Ask the master to analyze how to repair the accident car

The accident car maintenance sequence is divided into sheet metal (appearance repair), mechanical and electrical maintenance (mechanical disassembly and circuit maintenance), paint (color painting), quality inspection (maintenance quality control), the last few days, the three processes will be self-inspection, and finally the delivery of the car.

Legal analysis: The insurance company will compensate according to the degree of the accident, and if it cannot be repaired, it can be scrapped or other ways after the total loss.

Legal basis: "Provisions on Compulsory Scrapping Standards for Motor Vehicles".

Article 3 The owner of the motor vehicle or the first person shall send the motor vehicle to the motor vehicle scrapping enterprise, receive and fill in the application form for registration, transfer and cancellation of registration, and submit the driving license, motor vehicle license plate, motor vehicle registration certificate (if there is no motor vehicle registration certificate, it can not be submitted), a copy of the motor vehicle owner's ID card, a copy of the motor vehicle owner's ID card (stamped with the official seal) and a copy of the ID card of the first person, and a copy of the motor vehicle scrap form.

Article 6 After the destruction of the vehicle, the scrapped ** enterprise issues the "scrapped car ** certificate", and the staff of the scrapped ** enterprise will send the following information to the No. 14 window of the vehicle management office for motor vehicle cancellation registration business, "motor vehicle registration, transfer, cancellation of registration transfer application form", driving license, motor vehicle license plate, motor vehicle registration certificate (no motor vehicle registration certificate can not be submitted), a copy of the motor vehicle owner's ID card, a copy of the motor vehicle owner's unit of the need for the organization ** certificate (stamped with the official seal) and ** A copy of the person's ID card and the Motor Vehicle Scrap Form.

Legal analysis: Send it to the regular 4S shop designated by the insurance company to assess the damage and repair, and keep the corresponding repair invoice for submission as evidence when claiming compensation later.

Legal basis: Article 84 of the Provisions on Procedures for Handling Road Traffic Accidents The parties may resolve disputes over compensation for road traffic accident damages in the following ways:

1) Apply to the People's Mediation Committee for mediation;

B) apply to the traffic management department of the public security organ for mediation;

3) Initiating a civil lawsuit in a people's court.

1. If the third party is not a motor vehicle, it is best to require the insurance company personnel to directly reach a loss verification recognized by the three parties (the third party, the insurance company, and the car owner) when dealing with the scene. 2. If the third party is a motor vehicle, it should be divided into the following two situations:

1. If the third party agrees to go with the owner to the repair shop selected by the owner for repairs? You do not have to pay any cash to the third party on the spot. Clause.

2. If the third party asks to go to the repair shop of their choice for repair, that is to say, the third party will go to a different repair shop with the owner for vehicle repair, the third party may require the owner to pay a part of the repair cost at the scene of the accident, or a deposit or deposit, (because of the fear that the owner cannot be found afterwards or the owner does not admit the account afterwards), remember: 1. Pay the money on the spot, and be sure to make a receipt; 2. It is more appropriate to pay half of the repair cost (because there may also be a situation where the third party does not admit the account afterwards) Reminder 1: After the third party vehicle is repaired, the owner must first deliver the repair fee to the third party or the repair shop selected by the third party, and then get the third party's repair invoice and maintenance details before the insurance claim, if the third party does not provide relevant information or cannot find the third party, the third party's maintenance cost insurance company can not pay.

Reminder 2: Although it is mentioned above that a third party is required to issue a receipt when paying money on the spot, although such a receipt cannot be used as a basis for compensation, this kind of receipt can at least avoid the situation that the third party does not admit the payment afterwards. Because after the third party repairs, the owner must first pay the repair fee to the third party or the repair shop selected by the third party, if there is no receipt, if the third party does not admit the account, how much should the owner pay after the third party vehicle is repaired.

So you need to make a receipt, just in case.

The cost of car repair is generally determined after the damage assessment, and the insurance company will pay according to the damage assessment. Generally, before repairing, the insured must inspect with the insurance company to determine the repair items, repair methods and repair costs. After the vehicle is repaired, it is important to check the quality of the repair before paying for the repair and receiving the vehicle.

If the owner chooses to repair in the 4S shop, then the 4S shop will assist the owner to solve these matters, saving time and experience for the owner. For accidents that can be compensated on behalf of the car, the owner can pick up the car directly after the repair, and the 4S shop is responsible for making a claim to the insurance company.

When an accident occurs, the process of car owners taking insurance is mainly as follows:

1. After the accident, the owner of the car immediately reported to the insurance company, and also immediately reported to the relevant departments of the accident location, waiting for the arrival of these two personnel, during this period, the owner needs to prepare the relevant car insurance claim information.

2. After receiving the report, the insurance company will immediately go to the place where the accident occurred within a short period of time, and check the accident to determine whether the loss of personnel and economic losses caused is within the scope of compensation of the insurance company. Insurance companies generally require that these aspects be processed within 6 hours.

3. After the insurance company confirms that it is within the scope of compensation of the insurance company, if it is a small accident and the compensation cost is less than 10,000 yuan, then the insurance company will complete the processing within three days and compensate the policyholder. If it is a relatively large accident, the insurance company will inquire with the relevant departments for detailed information and car insurance claim information prepared by the car owner, including the original or copy of the car insurance policy, the relevant department of the accident where the accident occurred to the car owner responsibility certificate, the car in terms of repair costs of the formal invoice, the driver's relevant documents of some copies, the copy of the car's relevant information and many other information. Then, according to the progress of the matter, the policyholder will be compensated.

Regardless of the type of compensation, the insurance company will notify the policyholder in a timely manner.

1. The scene of the accident.

1) When a traffic accident occurs, the owner must turn on the vehicle's hazard warning lights as soon as possible, and set up a hazard warning sign behind the car. The advantage of this is to prevent a rear-end collision with a vehicle behind you, so as to ensure the safety of the people in the car and the vehicle itself.

2) In addition to setting up warning signs, it is necessary to take pictures of the scene of the accident for evidence, which is the evidence of the accident to the insurance company, and the method of taking pictures before moving the vehicle is mainly to avoid the owner not recognizing the problem. Then fill in the corresponding accident rapid processing agreement, so that you can go to the damage assessment agency for vehicle damage assessment, so as to complete the corresponding maintenance and inspection work.

2. Stop immediately.

Stop the car as soon as it is safe to do so, turn off the engine (to avoid the car**) and turn on the emergency lights to make them shine; Immediately write down the license plate of the other person's car (pen and paper, or even a camera should be on hand at all times) in case the other person drives away after an accident.

3. Issue a warning.

Protect the site; Warning other vehicles and lighting hazard warning lights; Place triangular warning signs on the road; If necessary, use other methods to warn.

4. Nursing the wounded.

Never move the injured person unless they are in danger (e.g., fire, toxic leakage) as your movement may cause more damage. If the injured person is still breathing and bleeding is not much, no one else should do anything unless they really know how to care for the injured person. Do not give any food or drink to the injured person.

5. Prevent danger.

Turn off the engines of all vehicles involved in the accident; No smoking; Beware of other flammable items; Prevent fuel leakage as much as possible; Beware of dangerous goods and prevent the accumulation of dangerous liquids, dust, and gases.