Ping An Insurance, Critical Illness Insurance, 36 years old, 100,000 yuan, 20 years of insurance, ho

Hello eldest sister, Taikang Life's Healthy Life Insurance covers 42 major illnesses and 10 minor illnesses, and the compensation for minor illnesses is 30% of the sum insured and does not affect the return of principal. You are 36 years old, the sum insured is 100,000, you are insured until you are 80 years old, you pay for 20 years, and the annual premium is 2870. If you are interested, you can add me on WeChat, and I will make you a plan.

There is a cancer insurance that is 200,000 with an insured amount of 20 years and pays 1742 women for 20 years.

Hello, Ping An has many types of insurance, different types of insurance, different premiums, if necessary, we will communicate and design for you, I wish you a protection as soon as possible, thank you.

There are consumption-based, return-to-principal, and return-based critical illness insurance, which one do you consider? Also, don't be limited to the company when choosing insurance, more companies can find the right insurance for yourself, after all, insurance is a lifelong plan.

I can send you a plan to see.

There are many types of insurance, which can provide you with reference according to your needs

Different types of insurance, different payments, at present, our company has health insurance that claims both major illnesses and minor illnesses, you can learn about it

There are not many items exclusive to 10 serious diseases, more than 2,000.

Different types of insurance** are different, Ping An Fu is about 5,000 yuan a year.

It depends on what type of insurance, such as Ping An Fu, which pays more than 5,000 per year.

It is recommended to buy the full insurance type, not the dividend type! Under the same payment, the all-inclusive type will give the maximum emergency protection.

China Life Evergain 2016 Edition, covering 110 kinds of diseases, low premiums, high sum insured, full protection, your above information I probably calculated for you is more than 9,000 yuan, including hospitalization and accidental hospitalization and daily subsidy of 100 yuan per day.

Nearly 10,000 years, China Life Insurance has low premiums and high protection, and it is worth having 30% cheaper than the same period last year.

The annual premium is about 15,190, but every time there is accidental medical treatment and hospitalization, there is only death, serious illness, and accidental disability.

However, considering China Life's (China Life Blessing Lifetime Edition), the critical illness coverage covers 100 types of diseases without repeating diseases. Additional 1,000,000 Wishful Companion Accident Benefit, up to a maximum of 2.5 million. Details** I have a private chat.

Is it to do Ping An Fu 16 naked single or add-on?

For more money, you can choose to pay 30 taels, we have a more user-friendly exemption function!

Huaxia 8554 covers 77 critical illnesses, 33 mild diseases, 5 claims for different diseases, and an exemption function.

Hello, 20 years to pay 10,000 per year, thank you.

Help you make a plan,**.

Summary. Hello, I'm glad to answer for you, 36-year-old critical illness insurance is relatively cost-effective to pay 7,100 a year and 200,000 for 20 years, the reason is that 30-50 is the peak period for the first time of key diseases.

Hello, I am glad to answer for you, 36-year-old critical illness insurance pays 7100 a year and pays 200,000 yuan for 200,000 years, and the reason is that 30-50 is the peak period of the first major disease of megadeficiency.

I bought the Pacific one.

20 years. Can I get the principal back after 20 years?

The salesman told me that I could return.

Comparatively speaking, Pacific and Life Insurance will have a lower sum insured under the same premium.

But I've been buying it for two years.

I just think the premium is a bit expensive.

The amount of insurance for other networks and telemarketing insurance will be relatively high, but the Pacific is relatively strong for the early stage, with more outlets, and the severity of the review at the time of claim settlement is calculated at a medium-range level in the whole industry, and the insurance underwriting is still relatively easy to pass.

Insurance is mainly used to prevent risks, especially as a man after 30 is very necessary, and it cannot be viewed in accordance with the way of financial management.

If you haven't bought it yet, you can compare several products and choose an insurance with a relatively high sum insured

For example, the stupid ant with the fruit just wanted to buy 100,000 sum insured critical illness insurance at the first time.

It shows that our income is not too high, and we may encounter something around us that makes us want to buy insurance or someone around us recommends insurance to us.

I'll start with the advice, if the income is not too high, it is recommended to give priorityInpatient medical insurance,Accident insuranceLife. Hospitalization medical insurance, which can be reimbursed when you are hospitalizedThe annual premium is about 300; Accident insuranceRegardless of accident risk, the annual cheapness of 1 million insurance is also about 300; Term life insuranceThat is, if a person dies, whether it is a disease caused by an accident, it will be compensated, buy 500,000 to protect until the age of 60, it is about 500 a year, and the three add up to about 1,000.

Let's talk about critical illness insurance.

This can be paired with hospitalization medical insurance to solve the problems caused by the disease, hospitalization medical insurance and medical insurance solve the hospitalization expenses, and critical illness insurance solves other problems caused by serious illness, such as family members are unable to work in order to take care of the patient, and the patient himself cannot work, critical illness insurance can supplement the loss of income during the period of non-work.

Finally, how much does it cost to have a 100,000 sum insured critical illness insurance, if the state of matter is guaranteed for life, you can generally choose the longest 20 years or 30 years to pay, and it is recommended to choose the longest 30 years; If you can choose to bring death (not sick, old age and death will also be compensated) or not with death, it is recommended to choose no death when the economy is tight, then100,000 insured, 30-year premium, about 1,200 per year, and generally before the age of 60, an additional 60% will be paid, that is, buy 100,000, in case of a critical illness before the age of 60, the compensation will be 160,000.

If you buy return-type critical illness insurance, then there is a refund of money if there is no insurance at the end of the term.

Return-type critical illness insurance refers to the payment of insurance benefits during the insurance period, and the return of a sum of funds when the insurance expires.

