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After all, people have been struggling in the market for more than ten years, they have experience and status, and the capital chain is relatively strong, so they don't have to worry about buying insurance and the company goes bankrupt, and now many insurance companies are like this.
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Huaxia Life Insurance Company was established in December 2006 with a registered capital of 15.3 billion yuan.
China Life's insurance includes critical illness insurance, medical insurance, and life insurance, such as Bodhi Tree Supreme Critical Illness Insurance, Jade Ruyi Stable Win Annuity Insurance, Heirloom Incremental Whole Life Insurance, etc., the specific performance of each insurance product is different, and the suitable group of people is also different according to the protection needs and budget of the insured.
Senior sister has also evaluated this insurance company's Bodhi Tree Supreme Edition Critical Illness Insurance before, and those who want to know about it can take a look: Before buying Huaxia Life Bodhi Tree Supreme Edition Critical Illness Insurance, these 3 questions must be paid attention to!
This insurance company is indeed a good insurance company, but we don't need to be limited to China Life Insurance Company when we buy insurance, because each insurance company has a lot of insurance products, some of which perform well and some of which perform decently. Therefore, it is recommended that you shop around and choose the best before buying.
In addition, when we buy insurance, we give priority to purchasing protection insurance such as critical illness insurance or medical insurance. This is because this type of insurance can transfer the financial risk of the disease.
Here is a good list of critical illness insurance, you can take a look at the top 10 popular critical illness insurance points worth buying!
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The products of insurance companies have their own merits, and this company is also a company with relatively strong funds and strong solvency, but his insurance products are not necessarily the best choice for everyone, and they can choose the right products from the products according to their own needs.
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Xueba talks about insurance, focusing on insurance product evaluation! About whether China Life Insurance is reliable or not, and what is its reputation? Click here to learn more about the "insider" of China Life Insurance:Is China Life a small company? Don't be stupid, take you to understand the other side of it".
Huaxia Life Insurance shares are unreliable, not credible, and will not deceive people, you can rest assured. The reason why all insurance companies are absolutely formal and will not deceive people is that they have the comprehensive management of the China Banking and Insurance Regulatory Commission, so they will settle claims smoothly in accordance with the contract. Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are clearly written), and a company that can afford so much money is absolutely credible and reliable.
Founded in December 2006 with a registered capital of RMB 15.3 billion and headquartered in Beijing, China Life Insurance is a national, joint-stock life insurance company.
1. What is the strength of Huaxia Life Insurance Company?
In July 2019, China Life Insurance ranked 442nd in the Fortune Global 500, and is currently the financial company that takes the shortest time and fastest time from its establishment to becoming a Fortune Global 500.
In 2019, the premium income of life insurance was 100 million yuan, second only to China Life, Ping An and Pacific.
In general, China Life Insurance has abundant funds, high public recognition, and leverage.
2. Solvency of China Life
Solvency refers to the ability of an insurance company to fulfill all contractual obligations at any given time, embodies the relationship between assets and liabilities, and is the lifeblood of an insurance company.
In the first quarter of 2020, the core solvency adequacy ratio was at: and the comprehensive solvency adequacy ratio was at: and the comprehensive risk rating was A, far exceeding the passing mark set by the CBIRC, and the performance was outstanding.
3. What is the product introduction of China Life Insurance?
The main types of insurance of China Life Insurance include critical illness insurance, life insurance, medical insurance, accident insurance and other life insurance, as well as financial annuity insurance and universal insurance
Huaxia Insurance is not worth buying, it depends on the specific product, taking its popular critical illness insurance "Evergain Series" as an example, although the protection is comprehensive, but the cost performance is low, if you want to know more about it, you can poke here:"[Huaxia] Evergreen, I don't want to buy it when I see this shortcoming".
As well as the annuity insurance "Fu Linmen" that everyone pays more attention to, I will also evaluate it here due to limited space"How about the income of Huaxia Fulinmen annuity insurance, is it worth buying? 》
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Huaxia Insurance has a good reputation in the industry, and I personally feel that their product system is also very sound. The post-service and claim settlement speed are relatively fast.
Founded in December 2006, Huaxia Insurance is a national, joint-stock life insurance company approved by the China Banking and Insurance Regulatory Commission, with a registered capital of 15.3 billion yuan and total assets of 477.5 billion yuan. Headquartered in Beijing, the company currently has 24 directly affiliated branches, with a total of 673 branches (including chips) and a staff of more than 300,000. As of June 30, the company's cumulative total premiums were 98.3 billion yuan, ranking sixth in the market.
On the whole, Huaxia Insurance Company is a good insurance company, and the insurance products are relatively complete. There are also some products with a good reputation, which are relatively cost-effective, such as Huaxiafu, Evergain and so on.
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It's better to buy insurance than Huaxia!
There are a lot of regular customers and referrals.
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