What to do with 300,000 investments, how to invest 300,000 in hand

Hello friends!

A suggestion to you, I hope it helps:

We look back in history to see the waves of wealth that have been experienced:

The first wave of wealth: the 70s [food stamps, cloth stamps, meat stamps] – the agricultural revolution [by land].

The Second Wave of Wealth: The 80s [Bicycles, Electric Fans, Sewing Machines] – The Industrial Revolution [By Machines].

The third wave of wealth: the 90s [mobile phones, computers, **, furniture, IT] - the business revolution [by doing business].

The Fourth Wave of Wealth: 2000 [Real Estate, Internet] – The Internet Revolution [by IQ].

The Fifth Wave of Wealth: 2003 [Health, Beauty, Education] – The Health Revolution [by knowledge].

The Sixth Wave of Wealth: 2006 [Direct Selling Law Introduced, Integration of Interpersonal Relationships] - Direct Selling Entrepreneurship [Relying on Connections].

The Seventh Wave of Wealth: 2009 [Internet, Online Shopping, Geometric Multiplication, Direct Selling] -- Online Direct Selling, etc

In the face of today's society, wealth will be redistributed, to become a rich man is not an opportunity, but a choice, between people is not IQ competition but concept competition, whoever changes the concept first will change the pocket first!

A forward-thinking concept determines your life, a correct choice, changes your life, and works hard to achieve your life.

All you need is a computer, a **, a little free time, you can easily start a business at home, the miracle is around, do you have the determination to understand.

If you have a 3-year investment limit, I can specify an investment plan with an annual return guarantee of 20%, and if it is 5 years, it can be doubled on average every year. Except for major natural disasters such as wars and the destruction of the planet.

When there is more than 300,000 money in hand, users can invest by applying for fixed demand deposits, buying **, **, bonds, etc. Among them, the more prudent investments include bank deposits and currency purchases**.

Wait. If the user has a certain amount of financial knowledge, then the user can buy the corresponding product according to the trend. It should be noted that the higher the return, the higher the risk, so users need to invest cautiously.

Extended Materials

1. Origin. The term "financial management" was first seen in the newspapers in the early 90s of the 20th century. With the expansion of China's first-class bond market, the increasing enrichment of commercial banking and retail business and the increase in the overall income of citizens year by year, the concept of "wealth management" has gradually become popular.

Personal financial management varieties can be roughly divided into personal assets and personal liabilities, such as common assets, bonds, deposits, life insurance, etc., which belong to personal assets; Personal housing mortgage loans and personal consumption credit belong to the varieties of personal debt.

Second, the specific content.

Financial management, as the name suggests, refers to managing finances. When people talk about financial management, what they think of is not investment, but making money. In fact, the scope of financial management is very wide, and financial management is the wealth of a lifetime, that is, the cash flow of an individual's life.

and risk management. Contains the following meanings:

1.Financial management is the management of a lifetime's wealth, not just to solve urgent money problems.

2.Financial management is cash flow management, everyone needs money (cash outflow) from birth, and they also need to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage their money.

can affect cash inflows (income interruption risk) or cash outflows (expense escalation risk).

3. Financial management channels.

Domestic institutions that can provide customers with financial services mainly include banks, ** companies, and investment companies.

1.Bank Finance.

Wealth management products provided by China's commercial banks.

Generally, it is a large certificate of deposit.

Asset management products, etc., the brokerage company or the company's hairstyle are not financial management.

2.Corporate Finance.

Wealth management generally includes, income certificates.

asset management products, etc.

3.Insurance and financial management.

Insurance and financial management are more inclined to long-term, focusing on solving the education planning and pension planning after a long period of time, and at the same time solving the problems of accident and medical protection.

4.Invest in corporate finance.

Investment company wealth management generally includes trusts**.

**Investment, jade, jewelry, diamonds, third-party wealth management, etc., require a higher starting capital, suitable for high-end financial professionals.

5.E-commerce financial management.