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If you buy a full house in Beijing, you will be rich before you buy a house, and you will be poor ...... after you buy a houseReally, the prices are surprisingly expensive.
There are many factors that many people consider before buying a home. the size of the house, the actual usable area; The lot of the house, there is no room for appreciation; The ** of the house, there are no ups and downs; The property rights of the house, whether the transfer can be changed, etc., some people will even look at feng shui when buying a house. <>
Before buying a house, save money and live a budget-conscious life. People think differently, some people work hard and work hard just to buy a house, and buying a house in the first-tier central cities of Beijing, Shanghai, Guangzhou and Shenzhen is the dream of many people who are extremely poor in their lives.
Some people may not think about the house at all, and just live the life in front of them (like me, ......).When you buy a house in Beijing, you can pay the full amount of the down payment in your hometown.
But why are housing prices in Beijing, Shanghai, Guangzhou and Shenzhen so expensive, and some people are desperate to buy a house? It's very simple, I just want to have a home and a place of my own.
The city is so big, so prosperous, and there is a lot of traffic every day, but I believe that many people are like me, living in such a city, going to and from work every day, but they have no sense of belonging.
Because we don't have a home in this city, we don't have a place to belong. It's different when you buy a house, your name is on the real estate certificate, no matter how many square meters, no matter how high the floor, it belongs to you. <>
After buying a house, you can go home no matter how dark it is or how heavy the rain is. Take the key to your home, open the door, and you're in your own world. No longer under the control of the landlord, you can neither put your favorite wallpaper on the wall, nor can you replace your favorite sliding door.
If you have a house, you can toss it as much as you want, and you can decorate it as you want, because the house is your own.
With a house, you have a sense of belonging in this bright city. Because I have a home.
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Buying a house is what everyone in China wants, so what changes do we have before and after buying a house?
Before buying a house. In the buyer's past, we usually choose to rent a house outside, in fact, there is a disadvantage of renting a house is that every month will be urged by the landlord to pay money, a lot of water and electricity bills, management fees and various expenses must be submitted by themselves, their own monthly salary is not more than half of all at once, this is what makes us distressed, and there are all kinds of problems will appear, sometimes in order to save the cost of housing, our living conditions can not be said to be quite good, can only say that people can live in front of them, This makes us have restrictions on living conditions, and we can't arrange them according to our preferences, and our lives are troubled by all kinds of expenses, and our living conditions will naturally not be good.
After buying a house. After buying a house, you don't have to pay all kinds of extra fees, you can also decorate according to your own wishes, like and dislike all by yourself, the state of life continues to rise, so that you also have a stable and warm home here, this is our only reliance, although we bought a house in Beijing, Shanghai, Guangzhou and Shenzhen, but the loan of the house has not been paid off, which requires us to keep working hard to make money, so that we can pay off the money quickly and easily for a while, Of course, the living conditions are not as cheap as renting a house before, and there is a lot of pressure on the living conditions.
Before and after buying a house in Beijing, Shanghai, Guangzhou and Shenzhen, we will have different changes in terms of quality of life and state, and these changes are different for our living conditions, and each person's experience will have different feelings.
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Speaking of this topic, I have the right to speak, the difference can be said to be big, the younger brother and sister-in-law 13 years in Guangzhou to start a family, 1 year after marriage in the suburbs of Guangzhou City bought a small two-bedroom, before the plan to buy a house, the two from the beginning of the relationship, not to mention going out every week to improve life, two or three times a month to go out to a stylish restaurant to romantize, love for 4 years on average once a year at their own expense to travel abroad, domestic travel once. Now you can see from the dynamics of her younger siblings' circle of friends that she will buy a house, because since that time, she has not frequently eaten food everywhere, and she has no plans for poetry and distance.
Since they planned to buy a house, the two of them were either looking at the house or on the way to see the house every weekend, looking at it during the day and counting it at night, and complaining about how the other party didn't save more money before, and it would not be stressful to buy a house now. Later, I finally saw a more suitable house and the family helped part, and then after the down payment of 660,000, the loan was about 7,000 monthly payments for 20 years, and the two were small civil servants of the procuratorate, and their salaries added up to 10,000 nods, which was equivalent to half of the mortgage loan, and the living standard of the two people in the world was plummeting. <>
After 15 years, the child came again, and ushered in a large amount of expenses for the family, and now the monthly life is not an exaggeration. Gradually, the parents are getting older, and they are embarrassed to let their parents help them anymore, and they will have to share the living expenses of their parents appropriately in the future. My younger siblings don't want to travel at all, and they don't go to restaurants for romance anymore.
Every day at home, I think about how to save money and how to generate income for the family after work.
Compared to their current situation in a big city, I prefer a slightly more comfortable life in a small city. There is no excessive mortgage pressure and no high cost of living.
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Of all the cities in the universe, I like Shanghai, not one! Top 10 reasons to like Shanghai: (1) All cities in the universe have no countryside except Shanghai, and the entire territory of Shanghai is full of luxury megacities, and all other cities have rural areas!
