatively small, and the income is relatively stable, when you choose the currency **, you can check the past income, most of the cases are positive returns, but the returns will not be very high.

Pure debt ** is 100% investment in bonds, and the risk of the investment direction of bonds is also small, so the income is relatively stable, but compared with the currency, the fluctuation is slightly larger, but on the whole, it is relatively stable, and the currency** and pure debt** have no investment in either **, so the risk is relatively small, and the income is relatively stable.

What type of investors are suitable for those investors with relatively stable income**?

If the income is relatively stable, you can consider holding it for a long time, because the income is relatively stable, which means that the income will not be very high, which means that the income will not be very high, but long-term holding, slowly accumulating, will make more and more money.

However, it should be noted that the income is relatively stable, that is to say, there is the possibility of loss, and after the purchase, you also need to occasionally pay attention to the dynamics of the **, basically look at it once a day, if the **** is not good, then it is also necessary to take out the **stop loss in time.

If investors can't bear any risk and don't want to lose a penny, they can only consider time deposits, which are currently only principal and interest guaranteed, and there will be no losses.

If you want to make a steady profit, you can only consider the currency**, but the expected bank tax rate is relatively low, and the risk is of course relatively low.