What kind of insurance is good for my husband to buy when he does the outer frame on the constructio

Hello, it is recommended that you buy an accident insurance and health insurance for your husband. Because your husband's occupational risk factor is relatively large, and the work is relatively hard, it is the best choice to buy accident insurance and health insurance, and here is a reference link for you on how to buy insurance.

The construction site will buy group insurance, and if you have commercial insurance, the occupational category is too high to buy it.

If you are at home you can buy accident insurance,

If you want to insure your husband who is working on the construction site, she recommends giving priority to several protection insurances such as accident insurance, term life insurance, critical illness insurance and million medical insurance.

In order to configure insurance for the husband who worked on the construction site, we first need to pay attention to this: in the insurance policy, the insurance product will generally divide the occupational category into 6 categories, 1-3 categories belong to low-risk occupations, 4 categories belong to medium-risk occupations, and 5-6 categories belong to high-risk occupations. For people working on construction sites, they are often classified as medium and high-risk occupational groups.

Therefore, when you are insuring your husband, remember to see if the insurance product is suitable for your husband who is working on the construction site!

What is the impact of occupational restrictions on insurance? This 6 types of occupation insurance guide, please collect it quickly!

Compared with some other occupational groups, the husband of the construction site has a higher probability of suffering accidental injury, so he first needs to configure accident insurance protection.

In addition, because the husband who worked on the construction site belongs to the middle and high-risk occupational groups, the risk of his death is also very noteworthy. Generally speaking, the husband who works on the construction site is also the breadwinner of the family. In the unfortunate event of the death of the breadwinner, the family's income may be cut off and the family economy can easily fall into crisis.

Therefore, the husband who is working on the construction site also needs to be equipped with term life insurance. In the unfortunate event of the death of the husband, term life insurance will pay the corresponding benefits to help the family survive the unfortunate financial crisis.

What is Term Life Insurance? Who is it suitable for? Everything you want to know is here!

In addition, the husband who has a dry outer frame on the construction site also needs to be aware of the risk of disease. You must know that many diseases have shown a trend of younger people, and once you unfortunately suffer from a major disease, the cost of ** and ** is often difficult for ordinary families to afford. Critical illness insurance and medical insurance can help you tide over financial hardship by transferring the financial risk caused by the insured's unfortunate illness.

Therefore, it is also very important to allocate critical illness insurance and term life insurance.

Top 10 Popular Critical Illness Insurance Points Worth Buying!

Hello! Depending on your needs, it is recommended to focus on consumer accident insurance and health insurance. The specific description is as follows:

1. Your husband works on the construction site and faces a greater risk of accidents, so you should give priority to buying accident insurance for him, but you should pay attention to the fact that accident insurance has very strict occupational requirements, construction workers belong to high-risk occupational groups, and ordinary accident insurance is generally refused, so you need to pay attention to high-risk occupational accident insurance.

2. Construction workers have high labor intensity, and long-term overwork is easy to cause various diseases, so health insurance should also be considered. Of course, considering that the welfare of construction workers is relatively poor, once the risk of illness occurs, the high hospitalization medical expenses usually need to be borne by themselves, and there will be a loss of lost time expenses, so it is recommended that you pay attention to the hospitalization medical insurance, whose premiums are cheap, generally only a few hundred yuan, you can get the corresponding medical protection.

Hello! In order to effectively avoid the risk of personal injury, it is necessary for people in each occupational category to construct an accident insurance plan for themselves. Because the scope of occupation working on the construction site is very wide, the accident risk faced by the specific occupation is also different, and the definition of personal accident insurance for the occupational category is relatively strict, so you need to be clear about your occupational level when you apply for accident insurance, the general office worker can insure a wider range of accident insurance, if the occupational level is higher, then the scope of accident insurance that can be insured is relatively narrow.

When buying personal accident insurance for her husband who works on a construction site, you should pay attention to:

1. When purchasing accident insurance, the appropriate amount of insurance should be determined. Accident insurance premiums are relatively cheap, so you might as well buy a few copies. Especially in the case of accidental medical treatment, determine an adequate amount.

