The banking sector has a low price to earnings ratio, a high breakage rate, and low risk, so are ban

The banking sector is indeeda**fieldThe sector with the lowest price-earnings ratio, the highest net failure rate, and the lowest risk, so it is certain that bank stocks will continue to be optimistic about bank stocks in the future, and bank stocks are certainly worth investing in.

Why it's safe to say that bank stocks are worth a value investment.

This? Mainly due to the following three reasons:

Reason 1:Because the banking sector is the most undervalued sector of A-shares, the average price-earnings ratio of bank stocks is only about a multiple, which is the lowest price-earnings ratio in the city.

From this, it can be enough to show that bank stocks are very valuable for investment, and only if bank stocks have investment value, there will be no amount of money in the banking sector.

RationaleTwo:

Because most of the bank stocks have been broken, the bank stock breakage rate is the highest, from here to illustrate two points, the performance of bank stocks is good, and the stock price of bank stocks is low.

It is precisely because bank stocks have these two advantages that they are currently value investing in banks.

Stocks are very worthwhile, and it also shows that bank stocks have investment value, and the probability of future stock price ** is very high.

RationaleThree:

Because bank stocks are the least risky, this is the best market.

It is obvious to all, and it is also a view recognized by the market, which also shows that bank stocks are full of money.

Bank stocks are mainly reflected in the particularly low risk of delisting, the probability of stepping on thunder is very low, and it is the best safe haven for bear markets, as well as the dividend yield of bank stocks.

These advantages are enough to show that bank stocks are profitable.

Through the analysis of the above three aspects, it is known that the valuation of bank stocks is particularly low, the net failure rate is high, and the risk is particularly low.

After the above has made a detailed analysis of the banking sector and bank stocks, it is enough to show that bank stocks are worth investing in, and many investors agree with this point of view in detail, and bank stocks are the most worthy of investment in the A** field.

But many people recognize that bank stocks are worth investing in, and many shareholders lack a kind of patience, to put it bluntly, they can't hold it, and they always want to make quick money in it.

As a result, we will miss the opportunity of the banking sector, chase hot stocks, pursue theme stocks, etc., and in the end it will be better to hold bank stocks for the immovable effect, so if you really want to make a profit from the banking sector, you must take value investment and exchange time for space.

It's worth it, because not everyone has a very high level of money to make money in investing, so it's not a bad thing to choose one with a low profit, and the risk is low.

It's worth investing because the interest rate of the bank is very low now, but the bank is also relatively safe and very good, so it is worth investing.

It's not worth investing anymore, because the current ** is very unstable, and the investment at this time will definitely make you lose money. So don't invest.

It's not worth it, because the risk is too high and it may cause financial losses at any time, so don't choose to invest at this time.

Of course it's worth it. This is because bank stocks are relatively less risky, and the amount of money invested is relatively small.

Many bank stocks have been in the dark this year, and the stock price has fallen below net assets, mainly due to the following major reasons:

Reason 1:Because the bank stocks are too large, most of them are super **sub**, these elephant stocks are difficult to be speculated, and the general funds cannot rise, and a large amount of funds are needed to leverage bank stocks.

To put it bluntly, bank stocks are the speculation of lack of funds, which will lead to bank stocks never rising, in a state of decline, as bank stocks continue to break, resulting in a very normal trend of stock price breaking.

Reason 2:Because the performance of bank stocks is so good, banks are lying down to make money, and they are called enterprises that make money every day, and this kind of enterprise is very easy to make money.

It is because banks make a lot of money and make money quickly, the performance of bank stocks is good, and the net profit.

Raised net assets per share.

It's also high; Another factor is that the stock price of bank stocks itself is low, and the net assets are good, so it is very normal for them to break the net.

Reason three:Because of this year's A-shares.

Affected by the market's leading factors, the financial sector has continued to fall, that is, the plate effect, with the financial sector falling, it will inevitably drag down bank stocks and continue to fall.

In fact, in addition to the continuous decline in bank stocks, the other two major financial sectors are the same, ** and insurance are all declining to varying degrees, so it is inferred that the decline in bank stocks is also caused by the impact of the market.

Reason 4:Because bank stocks are the most valuable investment**, the so-called value investment.

It is mainly based on the pursuit of ** dividends.

It is very difficult for bank stocks to make money at a premium.

Bank stock prices are very stable, and the daily fluctuations are electrocardiograms.

Another point is that bank stocks are special sectors, and their fluctuations are very small, and it is not surprising that there is a decline in the bad times and a broken net.

Depending on the specifics of bank stocks, as well as the market.

From the point of view, the above four reasons are the real factors why bank stocks have been falling and breaking the net.

The facts are stated, but the underlying causes are not revealed.

The root cause is that the people have not yet established a real sense of investment, and they are all in the vote, not the investment, including the same. Plus a lot of practitioners (what value does this type of financial practitioner create?) Where do the benefits come from?

has ulterior motives, advocating what to earn, draw and lose seven. People who want to invest don't dare to come, and those who come are all holding a speculative mentality, playing with each other, fast in and out. Favor small-cap stocks, you can use a small amount of money to turn the clouds around; If you favor concept stocks, you can blow the cow to the sky and then cut leeks; This kind of ** bank stocks, not no one speculates, but the speculation method is different, but it is mostly institutional behavior, using big data quantitative software, buying high and selling low, and constantly sucking blood.

In this way, the people were discouraged and deposited their funds in the bank because they were scared.

But shouldn't bank stocks really be touched? I think that the people should establish a good sense of investment, everyone should hold together, do not read the so-called analysis report, do not be swayed by people with ulterior motives, bank stocks are actually a cornucopia. Why?

