Is there a handling fee for remote card transfers, and is there a handling fee for remote bank card

Peer non-local transfers are free of handling fees, and same-peer non-local transfers exceeding the limit stipulated by the bank will also be charged handling fees; If it is an inter-bank, the relevant handling fee will be charged as usual, and the inter-bank transfer fee generally ranges from 1 to 50 yuan, and the specific fee amount is determined according to the bank's charging standard and personal transfer amount.

Transfers can be made using online banking, ATMs, or over the counter.

1. Online banking transfer.

1. Log in to the bank's official website and click on online banking to log in;

2. Fill in the correct username and password to complete the login;

3. Select Transfer-Peer Inter-bank Transfer, fill in the beneficiary's information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

2. ATM transfer.

1. Insert the bank card into the ATM machine and enter the password to log in;

2. Select Transfer, enter the payee, and click OK;

3. Confirm the payee, enter the transfer amount, and click OK to complete.

3. Counter transfer.

1. Go to the bank to handle inter-bank transfer and remittance business, and queue up to get the number;

2. After the number is taken, hand over the ID card to the bank counter staff;

3. Fill in a transfer and remittance form, and write down the beneficiary's name, account, and bank (branch); Write down your name, account and other information;

4. Give the business application form and cash to the counter staff;

5. Wait for a while and sign the business confirmation form;

6. Get back the transfer and remittance voucher and ID card.

The current regulations are as follows: After logging in to the online banking, when you make transactions through ICBC transfer remittance, registered account transfer, inter-bank remittance and other items in the transfer remittance column, if you choose ICBC transfer remittance or registered account transfer, when the payee is an ICBC account in the same city, there is no fee; When the beneficiary is a non-local ICBC account: for VIP customers, fees will be charged according to the amount of remittance Minimum yuan, maximum yuan, for ordinary customers, fees will be charged according to the amount of remittance, minimum yuan, maximum yuan, when the beneficiary's account is in the same city, other places, other bank accounts, unified according to: for VIP customers, fees will be charged according to the amount of remittance Minimum yuan, maximum yuan, for ordinary customers, fees will be charged according to the amount of remittance, minimum yuan, maximum yuan.

There are two cases:

1. The handling fee for non-local transfer with the same bank is as follows:

Business: Free.

Agricultural Bank of China: trading volume; The lowest is 1 yuan, and the highest is 20 yuan.

Bank of China: less than 10,000 RMB (including 10,000 RMB), plus a transfer fee of 30; RMB 10,000-100,000 plus a transfer fee of 30; $100,000 to $500,000, plus a transfer fee of 30.

China Construction Bank: The minimum transaction amount is 2 yuan and the maximum is 25 yuan.

Transportation: The minimum transfer amount is 1 yuan, and the maximum is 50 yuan.

China Merchants Bank: 2 yuan.

GF: Transfers between peer accounts will be charged a handling fee according to the deposit amount, with a maximum of 20 yuan and a minimum of 1 yuan.

Broad: If the handling fee is the remittance amount, the minimum is 2 yuan, and the maximum is 20 yuan.

Postal: If you receive remittance, the maximum fee is 50 yuan.

Minsheng: The minimum fee is 1 yuan and the maximum is 50 yuan.

SPD: Free.

CITIC: Depending on the amount of remittance, the minimum fee is 10 yuan and the maximum is 50 yuan.

2. The handling fees for non-local transfers between different banks are as follows:

Business: Free.

Agricultural Bank of China: trading volume; The lowest is 1 yuan, and the highest is 35 yuan.

Bank of China: less than 10,000 yuan (including 10,000 yuan), more than 10,000 yuan.

China Construction Bank: The minimum transaction amount is 2 yuan and the maximum is 25 yuan.

Transportation: The minimum transfer amount is 2 yuan and the maximum is 50 yuan.

Commercial Banks: 1 of the remittance amount is charged, with a minimum of 10 yuan and a maximum of 25 yuan.

GF: The fee charged each time is RMB, plus 510,000 of the total deposit fee, with a minimum of 1 yuan and a maximum of 20 yuan.

General: If the handling fee is the remittance amount, the minimum is 5 yuan, and the maximum is 50 yuan.

Postal: If you receive remittance, the maximum fee is 50 yuan.

SPD: Depending on the remittance amount, the minimum fee is 2 yuan and the maximum is 40 yuan.