2. When purchasing accident insurance, it is necessary to understand the terms of the exemption scope, underwriting items and claims of the purchased insurance to avoid claims disputes.

3. Fill in the insurance policy, especially the professional information, truthfully, to avoid filling in the wrong information and causing the insurance company to refuse to pay and cause unnecessary losses.

4. When applying for accident insurance, it is recommended to purchase accident insurance and accident medical insurance at the same time, and an additional accidental injury hospitalization medical subsidy can be considered.

For special types of work and special events, people should learn to choose accident insurance for sudden, force majeure factors, because you can not express your professional situation in detail, so it is recommended that when you apply for accident insurance, you can contact the customer service staff, will be based on your professional situation to recommend suitable personal accident insurance products for you.

Hello! Depending on your husband's basic place of work, accident protection should be the first and most basic protection item to consider. It's just that I don't know the specific occupation of your husband, and it is not convenient to recommend the most suitable type of protection insurance, please understand!

Therefore, it is recommended that you explain the specific occupation of your husband again, because accident insurance needs to be covered according to the type of occupation.

For the specific type of insurance that is suitable, it is recommended that you choose to apply appropriately on a professional online insurance platform in combination with the specific accident insurance situation in combination with your husband's specific occupation situation.

There are too many, and I also work on the construction site.

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insuranceFor friends aged 0-20, you can choose critical illness insurance, medical insurance and accident insurance first

How do I buy insurance for someone under 20 years old? Before college, in the period of physical and mental growth and development, it is inevitable that there will be some minor illnesses and pains, so it is necessary to configure a medical insurance; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

How do you buy insurance in your 20s? 20 years old 30 years old, is already an adult who can be independent, at this time the body is young, the spirit is good, and gradually learn to face the pressure of life, but accidents and risks have always existed, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium is actually quite cheap, a month is only a few dozen yuan, it can be considered, in line with this age group of friends can read the previous answer of the senior sisterFor children in their 20s, what kind of insurance is the most cost-effective?You can take a look at this article.

Growth stage (30-50 years old): critical illness insurance, life insurance, accident insurance and medical insurance

What are the benefits of buying insurance, and what kind of insurance is suitable for you in your 30s? At this time, buying insurance is more for your family than yourself. When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

As for how to buy good insurance without spending too much money, the key is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Accident insurance plus medical insurance, there are currently many types of insurance with financial management and protection functions China Life's Ruixin and Kangning, or Ping An's Xinli and Xinsheng. If you have any questions, you can ask me, I have studied all the insurance products on the market professionally, because I am a financial management lecturer!

Endowment insurance, medical insurance, unemployment insurance, work-related injury insurance. As for maternity insurance, it's up to you to buy it if you want to, and if you don't want to buy it, it's not a big problem.

Accident insurance, medical insurance, serious illness.

The risk of various accidents on the construction site is very large, and your father is tired and dangerous working on the construction site, so in order to improve his protection, it is necessary to insure him with appropriate personal accident insurance in time. It is recommended that you truthfully inform the staff of your father's current occupational risk situation before taking out insurance for your father, so as to recommend more suitable products, and also pay attention to the protection of medical expenses in the accident insurance, and pay attention to the compensation of medical expenses when purchasing accident insurance.

Secondly, it is also necessary to understand the definition of surprise. The insurance clause stipulates that the accident is "foreign", "sudden", "unintended", and "not sick". For example, if it is a sudden illness, then although it is sudden, it is also unintentional, but because it is a disease, it is not in the category of accidental injury; It is also necessary to understand the exclusion of liability for accident insurance, the scope of coverage, the insurance conditions and the hospital you visit.

Accident insurance has restrictions on the occupation of the policyholder, and high-risk occupations will be denied. Most accident insurance products have requirements for the hospital you visit. The general requirement is to be a second-class hospital or above, and pay attention to the provisions of the insurance clause on the deductible, out-of-pocket ratio and maximum reimbursement limit of medical expenses, and try to choose accident medical insurance with low deductible, large reimbursement ratio and high reimbursement limit.