Take the Bank of Beijing as an example, at this moment, the ** is to die to disperse, right, afraid of it, not afraid, the Bank of Beijing, the average income of each quarter is about yuan, it has long fallen below the net assets, the current stock price is 39% of the net assets, and the undistributed profits on the book alone have more than yuan, which has already exceeded the stock price, and can it fall to **? And then there's the dynamic P/E ratio, what does it mean? That is to say, the company's net profit in three years is equivalent to the current market value of the Bank of Beijing, and will it make a Bank of Beijing in three years?

Optimistically, you can say that. Pessimistic how to say, then we only see the money in hand, the annual net profit of the Bank of Beijing is about 30% according to the dividend, if you hold it for a long time, according to last year's dividend ratio This year, about the dividend per share, according to today's stock price conversion, the yield is, is not fragrant? What is the profit of depositing in the bank?

Whether to hold bank stocks for a long time or to keep them for a fixed period or to hand over the money to the so-called professional institutions to take care of, everyone should have a spectrum in their hearts.

I am writing so much in the hope that everyone will unite as one, form a joint force, go alone and go far, establish a long-term investment awareness, subvert the myth of institutions, and buy bank stocks together.

This is because the market is not particularly good, and there are serious losses, so there will be a situation all the time. The fact that bank stocks will fall below net worth also has a lot to do with the market's ** and discovery.

First of all, I think this is a very normal situation, because there are ups and downs, so we must look at it rationally, not to mention that no one can manipulate it, but the reason why the bank will fall below the net assets is because the interest rate of the bank is very high, so it will cause this situation.

Because the market is unstable and affected by the epidemic, it will keep falling. Because there is no one to buy, and there is no one to save in time.

It may be because the number of people buying is relatively small, or it may be because the market is not particularly good, and the number of banks in the market is relatively large, so the competition is also fierce.

Bank earnings ratio.

The reason why it is low but no one touches it is because of the share capital.

The total number is large, the rise and fall is small, and it is impossible to get out of the large-scale **.

In terms of the shareholder structure of banks, bank equity is very concentrated. The shareholders are generally the Ministry of Finance and Huijin Company.

and the State-owned Assets Supervision and Administration Commission at all levels.

Compose. These institutions do not have the desire to increase the market value in a special period, because they are not worried about being acquired, nor do they need to be eager to cash out, only in a few times they have the willingness to take the initiative to increase the market value, or in the event of a crisis or the economic development momentum deteriorates, in order to maintain the overall stability of the market and stabilize the market value.

Secondly, due to the large scale of the total share capital of the bank, it is not convenient for large funds to take the initiative to pull up, as we all know, the essence of ** is a kind of capital movement, when the funds continue to be **, ******, some ** total share capital is small, the scale of the company is correspondingly small, the cost of large funds to pull the stock price is lower, so for the purpose of speculation and profit, large funds are more inclined to speculate on small companies with less share capital; And the total share capital of banks is very huge, in the Shanghai Composite Index.

It also plays a very high weight, and the cost of pulling such a share is huge. This reduces the risk-return ratio of bank stock speculation, so it is difficult for bank stocks to be like the Growth Enterprise Market.

**Or carry small and medium-sized boards** with a large amount of continuity**.

The main income of bank stocks** is the dividends of bank stocks, which is due to the good daily operation of the bank, and the scale of the asset business and liability business has been expanding. Fee income and capital income have increased year after year, allowing banks to pay more dividends to shareholders.

Therefore, if you are an investor with a high level of risk aversion, hoping to obtain stable returns, and not demanding high returns, you can choose to actively invest in banks. Share.

In fact, this is a false proposition.

In a way, the **** of the bank.

It has nothing to do with his personal assets, and the reason why many people will choose to buy the bank's ** is not actually the profit statement given by the bank and the appreciation of his personal assets, but the stable production relationship provided by the bank.

So today, let's talk to you about why the bank **** is better than the bank's net worth.

It's a little lower. <>

First, what is the main role of banks?

We all know that there is a very important word in the country, that is, the exchange rate, and the most important thing that the bank controls in terms of motorcycle level is the exchange rate. Many people's knowledge of banks is limited to depositing money from banks.

and loans, but in fact, the work that banks have to do is far more than these, but we ordinary people usually can't get in touch, so this has led to a certain misunderstanding of the bank's ****. <>

Second, the transactional and operational nature of the bank.

Because the bank is a relatively closed system, after all, the object of his responsibility is the whole people, so this also leads to the bank wants to do some debt is very difficult, each bank has its debt ratio ceiling, which is why many banks across the country have suspended their own loan business. At the same time, the bank's asset ratio is also very clear, of course, the bank can use its professional technology to keep its own financial statements.

It's very good, but in this way, it's obvious that it's not responsible for all consumers, so this leads to the bank's financial statements not looking very good, and **** has a lot to do with this. <>

Third, everyone's valuation and expectations for banks.

To a certain extent, it is actually equivalent to everyone's future expectations for this product, if the future trend of this product is very good, then it means that it's ** will continue to rise, but the bank is generally very stable, and his proportion in real estate, investment, food and beverage is also relatively fixed. So this also leads to the fact that it is unrealistic for the bank to want to skyrocket in a short period of time, so its ** is very stable.

It's because there are a lot of banks that are all for, and they want to attract more investors in this way, and generally these are relatively stable, and then the liquidity is relatively low.

This is because of the valuation problem, and people now have very low valuations for banks, which is why this happens.

Because the bank doesn't rely on this to make money, the **** is relatively low.