What do I need to do for mobile phone installment? Is it okay to have a household register?! How is

First of all, you must apply for a credit card, otherwise you can't apply in installments, just bring your ID card and income or work certificate to major private banks.

Once the card is ready, then there are three installment payment options.

First, the bank does not charge any interest and handling fees for online installment payments. It is 2,000 yuan in 6 installments, and it can be repaid every month.

Second, the special merchant installment, the payment is the same as above. Generally, Suning, Gome, and five-star are OK.

Third, the bill installment, this is two days after the bill day comes out, call the service ** to transfer to manual and ask for installment.

The longer the installment, the higher the handling fee, no interest, generally divided into 12 installments, the handling fee paid every month, the specific amount to consult the **.

You first check whether your local bank pays for the business of buying a mobile phone in installments, and if any bank has this business, go to which bank to apply for a credit card and apply for installment payment through a credit card. If you can't get a credit card, you're in trouble. If you have a good friend who can handle the installment business credit card, ask him (her) to help you handle it, you just need to pay your friend back every month, if you don't or don't, then there is no way.

Because installment payment is guaranteed, no one will give you installment shopping without collateral. Hope this you can understand and be satisfied. Good luck!

Just go to the mobile phone seller and handle it, just bring your ID card, bank card or credit card or something like that, it doesn't have to be too complicated

Buying a mobile phone can be paid in installments.

1. First of all, before deciding to buy a mobile phone in installments in a physical store, consult the salesperson in the store, such as the interest of installments and the down payment of installments, which are the first things you need to understand.

2. Then, you need the company's ** address and residential address, which must be detailed and true and accurate, because the bank will verify them one by one.

3. You need to fill in the name and address of your parents, relatives (uncles and aunts), boyfriend or husband, as well as contact**, and the contact information of a colleague must also be filled in.

4. When you go to handle it, you need to bring your original ID card and the bank card for your ID card, which will be handled by a special person.

5. There must be at least one penny in the bank card provided, because when handling it, there will be a process of swiping the card, and a document will be swiped, and that document needs your signature.

6. There will be someone who takes a ** and uploads it to the database, in this database, all the information will exist, and there will be someone to verify whether the information provided is true, if it is true, it will be easy to pass.

7. After passing, you need to sign many documents, which may be the most signed by your name in your life, and I personally feel that this information is safe and there is no need to worry too much.

8. Finally, after paying the down payment, you can get the mobile phone, the receipts must be kept, one of which will be left with installments, remember the monthly payment date, overdue will produce overdue fees, you can pay in advance, so the interest will be less.

1.The procedures and requirements for buying a mobile phone in installments are quite simple, as long as you are at least 18 years old, bring your ID card, bank card and work (school)** or household registration booklet, you can easily handle it. At the same time, a certain down payment is required, which can be divided into 6 installments, 12 installments, 15 installments, 18 installments, 24 installments, and so on.

2.The loose conditions are often corresponded to high fees, and the interest charged for buying a mobile phone in installments is calculated on a daily basis, and the daily interest rate is usually one thousandth. In addition, in addition to the high interest, some mobile phone dealers will also charge a certain handling fee, if consumers want to repay in advance, they also need to pay an "early repayment fee", which is about a few hundred yuan.

3. For example, calculate how much you need to charge for buying a mobile phone in installments. For example, if you buy a 5,000 yuan mobile phone, make a down payment of 20%, that is, 1,000 yuan, and then divide 4,000 yuan into 12 installments, the interest is 4,000 1,365 = 1,460 yuan, 365 days a year, and the interest is 4 yuan per day, and if you add the handling fee, it will be more. According to this calculation, the annual interest rate of buying a mobile phone in installments is more than 4 times the benchmark interest rate.

4.Although the purchase of mobile phones in installments satisfies many young people, it is convenient and convenient to handle, but according to this calculation, it is relatively uneconomical for consumers to buy mobile phones in this way. If you are short of money to buy a large number of consumer goods, you may want to consider applying for a personal consumption loan, the interest rate of the loan is much lower than the cost of instalment consumption.

Summary. If you buy a mobile phone, you can pay in installments, if you buy it in ** and Jingdong, when you pay, Alipay can use Huabei, and then repay it in installments. JD can directly use JD Baitiao when making a payment, and you can directly choose to pay in installments.

Can I buy a mobile phone and pay in installments, and what process is required?

If you buy a mobile phone, you can pay in installments, if you buy it in ** and Jingdong, when you pay, Alipay can use Huabei, and then repay it in installments. JD can directly use JD Baitiao when making a payment, and you can directly choose to pay in installments.

Why do you have to pay in full when you pay in installments?

If it is an offline store, you can apply for installment in the store, and the installment salesman will upload your ID card to the system, and then add relevant information, including occupation, income, relatives, etc., and you can installment after the background review is passed.

Is it okay to turn around?

The full amount is paid for you by the installment provider.

Well. It's okay to go around.

Support Huabei. This means that I don't have to pay the full amount directly when I pay in installments?

Installment payment, in fact, is also the full amount, but this full payment is not paid directly by the buyer to the merchant, but paid by the financial company on behalf of the buyer, at this time the buyer and the financial company have established a contract, and the buyer repays the loan to the financial company at each specified time.

Let's say I bought a mobile phone this month and spent 10,000 yuan.

I used to pay in installments, so the finance company helped me pay the seller the full amount of the phone, and then, I signed a contract with the finance company.

10 months to pay off.

Then without counting other fees and interest, I need to repay 1,000 yuan to the financial company every month.

The conditions required to buy a mobile phone in installments are as follows: the applicant is between the ages of 18 and 65. The applicant has a stable job and income and can afford to repay the loan.