The biggest specific thing about return-type insurance is that it can return a sum of money if there is no insurance, but it will be much more expensive than other types of critical illness insurance premiums, which is more suitable for some people with high income and want to save funds. If you want to know more about return-based insurance, check out this article:If something happens, there will be money to pay, and the money will be paid back to you if you have nothing to do - return insurance to understand!

Return-based critical illness insurance looks good, but it is actually not cost-effective, because the premiums are more expensive than other types of critical illness insurance, and if you go out within the coverage period, then the extra premiums you paid before will be wasted.

Therefore, I recommend the allocation of savings critical illness insurance, although some friends think that at first glance it sounds very similar to return-type critical illness insurance. But in fact, the savings critical illness insurance is mainly to protect the death of a lifetime, and the insurance money will be paid if the insurance occurs within the protection period, and if you die, you can get a death insurance benefit, which can also be used as an inheritance for your family. If you have a small partner who needs to be configured, you can read this article:

Top 10 Popular Critical Illness Insurance Points Worth Buying!

Finally, if you want to configure critical illness insurance, then we still need to pay attention to some details before buying critical illness insurance. For example, when applying for insurance, there will be some insurance terminology involved, and many small partners may not understand, so it is easy to buy insurance only to find that it is not suitable for themselves, resulting in the failure of the claim or the claim amount is not high. Therefore, it is important to understand these insurance knowledge before buying insurance:

Ultra-complete! Everything you need to know about insurance is here! Hope.

There is no such thing as a cost-effective or cost-effective insurance. Because insurance is calculated by the actuary of the insurance company according to the conditions of insurance liability and other aspects.

Only when you buy it, you can buy it appropriately. The annual premium for a 38-year-old man is nearly 5,300 yuan, and it takes 20 years to pay the sum insured of only 100,000 yuan. Are there any additional insurances?

According to your conditions (age, gender and sum insured of the insured), you can make a payment for only 4,100 yuan (picture below).

If you want to know more about insurance, you can also send me a private message.

I don't know how much insurance you have here, but I have paid nearly 6,000 yuan a year for 20 years, just like you. The main insurance is critical illness insurance, which includes mild, moderate and critical illness. Supplementary insurance includes accident insurance, million medical insurance, etc. There is no cost-effective or cost-effective insurance to buy insurance, all of which is to keep safe and have sustenance in my heart.

The sum insured is the maximum amount that the insurance company will pay after the insured is out of insurance, that is, the maximum limit of reasonable expenses. When choosing a variety of insurance products, the choice of the sum insured is often the most tangled place for many people, and this article believes it can solve your problem: the latest list!

Ranking of the top 10 insurance companies in the country.

Whether the sum insured is cost-effective or not depends on your actual needs, it is recommended to have a certain understanding of the sum insured before making a decision

The sum insured should be set within a reasonable range, and it is not good to be too high or too low.

1.The sum insured is too high: the corresponding premium will also be higher, and the excessive premium will increase the financial burden of the family, which is not necessary at all.

2.The sum insured is too low: it cannot withstand the damage caused by the risk. For example, the cost of a serious illness is generally 300,000 yuan, and if you only buy insurance with an insurance amount of 100,000 yuan, the problem solved is insignificant.

When asked about the choice of insurance amount, the most common types of insurance are critical illness insurance and accident insurance. So how much should you buy for these two types of insurance? Let me explain it briefly:

1.Critical illness insurance: It usually costs about 300,000 yuan to have a serious illness, so it is the most basic to buy 300,000 yuan in the sum insured, and if it is in a big city, because the cost of living is higher, the sum insured should also be increased to 500,000 yuan.

If you are mainly responsible for supporting your family, you can add 3-5 years of income loss on top of this, which can reduce the impact of financial pressure on the family during the ** period.

The following is my long-term comparison, from more than 100 to select the 10 most cost-effective critical illness insurance, see: Top 10 insurance companies "worth buying" popular critical illness insurance inventory!

2.Accident insurance: If the safety factor of the working environment is high, it is recommended to insure the amount of 300,000 yuan; If the probability of risk in the working environment is relatively large, it is best to set the amount at more than 500,000 yuan, and accident insurance with public transportation is preferred.

Critical illness insurance is one of the indispensable types of insurance in insurance solutions. Different critical illness insurance products have different coverage amounts. Whole life critical illness insurance with an insured amount of 100,000 yuan, first of all, its insured amount is not high, and the provision is still lifelong protection, so there is no need to buy it.

Judging from the current level of medical care, many major diseases can be affected. In the face of huge medical expenses, 100,000 yuan can be said to be a drop in the bucket. The sum assured is one of the most important factors to consider when choosing a critical illness insurance product.

If you have a limited budget, you can choose to purchase a fixed-term consumption critical illness insurance, and you can buy a higher sum insured with the same premium.

Friends who buy insurance should know that "buying insurance is actually buying the sum insured". This also tells us that the sum insured is the key. Critical illness insurance is a type of health insurance that covers specific critical illnesses, and its sum insured is relatively high.

As for the 100,000 lifelong critical illness, don't buy it anymore, it really doesn't make much sense. Nowadays, medical technology is very developed, and most major diseases can be treated with medical care, during which the cost of medical treatment and recuperation can reach hundreds of thousands.

Everyone doesn't want to have a serious illness and they feel that a serious illness is far away from them. But a lot of the risks are all around us. If you want to buy a cost-effective critical illness insurance, you can take a look at this article "Critical Illness Insurance ** Table, Which Critical Illness Insurance is the Cheapest".

Daddy started with some excellent critical illness insurance ** tables and analyzed their protection content, so that everyone can choose critical illness insurance products.