What insurance is suitable for a family of three? I ve bought some insurance

Prudential Hong Kong provides a one-time premium payment of pension insurance products, Hong Kong Prudential Junsheng Insurance Plan, provides an average annual return of 6%, the same premium, the amount of protection is more than 30-50% higher than that of mainland insurance, and the amount at the time of surrender is 7-10 times different.

Hong Kong's insurance services are better and accept people from all over the world!

Prudential can provide insurance for any member of the family, such as Ideal Life Plan for Retirement and Life Insurance, Advance Plan for Children's Education**, and Critical Illness Insurance, which covers 59 critical illnesses – Smart Critical Illness Plan.

Buying insurance is to buy social security first, social security is the basic medical care and pension, and then buy protection to supplement medical care and pension, adults have enough protection and then children's education and medical security, with the protection can consider investment insurance! You are a teacher, social security is available, your husband only has some medical insurance, it is recommended to give your husband some medical pension and security first. It is recommended to buy a universal whole life insurance for your husband, cure the disease, and provide for the elderly without illness.

Is it a person who does not exceed 2000 a year or a family?

And have you considered the profitability of 500 yuan per month for children?

If you want to know more about it, you can call the service ** of major insurance companies for consultation, or find a local salesman, so that the explanation according to your situation is more suitable for you!

Ping An Company: 95511 Free** You don't ask for, **The service staff will not disclose your** to the local salesman, I have suggested this to the customers in Nanjing, and they later gave me their mobile phone numbers through QQ.

Poverty and wealth are between a sickness

Generally speaking, if a family of three wants to configure insurance, the senior sister recommends that the family economic pillar be equipped with critical illness insurance, medical insurance, accident insurance and term life insurance, while the children can be equipped with the first three types of insurance.

Some friends may wonder, why is it distributed like this? In fact, the reason is very simple, since illness and accidents are one of the biggest risks that people may encounter in their lives, both adults and children need to configure critical illness insurance, medical insurance and accident insurance, so as to better protect the interests of themselves or their families.

Term life insurance is based on the life and death of a person, and the parents are the family's economic income**, so the senior sister suggests that the family economic pillar needs to be equipped with this kind of insurance, so that even if the family economic pillar is unlucky, its family members also have the opportunity to receive a compensation to maintain the normal life of the family.

Speaking of which, if there are still friends who don't understand the difference between these types of insurance, this article is very suitable for everyone to read: What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

However, one thing that the senior sister wants to remind everyone is that when configuring insurance products for family members, we must follow the principle of "adults before children".

As I just said, parents are the family's economic income, and all the children's economic expenditures depend on their parents, so the correct allocation order is to give priority to the allocation of insurance to parents, so as to better play the role of insurance protection, so that the interests of other family members are not harmed.

In the face of so many insurance products on the market, in order to avoid the situation of stepping on the pit, the senior sister has compiled a guide to avoid pits.