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Hello: After reading your question, you need to go to the school to confirm whether there is a children's hospitalization expense compensation medical insurance in the 60 yuan school insurance that your child bought, if so, the child can apply for compensation if he is sick and hospitalized. If you only buy simple accident insurance and accident medical insurance, you will not be able to get compensation if you are hospitalized due to illness.
Because the specific coverage of insurance liability is different. If you are confused, you can nod your head and add QQ to continue to communicate!
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Accident insurance is only reimbursed for hospitalization due to injuries caused by accidents. There are at least three conditions for an accident: (1) something extraneous; (2) involuntary; (3) sudden;
Many accidents are not counted due to their own physical problems. For example, epilepsy, high blood pressure caused by loss of balance in the body, knocking on the wall and injuring yourself, etc., although it is an accident, it does not belong to the category of real accidents.
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Hello landlord, may I ask if you voted for the sunshine card of China Life? If it is including illness hospitalization coverage, you should first call customer service **95519 to report the case, inform the process, and consult the claim process; Then you can ask the attending physician of the hospital to issue a doctor's certificate and discharge summary, medication list and invoice, as well as a medical record book, first go to the rural cooperative medical department to reimburse the part, and the rest of the part will be sent to China Life to deal with it. I wish the children a speedy **, thank you!
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The compensation standard of 50 yuan accident insurance paid by the school is 10,000 yuan for death and disability due to personal accidents, and 3,000 yuan for medical expenses caused by accidents. For the medical expenses that can be reimbursed in accordance with the provisions of the local social medical insurance department, the insurance company will pay the medical insurance premium at a rate of 60% within the scope of the insurance amount after deducting the deductible of 100 yuan, and the insurance amount is 20,000 yuan.
In the event of an insurance accident, the student will notify the school first, and the school teacher will keep the record. In case of major accidents, such as death or serious illness, the counselor and teacher will first report to the insurance company's claims adjuster. **After the end, if the outpatient medical expenses incurred by the accidental injury, the medical records, outpatient medical invoices, if there are examination expenses, should be provided with various examination reports, a copy of the ID card, a copy of the insurance certificate, and fill in three claims**.
**After the end, the student will hand over all the documents to the counselor for management, and the insurance company's claims adjuster will come to the door on a regular basis to deal with them.
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Summary. Hello dear, happy to answer for you
The 50 yuan insurance for primary school students is generally an accident insurance, and parents need to provide the hospital's diagnosis certificate, expenditure invoice, individual claim application, copy of the student's and the head of household's household registration, school certificate and other materials, and then hand over the materials to the insurance company or the school for transfer. After the materials are submitted, the insurance company will review the materials, and the review will be correct.
I hope mine can help you
How to reimburse the 50 yuan accident insurance paid by the child at school.
Dear Ranshi, I am happy to answer for you, primary school students 50 yuan insurance is generally an accident insurance, reimbursement parents need to provide the hospital's diagnosis certificate, expenditure invoices, personal skin loss sedan car claim application, students and head of household account recovery cover prints, school certificates and other materials, and then hand over the materials to the insurance company or the school on behalf of the transfer. After the materials are submitted, the insurance company will review the materials, and the review will be correct. I hope mine can help you
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Have a good life. [Bixin] [Bixin].
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The reimbursement process for buying insurance for the child's illness is as follows: if the insurance purchased can be reimbursed, you can go to the hospital to issue a discharge summary, medication list, invoice, and then go to the district social security bureau to get a claim form, and then hand it over to the district social security bureau, and you will be notified to receive the money in a few days. When receiving the money, ask the social security bureau for the seal of the discharge summary, medication list, and copy of the invoice.
Then go to the commercial insurance company to get the claim form, go to the school to issue a certificate, and some schools can get the claim form together when issuing the certificate, fill in the form and hand it over to the insurance company.
Test your anti-risk index, experts will interpret it for you for free!
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Summary. Hello, the reimbursement cost of accident insurance bought in school is 3,000 to 6,000, and there are different reimbursement proportions, usually divided into five levels: 100 to above. The percentage of expense reimbursement is % respectively.
Hello, the reimbursement cost of accident insurance bought in school is 3,000 to 6,000, and there is the same reimbursement ratio as Lu Yan rent, which is usually divided into five grades: jujube resistance 100 to to above. The proportion of reimbursement is %.
The general judgment of Xueping Insurance hospitalization is to be reimbursed in accordance with the following methods of Shenbu:1After the insured is hospitalized in the event of an insured accident, he or she shall notify the insurance company in time and report the case; 2.
According to the requirements of the insurance company, prepare reimbursement materials, such as reimbursement of accidental hospitalization medical expenses, generally need to prepare the insured's ID card, bank card, outpatient medical record, outpatient excavation invoice, disease diagnosis, total invoice of hospitalization expenses, general list of hospitalization expenses, medical insurance statement, discharge record, accident certificate, etc.; 3.After the insured is discharged from the hospital, the reimbursement information is submitted to the insurance company, and the information is approved, the insurance company can be reimbursed in accordance with the insurance contract, and generally it is necessary to deduct the medical expenses, deductibles and other expenses that have been reimbursed with other insurance protections before reimbursement can be made in accordance with the agreed proportion.
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See whether the other party has entered the school insurance or accident commercial insurance, the school insurance is generally 90% reimbursement after deducting 50 yuan from the medical insurance, and you must negotiate with the other party's parents, you have to pay the medical expenses in advance, and then report it back to you. Or to see if the school has liability insurance for the school, solve it from the school's point of view, after all, it is something that happens in the school, which can reduce some losses.