CITIC: Depending on the remittance amount1, the minimum charge is 10 yuan and the maximum is 50 yuan.

The rules of each bank are different, and the standard of charging fees is also different.

Partial bank charges:

1. Bank of China: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fee: 12 yuan for infiltration; Non-local travel fee: 10 yuan.

2. Industrial and Commercial Bank of China: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan) + 4 yuan; Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan).

3. China Construction Bank: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fees are used for sale: 1% of the transaction amount (2 yuan lower than the most cluster, no upper limit) + 2 yuan; Non-local peer fee: 1% of the transaction amount (minimum 2 yuan, maximum 1000 yuan).

4. Agricultural Bank of China: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fee: 1% of the transaction amount (minimum 1 yuan, no upper limit) + 2 yuan; Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, no upper limit).

5. Bank of Communications: 2 yuan for inter-bank transactions in the same city, and 100 yuan for inter-bank transactions in other places (inside and outside the province).

There is generally a handling fee for inter-bank bank card transfer, but the transfer channel is different, and the handling fee is also different

1.When transferring money through the bank counter, the bank generally charges a handling fee of 2-50 yuan;

2.When transferring money through ATMs, banks generally charge a handling fee of 2-18 yuan;

3.When transferring money through online banking, the transfer amount is greater than 5,000, and a handling fee of 5-50 yuan is generally charged; No fee will be charged for less than 5,000 yuan;

4.There is generally no handling fee for inter-bank transfers via mobile banking.

Extended information: 1. ICBC inter-bank transfer fee:

1. Same city: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan.

2. Non-local: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan.

3. Internet banking: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan. 10% discount on eRemittance.

2. Agricultural Bank of China's inter-bank transfer fee:

1. Same city: less than 5,000: 2 yuan, 5,000-50,000: 3 yuan, 50,000-100,000: 5 yuan, more than 100,000: 8 yuan.

2. Non-local: the transaction amount; The minimum is 1 yuan, and the maximum is 35 yuan.

3. Online banking: 2 yuan for inter-bank transfers below 5,000 yuan in the same city, 3 yuan for 5,000 yuan to 50,000 yuan, 5 yuan for 50,000 yuan to 100,000 yuan, and 100,000 yuan.

Note: 1. According to the relevant regulations of the People's Bank of China, the inter-bank transfer and remittance service between ICBC and other banks is 9:00 and 17:00 every working day.

2. ICBC and other banks will charge a handling fee of 1% of the transfer and remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan.

3. Please pay attention to the following regulations of the State Administration of Foreign Exchange when handling foreign exchange remittances:

1) The name of the beneficiary of the foreign exchange remittance must be the same as the name of the remitter, or the immediate family member of the remitter. If the name of the beneficiary is inconsistent with the name of the remitter, the supporting documents of "the beneficiary and the remitter are immediate family members" shall be presented, and the "immediate family members" include "spouse, father (mother) and son (daughter)", and the supporting documents are as follows:

a.If the payee and the remitter are in the same household register, the household registration book shall be presented.

b.If the beneficiary and the remitter are not in the same household register, a notarization or certification document issued by the notary department or the police station or other competent authority proving that the payee and the remitter are indeed immediate family members shall be presented.

There is no handling fee for bank transfers.

At the end of September 2016, the People's Bank of China issued the Notice of the People's Bank of China on Strengthening Payment and Settlement Management to Prevent New Types of Illegal Crimes in Telecommunications Networks, which requires that banks charge non-local handling fees for non-local deposits, withdrawals, transfers and other businesses within the bank to be free of charge from January 1, 2017 at the latest.

There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

There is no handling fee for intra-city transfers. Document No. 261 issued by the People's Bank of China on September 30, 2016 stipulates that if a bank charges a non-local handling fee for the bank's intra-bank deposit, withdrawal, transfer, etc., it shall be free of charge within three months from the date of issuance of this notice. In other words, by January 1, 2017 at the latest, citizens will handle transfer business in the same bank, and cash withdrawals and transfers in other places will be free.

Although the handling fee has been waived for the same transfer in the same place, it should be noted that this is only a non-local transfer within the bank, which is exempt from the handling fee, not an inter-bank exemption from the handling fee, and a certain fee will still be charged if the inter-bank transfer is required.