Is BOC Credit Cargo reliable, and is CITIC Bank loan reliable?

Pay attention to the identification and prevention of routine loan risks. The illegal and criminal acts of "routine loans" involve crimes such as fraud and extortion, and the manifestations of such illegal crimes:

1. Soliciting business in the name of "microfinance companies", guarantee companies, etc., signing loan contracts with you, creating the false impression of private lending, and defrauding you into signing "inflated loan contracts", "yin and yang contracts", real estate mortgage contracts, and other contracts that are obviously unfavorable to you under various names such as "liquidated damages" and "security deposits". In the name of online lending, applicants are required to pay so-called "capital verification fees", "insurance premiums", "deposits", etc. in advance.

2. Falsifying bank statements to deliberately create the false impression that you have obtained all the money borrowed under the contract.

3. Arbitrarily determine that you are in default and require you to immediately repay the "inflated loan".

Fourth, it is maliciously inflating the amount of the loan, and in the case that you are unable to pay, the other party introduces other fake "microfinance companies" or individuals, or "pretends to" other companies to sign a new "inflated loan contract" with you to "settle the account", and further inflate the loan amount.

5. Extortion and extortion, "debt collection", falsely claiming to sue you, etc., to achieve your purpose of delivering money.

6. Fraudulently using the names of real enterprises and institutions such as P2P online lending platforms, small loan companies, financial service companies, and banks, to carry out a series of frauds under the guise of issuing loans.

In the above situations, they should first refuse all payment requests from the other party, stay calm, pay attention to the identification and prevention of fraud, extortion and other illegal and criminal acts, and ensure the safety of their own funds.

I believe that the other party's behavior has factors such as routine loan fraud, picking quarrels and provoking troubles, and underworld forces, so I suggest that you report the case to the public security organs. Legitimate debts should be repaid, but illegal demands can be refused, and the other party should be severely punished for committing illegal and criminal acts in the name of debt collection.

China CITIC Bank is the first commercial bank in China to participate in the financing of domestic and foreign financial markets, and China CITIC Bank mainly provides corporate banking business, international business and capital market business to corporate customers.

2. Fast and efficient: complete information, feedback approval results within 30 minutes; Loan funds are credited to the account in real time.

3. No collateral: 0 collateral and 0 guarantee, credit is your best pass.

4. High amount and flexible repayment: up to 500,000 yuan, borrow and repay at any time.

5. Low cost: the daily interest rate of the loan is as low as.

Advantages: 1. There are many activities, especially eating and brushing!

2. Fool the customer service to get a lifetime annual fee waiver.

3. Points are easy to get.

5. The installment quota is relatively high, and it does not account for the quota.

6. The annual fee for the next year is waived for 5 times of Puka Gold Card.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (original name: Youqianhua, renamed in June 2018"There is money to spend"The big brands are reliable, the interest rates are low and trustworthy. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

Special note: Withdraw the full amount as soon as possible after the quota is issued, because the risk control is dynamic.

It is best to put forward all the suggestions in demand, and the risk control system will mistakenly think that you don't need the funds very much, resulting in a failed withdrawal. It is prudent to raise at least 60%. After the first installment, early settlement and repayment are supported.

If you have insufficient money to spend or no quota, it is recommended to try the following two platforms, which are also more formal licensed financial institutions! The audit is relatively less rigorous!

360 IOUs can borrow up to 200,000!

CITIC Bank has both unsecured credit loans and mortgage loan products, and if you apply for a loan directly through the banking channel, there is no problem and it is credible.

CITIC Bank's loans are credible. Founded in 1987, China CITIC Bank is one of the earliest emerging commercial banks established in China's reform and opening up, and is the first commercial bank in China to participate in financing in the domestic and foreign financial markets.

On April 27, 2007, China CITIC Bank was listed on the Shanghai ** Stock Exchange. China CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six banks and three guarantees of Hong Kong's Chinese financial stocks.

As of mid-2021, the Bank has 1,410 business outlets in 153 large and medium-sized cities in China, and has 7 subsidiaries at home and abroad: CITIC International Financial Holdings, CNCBI (Hong Kong) Investment, CITIC Financial Leasing, CNCBI Wealth Management Co., Ltd., CITIC Baixin Bank Co., Ltd., Altyn Bank and Zhejiang Lin'an CITIC Village Bank Co., Ltd.

China CITIC Bank is a commercial bank, which has obtained qualifications, and its business scope meets national requirements and is credible.

Credible, compared with other bank loans, China CITIC Bank has a very significant advantage, that is, fast disbursement, if the applicant's conditions are met, and the information is relatively complete, the loan can be disbursed within three days.

Reliable, you can apply for it at a local bank. Requirements for applying for microloans: 1. Be a resident of Chinese mainland who is at least 18 years old; 2. Have a stable address and place of work or business; 3. Have a stable income**; 4. No bad credit record, the purpose of the loan cannot be used as **, gambling and other behaviors.

A line of credit is a loan that is issued on the creditworthiness of the borrower and the borrower is not required to provide security. It is characterized by the fact that the debtor does not need to provide collateral or third-party guarantees, and can obtain the loan solely on its own creditworthiness, and the borrower's creditworthiness is used as a guarantee for repayment.

A credit loan from a guarantee company is a credit loan provided to customers through the mode of guaranteeing bank loans by a guarantee company. The maximum amount can generally reach 300,000, and the fee model is the interest of the bank loan plus the guarantee fee of the guarantee company. A formal guarantee company only charges a certain percentage of the guarantee fee and does not charge interest, which is also a criterion for distinguishing whether the guarantee company is formal.

At present, personal credit reports are mainly used for various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in various fields such as commercial credit sales, credit transactions, and recruitment and job search. In addition, the personal credit report also provides a way for the inquirer to examine and regulate his or her own credit history behavior, and forms a verification mechanism for personal credit information.