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Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated
You can click on it to see how it will help you choose your child's insurance.
How to buy insurance for your child
This question has stumped many parents, today let's take a good look at what insurance should be bought for children! Keep these three points in mind:
First, children's medical insurance is essential!
Neonatal medical insurance (medical insurance for urban and rural residents) is the basic national insurance, and the child should be handled immediately as soon as he is born, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.
Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.
Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems caused by illness, such as delaying homework due to illness, all need money, and all need money to solve these troubles. Buying a pure protection critical illness insurance can just solve these problems in the future.
In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the insurance amount of 10,000 yuan is only 1,200 yuan per year, which is not expensive and very useful.
Finally, it is necessary to have an accident insurance, it is very cheap for children to buy accident insurance, 200,000 yuan per year, only sixty or seventy yuan, you can protect the child's accidental death, disability and medical expenses caused by accidents, which is not expensive and very useful.
Third, what insurance should not be bought for children?
Don't choose life insurance for your child, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy insurance for your child without being cheated? This guide tells you!
has been introduced in detail, because it is very detailed in the manuscript, so I will not waste time here.
According to the idea I gave you to configure insurance, if it is for the child to configure regular insurance, about 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.
That's all for me"How to check if the school has bought children's insurance"All of them, I hope it helps you! Hope!
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Don't you even believe that? An insurance policy is a group insurance, not one for everyone.
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School children are largely compulsory.
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Nowadays, teenagers are a group of accidents, so when they are in school, they will be purchased by the school to buy an insurance, which is the widest range of accident insurance for teenagers, and many parents insure their children. In order to resist risks, so how does this insurance check the policy? If this is the insurance purchased at school, you should be able to find the policy directly at school, and now parents themselves if they look for insurance insurance inquiries, there are mainly the following methods.
At this time, you can choose to bring valid documents such as ID card to the insurance company underwritten by the insurance, and handle the inquiry business at the local business outlet.
WeChat*** inquiries can be made through insurance companies*** or insurance know-it-alls***. There will be an entry for query in the menu bar of the *** window, as long as you follow the steps, you can query the information.
As we all know, student insurance is mainly to students and young children as a special group of accident insurance, student accident insurance is basically the health of students, can participate in all kinds of primary and secondary schools and other schools of students, in order to ensure the safety of students, build a harmonious campus. Students in the normal education and teaching activities of the school, because of the occurrence of injury accidents and the financial compensation liability should be borne by law, many parents will choose to buy student insurance for students, accidents in life always make people feel unprepared, so here it is recommended that parents can buy a student accident insurance for their children in advance, so that we all have a better protection.
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Hello, how to check the policy number of Xueping Insurance? 1.The official website of the insurance company:
You can directly log in to the official website of the insurance company you are applying for, enter the "Policy Inquiry" channel, and enter the user name, password, and verification code as prompted. 2.Insurance Company**:
Insurance policy: If a paper policy is issued, you can find the policy number directly on the policy. Because the policy number is indicated on every insurance policy.
4.Business Department of Insurance Company: You can bring the ID card of the policyholder to the counter of the business department of the insurance company to find a staff member to apply for the policy number.
5.Electronic policy: Nowadays, many insurance companies issue electronic policies, and the electronic policy contains the policy number, so as long as you query the electronic policy, you can also know what the policy number is.
For example, many insurance companies will send an email containing electronic policy information to the policyholder after the customer applies for insurance, so as long as you log in to your mailbox and find this email, you can find the policy number.
Questions. It's the school that paid it, and we didn't know the policy number at all.
The school should have it for the student when it is handed over.
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(1) Call the official customer service**. In which insurance company you have purchased the student insurance, you can directly call the official ** for policy inquiries. (2) Log in to the official website of the insurance company, enter the policy number according to the content prompted on the official website for inquiry, and you can view all the information of the purchased Xueping insurance.
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You should contact your child's homeroom teacher and she will contact the school administrator in this area, so you can find out about the policy quickly.
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You can log on to the official website of the insurance, then enter your ID number and name, and then check again, so that you can find the insurance you have purchased.
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You should check with the relevant insurance company, if the institution at the school does not have the authority to make this inquiry, you will not be able to find the relevant records.
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The school should provide the insurance policy or the policy number, and the relevant information can be found according to the policy and the policy number; Or if you know which type of insurance you are buying, enter the relevant **, enter the ID number, and you can also find out the relevant information. The school will buy insurance for students every year, this insurance is for one year, and the school itself will give you a receipt and an insurance policy, and the insurance policy has an address written on it, and you can take the insurance policy directly to that address to check.
1. Inquiry method.
2. Official website inquiry: Log in to the official website of the insurance company, enter the policy number according to the guidelines, and you can query all the information of the purchased student insurance.
3. Business outlets inquiry: Bring valid documents such as ID card to the local business outlets of Xueping Insurance underwriting company to handle the inquiry business.
4. Autonomous inquiry machine inquiry: Some insurance companies will place independent inquiry machines in business outlets, which can be queried by entering the ID number.
5. Insurance know-it-all inquiry: **Insurance know-it-all or pay attention to insurance know-it-all WeChat***, after completing real-name authentication, you can query all policy information with one click, including Xueping Insurance. (Insurance Know-it-all, Insurance Know-it-all, opppk9, WeChat, WeChat, version opppk9.)
