What is the difference between the VISA Gold Card and the Silver Card?

Peony dual-currency credit card Visa Gold Card: high limit, free replacement for loss reporting, free SMS, free service fee for overseas emergency cash withdrawal, etc.

Silver: Low borrowing limit.

The annual fee is free for 5-6 times a year (regardless of the amount of money).

Annual Fee Policy Introduction:

The annual fee for the principal card of the Peony Dual Currency Credit Card is 100 yuan, and the annual fee for the supplementary card is 50 yuan.

The annual fee will be waived if the cumulative consumption of the main and foreign currencies of the Platinum Card reaches 200,000 yuan in a year, and the annual fee of the main and auxiliary cards of the main and auxiliary cards can be waived if the cumulative consumption of the local and foreign currency accounts reaches 100 transactions or 100,000 yuan in the current year. If the cumulative consumption of the card in the current year reaches 5 transactions or 5,000 RMB in the current year, the annual fee of the main and supplementary cards for the current year can be waived The annual fee for the first year can be waived, and the annual fee for the main and supplementary cards will be reduced for 5 transactions or 5,000 yuan (including the equivalent in foreign currency) every year in the future.

If you make a total of 5 transactions or RMB 5,000 (including equivalent foreign currency) per year, the annual fee of the current year will be automatically waived for the main and supplementary cards, and the annual fee for the first year will be waived if the cumulative annual consumption of the card reaches 3 transactions or RMB 3,000 (including the equivalent foreign currency) per year.

Gold card: high limit, free compensation for loss reporting, free SMS, free service fee for overseas emergency cash withdrawal

Puka: Low quota

The annual fee is free for 5-6 times a year (regardless of the amount of money).

My family is in the Industrial and Commercial Bank of China, and the Bank of China is a specialized foreign bank, and now many private banks have much better services than the four major banks.

Gold and silver are certainly not the difference in silver.

The information upstairs is all right The annual fee is basically equivalent to being exempted Long-term consumption If the business also indicates that it will be charged, you can apply for exemption of the annual fee Otherwise, you don't need to hehe, of course, it depends on your consumption.

In addition, if it is specifically used for overseas consumption, this card needs to be transferred to US dollars first and then to the currency of the local country according to the exchange rate of the country on the day.

The Peony Dual Currency Credit Card is issued by the Industrial and Commercial Bank of China, which gives cardholders a certain credit limit, and cardholders can spend first and repay later within the credit limit. The maximum credit for personal cards can reach 50,000 yuan. Key features:

1. One card for multiple households.

In addition, the bank card can also be linked to multiple accounts such as ordinary current account, current account, fixed account, lump sum deposit, principal deposit and interest, personal check and credit card, etc., to realize the transfer between linked accounts, and can avoid the inconvenience and risk of carrying multiple passbooks.

2. ATM service.

It can handle withdrawal, transfer, change password, balance inquiry and other services at the bank ATM 24 hours a day, and can handle withdrawal and inquiry at the ATM with the "UnionPay" logo of other banks, which is not limited by the business hours of the outlets, which is convenient and fast.

3. Shopping and consumption.

With the card and reserved password, you can use the card at the bank's special merchants and merchants with the "UnionPay" logo (shopping malls, hotels, entertainment venues, etc.) to make purchases without paying any handling fees.

Standard credit cards have similar features across banks, so you can keep an eye out for co-branded cards issued by major banks on special days --- participate in some events.

Peony Dual Currency Credit is issued by the Industrial and Commercial Bank of China, giving cardholders a certain credit limit, and cardholders can spend first within the credit limit and then repay, a credit card commonly used at home and abroad. The maximum credit for personal cards can reach 50,000 yuan.

The details are as follows: 1. If the cardholder repays the full amount of the overdraft within the credit limit, he/she can enjoy an interest-free repayment period of 25 days and a maximum of 56 days.

2. The Peony Dual Currency Credit Card can be used at ICBC outlets and special merchants, special merchants and ATMs with the "UnionPay" logo, as well as overseas acceptance points with the "VISA" and "Mastercard" logos. Settlement in RMB and a designated foreign currency, with overdraft consumption, transfer settlement, cash deposit and withdrawal and other functions.

Note: The annual fee for the principal card of the Peony Dual Currency Credit Card is 100 yuan, and the annual fee for the supplementary card is 50 yuan.

There are two ways to apply for a credit card limit, one is to apply for **95588, and the other is to apply at the outlet.

The Peony Dual-Currency Credit Card is issued by the China Industrial Delay Section Lead Commercial Bank, which gives the cardholder a fixed credit limit, and the cardholder can spend first and repay the loan within the credit limit, which is a credit card commonly used at home and abroad. The maximum credit for personal cards can reach 50,000 yuan.