2) All cities in the universe except Shanghai is not a working city, it is a very free and slow city, and the pace of life in all other cities is very fast and tense! (3) All cities in the universe except Shanghai have no police, prisons, and bad guys, and all other cities are in chaos! (4) All cities in the universe except Shanghai have two mega international airports, and all other cities are one airport!
5) Housing prices in all cities in the universe are expensive except for Shanghai, and all other cities are expensive! (6) All the cities in the universe except Shanghai know very little about this city, and everyone in all other cities is familiar like raisins! (7) There are many foreigners in all cities in the universe except Shanghai, and there are fewer foreigners in all other cities!
8) All cities in the universe except Shanghai did not shoot TV series in this luxury megacity, and all other cities have TV series! (9) No one in all cities in the universe except Shanghai claims to be a local or no foreigner claims to be a Shanghainese, and all other cities are exceptions! (10) All cities in the universe except for those who play in Shanghai have the smell of rivers and lakes, and all other cities are ordinary smells!
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Has the economy regressed after the bursting of the Japanese-style real estate bubble? More stable and robust and innovative technologies are emerging!
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In fact, every city in Beijing, Shanghai, Guangzhou and Shenzhen cannot do well in the four aspects of medical care, elderly care, children's schooling and house appreciation. Here are some examples:
1. Shanghai, the medical care is good, the appreciation of the house is average, and the pension and children's enrollment are slightly weaker.
Medical. Shanghai's medical level is one of the best in the country, and the doctors' medical ethics and skills are very high, which can realize the mortal desire to spend less money to see a good disease; Housing appreciation. In the short term, the current appreciation of Shanghai may not be as good as the third-tier cities with better comprehensive strength, Shanghai is one of the key cities regulated by the state, and it is impossible to have a significant appreciation in the short term; Pension.
Shanghai has entered an aging city, the burden of old-age is very heavy, and for outsiders, Shanghai does not bear old-age security after retirement, and the personal part of the old-age insurance paid during the work period must be transferred back to the city where the hukou is located; Children are enrolled in school. Although on the surface it is the same as that of Shanghai residents, there are still many good schools that only accept local hukou, and the choice of children from other places will be restricted, unless it is a private school. Of course, the private schools in Shanghai are also very good now, and if you don't mind the money, the education in Shanghai is also okay.
But the most important thing is that at present, children from other places cannot take the college entrance examination in Shanghai, and the college entrance examination needs to return to their hometown, so Shanghai's education system exists for Shanghai's college entrance examination model, which is different from the national unified examination model, and it is difficult for children to adapt, so it is necessary to wait for Shanghai to completely cancel this restriction before it can be counted.
2. Shenzhen. Old-age care, children's schooling, housing appreciation are good, and medical care is very poor.
Pension. Shenzhen is a young city, there are few elderly people, and the old-age security is very good; Children are enrolled in school. Shenzhen does not have such strict restrictions on the schooling of children of outsiders, and there are many schools in Shenzhen that run schools in the Hong Kong model, the cost is not high, but the education method is very good, and it is closely in line with international standards; Housing appreciation.
Shenzhen is classified as a first-tier city in the real estate industry and has been playing a relatively large role in the Pearl River Delta. Due to its proximity to Hong Kong and Macau, Shenzhen's lifestyle and cityscape are more fashionable and very livable. Now the housing prices in Shenzhen are really not expensive compared to Beijing and Shanghai, and if you invest in Shenzhen, it should be less risky than Shanghai and Beijing; Medical.
Shenzhen medical care is very poor, there are no good doctors, except for good equipment, nothing else, although Shenzhen also invited a lot of old doctors in the north to go, but the salary of old doctors and in-service doctors is very different, the technology is good, but the income is not high, the old doctors can not be interested, and slowly it will be lost.
3. Beijing. The medical care is good, the appreciation of the house is average, and the pension and children's school enrollment are slightly weaker. (Similar to Shanghai, but the problems encountered are different).
4. Guangzhou. Medical care, children's schooling is good, pension is acceptable, and housing appreciation is weak.
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Taicang! Just north of Shanghai, bordering a small city in the south of the Yangtze River, the housing prices are definitely two concepts compared to Beijing and Shanghai! The other facilities are also very good, I am not from Taicang and am not in Taicang, but I think it is a good place.
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If you consider the Yangtze River Delta, it is better to buy a house in Suzhou or Hangzhou.
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If you want me to choose Guangzhou.
Guangzhou's geography is good, and the city also has its own cultural heritage and characteristics.
**Relatively cheapest.
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Beijing should be the first choice
Although I don't really like the city
In the future, the child will have a great advantage in going to school
Shanghai If you buy it now, it is too high, and the cultural differences in the region are also very large
But there is definitely potential
After all, it is the largest city in China
Nothing else is recommended
After all, you have to think about children and retirement in the future
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Buying a house in Shanghai.
The supporting facilities are complete.
Strong welfare protection.
Public order is good.
The growth of children is good ...
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Your strength determines which city you survive in. Then consider buying a house.
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