2. The types of insurance included in the insurance paid by the students at the school.
Generally, it refers to the New Rural Cooperative Insurance, which pays 40 yuan per year (60 yuan for the state subsidy), which includes accident insurance, accident medical insurance, hospitalization medical insurance, burn insurance, etc. In one case: student group insurance (i.e., student safety insurance) of various insurance companies.
Also known as learning insurance. The content it includes is basically the same as that of NCMS, but the proportion of accidental injuries is a little small.
3. How to reimburse the insurance purchased by the student at school.
When reimbursing, parents should first report the case, then collect all the claim information, and then wait for the insurance company to investigate, verify the claim, and finally receive the compensation. It should be noted that the documents that must be prepared at the time of reimbursement are:
1. When the child is suffering from illness, the required procedures are: medical diagnosis certificate or discharge summary; Original receipts for medical expenses; List of fees and settlement details; A copy of the applicant's ID card or household registration certificate; Original insurance policy.
2. When the child applies for a claim due to accidental injury, the required procedures are: medical diagnosis certificate; Certificate of accidental injury issued by the relevant department; Original receipts and prescriptions for medical expenses; A copy of the applicant's ID card and household registration certificate; Power of attorney from the individual or guardian; Original policy.
The insurance company will generally make a notice of closure within 7 days when all the documents are complete, and the parents of the students can go to the insurance company to receive the compensation with their ID cards after receiving the notice.
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There are three ways to find an individual's insurance:
1. You can go to the service hall of the local social security bureau with your ID card for inquiry.
2. You can call the local social security bureau to inquire about personal insurance** (12333).
3. You can log in to the local social security bureau** and click on the "Personal Social Security Information Inquiry" window to inquire about personal social insurance benefits.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Dear, I've received your question. Documentation is being compiled. This will take some time, so I hope you will be patient for about five minutes.
Hello. There are many commercial insurance companies, and if you want to inquire, the first step is to recall which insurance company you have insured. Now there are policy inquiry items on the official website of the insurance company, and you can check what insurance you have invested in before by filling in the relevant information as required; If it is inconvenient, you can also call the official customer service of the insurance company** and ask it to help you inquire; Of course, you can also inquire on the app of the corresponding insurance company.
You can ask which insurance company the school buys for students, and you can check it.
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Hello. Hello.
You can log in to the official ** of the insurance company you paid for your studies to make an inquiry.
1.If it is an insurance such as student insurance paid by the school, there will be an invoice, and the student will take it home.
2.If you are paying for medical insurance for your child, you can log in to the local medical insurance system, so that you can check whether the medical insurance payment is successful.
3.If you pay for other insurance for your child, log in to the corresponding insurance company, enter the child's ID number, and you can find it.
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The insurance purchased by the child can be enquired as follows:
1.Call the underwriting insurance company's service** to inquire, and you can operate according to the voice prompts, or you can transfer to manual inquiry;
2.You can log on to the official website of the underwriting insurance company to inquire, usually after entering the official website of the insurance company, you can see the policy inquiry entrance, and after entering, you can see the insurance policy purchased by Pai Qin.
Finish; 3.You can bring your ID card.
Go to the offline service outlets of the underwriting insurance company to check Li Xian;
Test your anti-risk index, experts will interpret it for you for free!
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1. Children's medical insurance can be registered on the labor security network or social insurance of the city where they are located.
Business**, click on the "Personal Social Security Information Inquiry" window and enter the child's ID card.
and password, you can query the child's insurance information, and you can also query the child's medical insurance payment status through the child's medical premium deduction information to understand their medical insurance status.
The payment inquiry methods of children's medical insurance mainly include:
1. Social security center inquiry: directly bring your ID card and children's personal insurance information to the social security center of the district or city where the insurance is located.
2. Online inquiry: log in to the labor security network or social insurance business of the city**, click on the "Personal Social Security Information Inquiry" window, enter the child's ID card and password, and you can check the hidden balance of your insurance information.
3. **Consultation: Call the local comprehensive labor and social security service** or 12333 for policy consultation and children's medical insurance payment information inquiry.
Second, children's commercial insurance stove forest do.
The inquiry can be made in the name of the policyholder to log on to the official website or official app of the insurance company, WeChat***, etc., to check the insurance status of the child's insurance, and the policy of some insurance companies can also be queried through the China Insurance Know-it-all "WeChat***".
Test your Chunhuai anti-risk index, and experts will interpret it for you for free!
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At present, the insurance for children can be found online through the following channels:
The software is a one-stop insurance service platform launched by China Banking and Insurance Information Technology Management (hereinafter referred to as China Insurance Credit) and is directly managed by the China Banking and Insurance Regulatory Commission.
You can also pay attention to the "China Insurance Know-it-all" WeChat***, this tool is launched by the Insurance Association of China, click on the "Policy Query" in the lower right corner to enter the mini program, and you can also query after real-name authentication.
3. The official website of the insurance company.
You can log on to the official website of the insurance company to which the policy belongs, enter the relevant information according to the prompts on the page, and then make an inquiry.
After understanding the method of checking insurance policies online, you also need to understand the content of policy management.
When we have taken out insurance, after receiving the policy, we should classify and sort out the policy and related information, and it is best to put a post-it note, indicating the amount of insurance purchased, the type of insurance and other information, so as to organize the information in the future.
In this way, it can avoid the rejection of claims due to incomplete information when making subsequent claims.
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