Can the bank recover the wrong transfer?

OK. 1. First of all, you need to call ** to the bank, they will help you inquire, and then help you return the money to your bank card account within two working days, 2. You can also contact the wrong person through the bank first, and then let him transfer it to you, if that person does not transfer, you can sue him according to law.

3. If it is an inter-bank transfer.

There will be a certain amount of time to arrive.

At this time, contact the bank to explain that the situation can be recovered.

It takes about 4-5 working days. If it's online banking.

Peer transfer, real-time arrival, then there is no way, you can only see through the bank to see if you can contact the other party, if you can't contact the bank, the bank will not help you recover.

Yes, personal experience: transfer from Bank of Communications to China Construction Bank, as a result, CCB misremembered a number, 100,000 yuan was transferred to another account, and then ** to CCB, they will help you inquire, and then help me return the money to my Bank of Communications account in two working days, I was really scared to sweat.

Legal analysis: 1. In law, this kind of situation is actually unjust enrichment.

2. If it is a stranger, because the bank or online trading platform will not disclose the information of the beneficiary, then you can apply to the public security department for coordination. However, the public security organs may issue certificates to facilitate inquiries into bank information and mediation upon the parties' applications. In the event that the negotiation fails, it is necessary to file a lawsuit with the court as soon as possible, and submit an application for property preservation in a timely manner within the litigation period to ensure that the money is not transferred, so as to reduce unnecessary losses.

Legal basis: Article 987 of the Civil Code: Where the gainer knows or should know that the benefits obtained have no legal basis, the person who suffers the loss may request the gainer to return the benefits he has obtained and compensate for the losses in accordance with law.

1. If there is one or two errors in the name of the beneficiary and the opening bank, the remittance will fail, and the money will be automatically returned to the payer's account, and then the remittance can be re-remitted.

2. If it is the wrong payee (to be remitted to A, and the result is remitted to B), you need to immediately notify the bank branch of the transfer, and the bank is responsible for negotiating and recovering, and the head of the account that was mistakenly transferred cannot use the money, because it is illegal, so even if the transfer is wrong, it doesn't matter, what you need to do is to contact the bank immediately.

Extended information] How to recover the wrong account transfer from online banking:

1.Method 1: Apply to the bank that handled the transfer within 24 hours to cancel the transfer.

2.Most online banking transfer interfaces will indicate how long it will take for the transfer to arrive. Once the statute of limitations has expired, it cannot be processed.

3.Method 2: Contact the person who transferred the wrong account in time to negotiate the return of the money.

4.During the negotiation, inform the other party that it refuses to return the money even though it knows that it has transferred the wrong account, which constitutes unjust enrichment.

5.Method 3: Sue the court and go through the legal process to get the money back.

6.In order to avoid difficulties in enforcement, an application can be made to the court to seal the other party's receiving account. However, it must be done with the provision of a guarantee.

1. If you transfer money at an ATM, you can cancel it within 24 hours.

From December 1, 2016, in addition to transferring money to a bank account, customers will transfer money through ATMs. If the account is transferred to a certain bank card, the customer can request to cancel the transfer over the counter or by contacting customer service via ** within 24 hours.

2. Bank transfer settlement refers to the bank fund settlement that is directly transferred from the bank account of the payment unit (or individual) to the bank account of the receiving unit (or individual) without using cash.

In the case of determining the passbook account number and account name provided by the payee, it is enough to take the cash to the bank and deposit it directly into the payee's account.

It is advisable to open an account at the bank, then fill out the wire transfer order, fill in the recipient of the other party, account name, bank name, and send money from the account to the past recipient.

If you are having trouble, you can send money in cash and fill out the money transfer voucher, but you must fill in the other party's account number, account number, and bank name.

After the transfer is successful, you can hit ** to confirm to prevent errors or non-arrivals, and you can contact the bank in time.

If the bank money is transferred wrongly, whether it can be recovered should be judged according to the situation: if the wrong transfer is caused by the wrong information, the general bank will return the money in the original way if it finds that the information is inconsistent during the liquidation, and if it is directly transferred to the wrong payee, you can contact the payee and let the payee return the money.

If the transfer is selected to arrive in real time, and during working hours, then the transfer will arrive within 2 hours, and it cannot be recovered after the account arrives, and the user can only call the police immediately and ask ** to freeze the other party's bank account, so that the bank can directly transfer the funds back, but the probability of being recovered is relatively small.

If the transfer is received within 24 hours, then the user can cancel the transfer, and the funds will be transferred to the user's account immediately after the cancellation, and the user should carefully check the name, card number, bank and other information when transferring.

The account name and card number are all mine, but the bank filled in the wrong one.

I asked questions, but I didn't go back for two days.

It is also normal for a long period of time.

It's okay to chase it back, it's not easy. When you transfer money wrongly, you can notify the other party and explain the situation. If the other party is unwilling to return, then you can call the police or sue the other party for abnormal possession, and you should be able to recover your losses.

It can be recovered, Article 987 of the Civil Code, if the gainer knows or should know that the benefits obtained have no legal basis, the person who suffers the loss may request the gainer to return the benefits he has obtained and compensate for the losses in accordance with law.

Absolutely. But you need to contact the other party, and the other party agrees to a refund, so you can recover it.

If you can't get it back, if the money is relatively large, you can call the police to choose to solve it, if it's a small amount of money that can't be turned back.

The wrong bank card cannot be recovered unless you contact the owner of the wrong bank card.