I work at a demolition site and want to buy an insurance for myself, what insurance should I buy?

Accident insurance and work-related injury insurance can be purchased.

Accident injury insurance is a life insurance that pays benefits based on death or disability caused by accidental injury.

Work-related injury insurance refers to a social insurance system in which workers or their surviving family members receive material assistance from the state and society when they suffer from accidental injuries or occupational diseases resulting in temporary or permanent loss of working ability and death at work or under specified special circumstances.

It's rare that you can think about your husband, a very good wife.

Many insurance policies for construction workers are restricted, because many jobs are hazardous jobs.

Like plasterers, carpenters, and plumbers can be insured, you can buy them at any time, and you can also buy them on ** (Ping An Official** can be bought).

However, some types of work, such as steel skeleton structure workers and welders, are generally not covered.

You'd better contact the insurance company directly, and you can call **.

If you are sure that your husband's job can be bought, you can buy it.

Accident insurance is generally insured once a year, and it is paid for one year and managed for one year.

Claims are also available in other cities.

Accidental injuries can be treated with an accident, all major insurance companies have them, and they are all nationwide compensation, and it is the same wherever you buy it.

Hello! Accidental injury has become the number one killer of human survival, and it has become a consensus in modern society to choose a certain amount of accidental injury insurance to prevent accidental risks. Especially for those who work on the construction site and do not have social security, it is more necessary to prevent accident risks and build a comprehensive protection system.

If you want to work on the construction site at the age of 32, the company only buys one insurance for the husband who has bought basic social security, generally speaking, the risk of working on the construction site is greater, and you need to provide detailed information for special protection by the insurance company. It is recommended that you consult with customer service about the insurance products that are suitable for you according to your specific protection needs.

How to buy appropriate insurance for migrant workers who work on the construction site and do not have social security?

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Choose according to your actual needs, carefully compare the situation of accident insurance products at all levels, and find the most suitable product for yourself.

3. You can freely choose the most suitable accident insurance product online according to your own needs.

In short, we would like to remind you that although the coverage of various personal accident insurance policies is generally the same, the specific details will also vary. When choosing an insurance product for work on the construction site, it is recommended that you inform the detailed work situation and choose an insurance product.

32-year-old people are the backbone of the family, old and young, and may also be burdened with mortgages and car loans, in addition, the pressure from work is also very large, any risk may lead to a crisis in the family, so for people of this age, it is imperative to buy insurance to share the pressure.

So what kind of insurance is suitable for people of this age? These types of insurance are a regular combination:Critical illness insurance + medical insurance + accident insurance + term life insurance

1.Critical illness insurance

Nowadays, young people are also very likely to get sick, and there are not a few people who suffer from serious illnesses at the age of 32. Many serious illnesses take a lot of time, and you also need to take into account the expenses and lost work expenses in the later stage. So, hurry up and configure yourself with a critical illness insurance protection.

2.Medical insurance

At this age, in addition to preventing serious illnesses, there are also minor illnesses and disasters that may occur at any time cannot be ignored. Buy a million medical insurance, spend a few hundred yuan a year, easily get millions of protection, and solve the part that cannot be reimbursed by medical insurance. In order to avoid detours, I stayed up late to compile a list of super cost-effective million medical insurance, you can take a look:

Freshly baked! Suitable for 1 million medical insurance points to buy around 32 years old

3.Accident insurance

We can never be surprised when it will come, although this is a sentence that is about to be said rotten, but it is true. Therefore, accident insurance should be the insurance that everyone needs, and it is very close to the people and can afford it. After all, if someone at this age accidentally has an accident, what should the wife, children, and parents do at home?

Therefore, it is very necessary to arrange an accident insurance for yourself.

4.Term life insurance

At this age, you not only have to bear the living expenses of your family, but also have to repay a high car loan and housing loan, and it is not enough to buy health insurance, but death protection is also very important. In the event of unfortunate death, it will be a heavy blow to both parents and wife and children, and after buying life insurance, it will not let the family bear huge financial pressure, at least it can leave a guarantee for them.