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According to the insurance contract, if you invest on time every year and only invest for 10 years, it may not be necessary after 20 years, depending on your insurance age, and there is a difference in the cost of protection for different ages; If you invest for 20 years, you should still be able to get back what you invested in 20 years.
It's hard to say whether this money is higher than the bank interest rate. No one can predict what will happen in the future, can you know what the bank interest rate will be in 20 years?
If you follow the ideal development, you want to know the future development, you can ask your insurance ** person to give you a plan, look at the above **, or you can see a general trend.
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Ping An's universal interest rate is less than 4%, not high, the bank one-year is, the advantages of the insurance are: 1, there is protection, the protection depends on the policy 2, you can take it out at any time 3, the role, can help you save money, the disadvantages are 1, it can be said that the first 10 years in addition to the protection of the income is not as good as the bank, 2, the age of 35 and then insurance is not cost-effective, all depends on your age... It's no problem for you to get the money back, the income is 4% at the moment, and it will depend on the situation later, but it will not be lower than the bank's one-year lump sum deposit, at least one percentage point higher.
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There is also an initial cost.
As for the interest rate, which is higher than the current interest of the bank, it is generally not much the same as the three-year interest of the bank.
But I think you've been scammed by the insurance company, and he won't tell you that.
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Summary. 1. Official website inquiry: Users can log in to the official website of Ping An Insurance, enter the insurance policy inquiry page, enter the user's insurance policy number and other relevant information, and then you can query the insurance information of Ping An Insurance purchased by the user; 2. **Inquiry:
Call the customer service of Ping An Insurance**, apply to the customer service staff to inquire about the insurance policy, and the customer service staff usually only needs to verify the user's true identity and will inquire the user; 3. Business department inquiry: Bring your ID card to the counter of the sales department of Ping An Insurance Company to find staff to help you inquire. Indicate the intention to the staff, and let the staff help the user to query in the query system; 4. **People inquiry:
If the user's Ping An insurance is bought through the insurer, you can directly contact the ***person to help the user query the insurance information. The above is how Ping An Insurance can inquire about its own insurance-related content.
Please help me to check, how many insurance policies have I purchased from Ping An Insurance Company?
Dear Kiss Glad to answer for you, please help me inquire, I bought several insurances from Ping An Insurance Company: 1.
1. Official website inquiry: Users can log in to the official website of Ping An Insurance, enter the insurance policy inquiry page, enter the user's insurance policy number and other relevant information, and then you can query the insurance information of Ping An Insurance purchased by the user; 2. **Inquiry: Call the customer service of Ping An Insurance**, apply to the **customer service staff to inquire about the insurance policy, and the customer service staff usually only need to check the true identity of the user, and will inquire for the user; 3. Inquiry of the sales department:
Bring your ID card to the counter of the business department of Pingshu Insurance Company and ask the staff to help you inquire. Indicate the intention to the staff, and let the staff help the user to query in the query system; 4. ** person inquiry: If the user's Ping An insurance is bought through the insurance person, you can directly contact the ** person to help the user query the insurance information.
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Summary. Dear, I am happy to serve you, buy insurance in Ping An Insurance Company to buy the following insurance: 1. Compulsory traffic insurance must be purchased, compulsory traffic insurance is mandatory for the state to purchase insurance, vehicles without compulsory traffic insurance are not able to go on the road, the premium is basically about 900 1100 yuan, according to the attributes of the vehicle, the number of seats will be different.
Dear, I am happy to serve you, buy insurance in Ping An Insurance Company to buy the following insurance: 1. Compulsory traffic insurance must be purchased, compulsory traffic insurance is a mandatory purchase of insurance by the State Department, and vehicles cannot be on the road without compulsory traffic insurance, and the premium is basically about 900 1100 yuan, according to the attributes of the vehicle, the number of seats will be different.
2. The third-party liability insurance of commercial insurance, the insurance and the compulsory traffic insurance are the same as the verification stool by the insurance company to compensate for the loss of the other party, the compulsory traffic insurance is not enough to compensate and then supplemented by the three insurance, the insurance amount of the three insurance is very wide, up to 10 million yuan, it is recommended that the owner invest 1 million, and the accident hits someone or the car, 1 million is basically enough, taking Guangdong as an example The premium of 1 million yuan is yuan.
3. Commercial insurance car damage insurance, the car insurance is the insurance company to compensate for the loss of their cars, the owner of the car Heng Tong Jian new car pants need to buy, the new car damage insurance premium and the purchase cost of the vehicle is related, the more expensive the vehicle, the more expensive the car damage insurance wheel, 100,000 vehicle premiums in about 2,000 yuan.
4. The liability insurance of the vehicle personnel of commercial insurance can protect the insurance of the personnel on the vehicle, and the annual premium of the family car with an insurance amount of 10,000 yuan is 150 yuan.
How much is it here.
Do you still have to buy passenger insurance on the car, about 2700 yuan, 950 compulsory traffic insurance, 600 third liability insurance, 1000 car damage insurance, and 150 personnel responsibility line
You can buy the passenger insurance on the car if you want to buy it, and you can not buy it if you don't want to, and the compulsory insurance is only compulsory insurance.
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There are several principles for the allocation of home insurance:
1. Give priority to allocating perfect protection for the family's economic pillars, meet the needs of the insured amount first, and consider the premium expenses later;
2. Adults first and then children, the sooner the child is insured, the better, as the saying goes: "parents are children's insurance", parents can obtain stable economic income to ensure children's learning and growth;
3. Guarantee first and then financial management (education fund, pension);
Parents' economic pillar allocation: accident insurance + life insurance (term) + critical illness insurance + million medical insurance (Ping An Fu, e-life insurance, small stable life, high insurance accident insurance card, etc.).