The applicant is a natural person with valid identity documents such as ID card and household registration booklet, and has full civil capacity. The applicant has a good personal credit report, no bad records, no bad habits such as pornography, gambling and drugs.

1. Hard conditions.

Buying a mobile phone in installments online is generally an overdraft in advance, and there must be a consumer credit product that can be used in installments. Commonly used credit cards, as well as Jingdong Baitiao, Huabei, etc. No matter what product you use, there are two things that must be met, one is that the amount cannot be lower than that of the mobile phone**; One is that the status must be normal, and it cannot be frozen, stopped, or controlled.

And there are differences in the consumption places of different consumer products, like Jingdong Baitiao Online can usually only be purchased on Jingdong**, like Huabei Online is generally paid on **, whether it is Jingdong** or**Generally, as long as the credit card collection is opened, it can be supported.

2. Soft conditions.

In fact, it is to look at the staging method, and there are usually two ways. One is to pay installments directly when buying a mobile phone online, and the other is to pay for it after the bill comes out after buying a mobile phone online. If you choose direct installment, you will have to start repaying the latest bill; If the bill comes out and then installment, the next bill will come out before the repayment begins.

Note that when using consumer credit products to buy mobile phones in installments, the system will evaluate the environment of both parties to the transaction when making payment, in order to ensure the authenticity of the current transaction, if the system assesses that there is a false transaction, the transaction will be terminated, and the borrower needs to make a new payment.

Now there are many online loan big data systems that can provide online loan record query, which can be searched: Xiaoqi Xincha. You can query the online loan application record, the type of application platform, whether it is overdue, the overdue amount, the estimated credit limit of credit card and online loan, and other important data information.

Extended Information: What do I need to buy an iPhone in installments?

If the user has opened the loan software, has not obtained the loan amount, and has not submitted a loan application, then the personal credit investigation will not be affected. However, account registration is required to open loan software, and the user registers for a regular online loan, so the security of personal information can be guaranteed. If the user registers for an informal online loan, there is a risk that personal information will be leaked.

If the user does not have a borrowing need, it is not recommended to open the loan software, and it is not too late to open the loan software when there is a borrowing need.

Now life can be said to be inseparable from mobile phones, sometimes as soon as a business comes out with a new mobile phone, everyone wants to buy, but sometimes the price of mobile phones for young people can not be paid at once. In fact, at this time, you can choose to pay in installments to buy a mobile phone. So, how do you buy a mobile phone in installments?

I'm here to answer for you today.

1. Log in to online shopping** and select the product

2. Enter the store and select the installment payment method

After clicking on the store's details page, we can see that there is an installment button on the page, and there are various installment installment options below. You can choose a repayment term that is appropriate for you according to your repayment ability.

Generally, the longer the repayment period, the more interest will be required, but the pressure will be less, while the shorter the repayment period, the lower the interest, but the repayment pressure will be greater. You can choose according to your situation. Once you've made your selection, click on Installments.

3. Select the payment method to pay

If you pay with Alipay, then after the payment is successful, Alipay will automatically deduct your installment amount every month, of course, you can also choose a credit card payment method to repay.

That's all there is to the question "How to buy a mobile phone in installments?" You can use Alipay's Ant Huabei to pay in installments, or you can choose your credit card to pay in installments, which mainly depends on your own situation to choose.

Clause. 1. Generally, we can choose to buy mobile phone installments online because it is more convenient, such as **, Jingdong, etc., can be used, so today I will teach you to use Jingdong installment! Generally, colleges and universities will have Jingdong faction, we go directly to Jingdong faction and ask the staff to help us handle Jingdong Baitiao, of course, you can also handle it online, but the amount will be smaller.

Clause. Second, after opening the white strip, we can find the mobile phone we like to talk about on JD.com, and then add it to the shopping cart, and then click to pay.

Clause. Third, when the knot clan was ruined, I chose to use the white stripe.

Clause. Fourth, then the white strip can also choose how many installments, of course, according to their own economic situation to choose, and then we finally click on the white strip to pay.

Clause. 5. Then go to the white bar center in the personal center, you can see our repayment situation, and when it is time to repay, click on the repayment.

1. ID card and bank card or social security card and driver's license.

2. A credit card is required, and the credit card overdraft limit is greater than that of the mobile phone**.

Bank card conditions: You need a credit card, the credit card overdraft limit is greater than the mobile phone**, and then you need to go to a store that supports credit cards to buy this is to buy a mobile phone.

The practice of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the remaining payment is paid in installments after the product is partially or fully produced and shipped on the ship, or when the goods are installed, commissioned, put into operation and the quality assurance period expires.

The installment payment must be at least 18 years old, and those under the age of 18 cannot apply for installment payment, because they have no ability to repay and full civil capacity. Conditions required for installment payment:

1. Be between the ages of 18 and 65.

2. Have a stable salary income or a stable job.

3. Have full capacity for civil conduct.

4. Have the ability to repay, have good personal credit, and have no bad records.

ID and bank statements are required.

1.If you want a loan, then it must depend on your bank statement in the last six months, and it is easy to get a loan if there is a bank statement.

2.The loan must be yours yourself, so ID is essential ha3If you can't get a loan, you can consider buying a mobile phone in installments, under normal circumstances, the installment is much simpler, and the review is not strict, but the cost is relatively high, you have to consider this clearly, if there is no economy, or no work, it is still not recommended that you take out a loan or buy a mobile phone in installments, if it is overdue, the consequences are very serious.

How to handle the installment purchase of mobile phones? What are the requirements for buying a mobile phone in installments?

First of all, you have to do a credit card with a credit limit of more than 3000, and then go to the card to buy the mobile phone you want, after the credit card bill comes out, you apply to convert the consumption into installments, if you choose to pay off every half a year, you will repay a little more than 500 every month, and the more is the loan interest charged by the bank.