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When using credit products, in order not to affect personal credit, borrowers need to keep in mind the repayment date and repay on time.
The repayment date of the loan is fixed according to the time of the first borrowing, and cannot be modified for the time being. You can check the repayment date on the borrowing or [Go to Repay] page.
Generally speaking, if the first payment is applied for on the 10th, the repayment date will be the 10th; If the first loan occurs on the 29th and 31st of each month, the repayment date on the 29th is fixed on the 25th of each month, the 30th repayment date is fixed on the 26th of each month, and the 31st repayment date is fixed on the 27th of each month.
If the disbursement date is less than 15 days from the latest repayment date, the repayment date will be postponed to the next repayment date as the first repayment date. The details are subject to the display on the borrowing page.
Among the reliable big brands on the market, in addition to borrowing, Du Xiaoman Finance's money is also a good choice. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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If there is any arrears, it must be repaid
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If it is consumed offline, it must be returned on the 9th, and if it is purchased online, the date will generally be calculated after receiving the confirmation of the goods. That is to say, the goods cannot be received on the 9th, or the goods are not confirmed. That is, before the 10th of next month.
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It is the 9th of the next month that you owe last month, and as long as the end of the month is over, it will be next month's business.
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Naturally, it was returned this month. The consumption before the 9th is to be repaid on the 9th of this month.
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1.If the time of the first loan is the 10th, then the repayment date is the 10th of each month, that is, the repayment will be made on the 10th of each month;
2.If the first borrowing time is on the 29-31st of each month, then the 29th repayment date is fixed on the 25th of each month, the 30th repayment date is fixed on the 26th of each month, and the 31st repayment date is fixed on the 27th of each month.
Extended Materials. Borrow.
It is a loan service launched by Alipay, and the current application threshold is sesame points.
above 600. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.
At present, the consumer loans launched by e-commerce giants.
It is mainly for the installment in the consumption scenario of the e-commerce platform, but with the continuous accumulation of personal credit data, it is aimed at personal credit loans in the non-consumption scenario.
It is also being rolled out one after another. Here's the actual experience of raising the quota:
1. Deposit Yue Bao.
In November 2021, it was reported that Borbei responded that Borbei is gradually promoting brand isolation, and a number of licensed financial institutions, including Ant Consumer Finance Company, will jointly provide users with small consumer credit services.
In the future, borrowing will be provided by Ant Consumer Finance and will become the exclusive brand of Ant Consumer Finance. Credit services provided independently by banks and other financial institutions will be displayed on the "Credit" page. In the process of brand isolation, the service experience of users will not be affected, and the core processes such as activation, account review, interest calculation, and loan and repayment will not change.
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The 9th is consumed, and the repayment date is the 9th of the next month.
When consuming, users can advance the amount of Ant Huabei and repay the loan on the 9th of the next month after the receipt is confirmed, with an interest-free period of up to 41 days. Enjoy the consumption experience of "buy this month, pay it back next month, super long interest-free".
There are two conditions that need to be met to determine which month is the 9th of the month when the repayment date is made, one is to confirm the receipt of the goods, and the second is the next month. The repayment date can only be determined if this condition is met at the same time.
Therefore, the ninth day is consumed, and the repayment date is the 9th of the next month.
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If the repayment date of your remaining loan is the 9th of each month, you can pay off the repayment amount through Alipay or other means before the repayment date, or set up the automatic repayment function by the reputer. If you are unable to repay the loan on time, it is recommended to contact the customer service of Baobeiqing in time and explain the situation, and repay the arrears as soon as possible to avoid additional fees caused by overdue and the impact on your personal credit history.
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There are usually two ways to repay loans, one is to repay the loan on time, that is, to repay the loan principal and interest in installments according to the agreed time and amount; The other is early repayment, that is, the remaining outstanding principal will be paid off in full at one time before the agreed time.
As for which way is better, it needs to be considered according to the actual situation of the individual. If you have enough money, you can pay off the loan early, which will avoid subsequent interest expenses and improve your credit rating. However, it is important to note that some loan contracts may charge additional fees for early repayment.
If you don't have enough money to make all of your outstanding loans at once, you should make the payments on time and on time. This allows you to maintain a good credit history and avoid penalties such as default fines.
In short, when choosing a loan product, you should evaluate it according to your actual situation and choose the repayment method that suits you best.
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Summary. If your repayment date is the 9th of each month, you can pay off the repayment amount through Alipay or other means before the repayment date, or set up the automatic repayment function. If you are unable to repay the loan on time, it is recommended to contact the customer service of the borrower in time and explain the situation, and repay the outstanding amount as soon as possible to avoid additional fees caused by the overdue period and the impact on your personal credit history.
If your repayment date is the 9th of each month, you can pay off the repayment amount through Alipay or other means before the repayment date, or set up the automatic repayment function. If you are unable to repay the loan on time, it is recommended to contact the customer service of the borrower in time and explain the situation of the slag oak, and repay the arrears as soon as possible to avoid additional costs caused by the overdue period and the impact on the personal credit record. Such as the clan side.
Excuse me, but please go into more detail?
If your repayment date is the 9th of each month, you can pay off the repayment amount through Alipay or other means before the repayment date, or set up the automatic repayment function. If you are unable to repay the loan on time, it is recommended to contact the customer service of the borrower in time and explain the situation of the slag oak, and repay the arrears as soon as possible to avoid additional costs caused by the overdue period and the impact on the personal credit record. Such as the clan side.
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