Children's insurance configuration: accident insurance + medical insurance + critical illness insurance (baby card accident and medical insurance, e-life insurance, children's safety and welfare, etc.).
1) Critical illness insurance: Prevent the risk of family members suffering from serious illnesses and causing huge medical expenses;
2) Life insurance: prevent the death of the pillar of the family, the interruption of income, the decline in the quality of life of family members, and the risk of children's education, elderly support, debt repayment and other problems;
3) Medical insurance: supplement the risk of limited reimbursement by medical insurance and insufficient coverage of critical illness insurance, so that minor illnesses do not cost money, and major illnesses do not cost money;
4) Accident insurance: solve the problem of loss of income such as accidental medical reimbursement, accidental death and total disability.
There is a very practical and simple law in the family insurance allocation plan, that is, the law of double ten: the amount of coverage = 10 times the annual income of the family, and the premium expenditure = about 10% of the annual income of the family.
Test your anti-risk index, experts will interpret it for you for free!
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Hello dear, I'm glad to answer for you, is Ping An Insurance worth starting? Personally, I think it's still very worthwhile. Because it's a very big insurance company.
And it's also a state holding. So he's more secure, for us. Naturally, it is worth insuring, and of course, buying insurance is a very complicated matter.
It's definitely not just the insurance company, there are many other things that are also very important, such as. The kind of insurance coverage, the content of the relevant clauses. These are for us.
When we use the insurance in the future. The impact is very large.
What insurance is good for a 39 year old? The best insurance configuration is: critical illness insurance + life insurance + medical insurance + accident insurance.
Reasons why critical illness insurance must be bought: On the one hand, the 39-year-old is burdened with huge family responsibilities, as the financial support force of the family, if he falls due to a critical illness, not only does it require a large amount of expenses, but also the cost of nursing and nutrition during the first period is also quite terrifying, and it also affects the work income during the period. The role of critical illness insurance is to transfer this risk and compensate for medical losses and income losses!
On the other hand, the data shows that the probability of suffering from critical illness increases significantly after the age of 30, but fortunately, the premium of 39-year-old people to buy critical illness insurance is not very expensive, if you buy it after the age of 50, it can be several times more expensive! Friends who want to apply for critical illness insurance, you can take a look at this product list of senior sisters: "Inventory of the Top Ten Cost-effective Critical Illness Insurance" How important is life insurance:
In the same way as critical illness insurance, if a family loses a pillar, the financial loss is the biggest aside, regardless of the emotional aspect. Life insurance can transfer this risk, in case of unfortunate death, it will not change the quality of life of the family too much, and continue love and responsibility. At the age of 39, it is recommended to buy term life insurance, because the ** of fixed life is several times cheaper than whole life insurance, and it is more cost-effective!
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In the impression of ordinary people, Ping An Insurance belongs to a "big insurance company", a big brand, a good reputation, and strong strength.
But this is only the surface understanding of Ping An Insurance, as for the specific situation of Ping An Insurance, few people understand.
Today, Daddy will introduce you to Ping An Insurance to see if its strength is really strong.
Ping An Insurance was established in 1988 in Shekou, Shenzhen, and is the first joint-stock insurance company in China.
After long-term development, Ping An Insurance has grown into a comprehensive financial services group integrating banking, investment and other financial businesses.
Ping An Insurance is also one of the personal financial life service groups with the most financial licenses and the widest business scope in China.
Ping An Insurance's business scope involves investing in insurance enterprises, carrying out insurance fund utilization business, carrying out domestic and international insurance business approved by the China Banking and Insurance Regulatory Commission and other relevant state departments.
In the process of development, Ping An Insurance's strength has been continuously enhanced, and the honors it has won have also increased.
In March 2020, Ping An Insurance was ranked 9th among the top 500 global brands in terms of value.
In September 2020, Ping An Insurance was selected as one of the top 500 Chinese enterprises in 2020, ranking 6th.
In the 2021 Fortune Global 500, Ping An Insurance ranked 16th.
Ping An Insurance currently has more than 360,000 employees, an annual turnover of US$191.5 billion in 2021, and total assets of US$146 billion.
Ping An Insurance has a large number of subsidiaries involved in a variety of fields in the domestic market.
In the insurance industry, subsidiaries include Ping An Life, Ping An Pension, etc., and in the investment field, subsidiaries include Ping An Asset Management Co., Ltd., Ping An ** Co., Ltd., etc.;
Ping An Insurance's subsidiaries in the field of financial technology include Ping An Medical and Health Management Co., Ltd., Ping An Urban Construction Technology (Shenzhen), etc.
In addition, Ping An Insurance's business also involves overseas markets, and it has a number of subsidiaries in overseas markets, such as Ping An Insurance of China Overseas (Holdings)****.
(1) If the child is underage, parents should consider three risks: accident insurance, critical illness insurance, and medical insurance. Choose those insurance products that increase the amount of insurance year by year or have dividends to offset inflation, and some education fund products that also have investment roles can also be considered simultaneously when the parents have sufficient financial strength. >>>More
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1. You are buying products, not brands!
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You can return, the return is the cash value of the policy, when the cash value is high, withdraw, after the withdrawal, the original protection will be gone, and then want to buy the age is much older than when I bought it before, the premium will become correspondingly higher, so the surrender is not cost-effective, try not to return, urgent money can be policy loans, feel that the protection is not suitable can be increased protection.
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