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In case something happens, the insurance company will definitely compensate and will not not not pay because the name does not match.
It is likely that the family will distribute it proportionally.
If the place where you live is really inconvenient to change.
Let's write an inheritance.
Just let the beneficiary of the insurance be your son.
In addition, if there is an accident and the child is too young, the compensation will still be at the disposal of the child's guardian).
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You should apply for the amendment in time, and the beneficiaries are in order: named beneficiary, parent, spouse, child!
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It is estimated that it is China Merchants Cigna, how can there be China Merchants Cigna in many places, how to go to the insurance company, do the plane to go, since **can be insured, then** can also modify the beneficiary.
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You will need to apply for preservation at your local insurance company.
The procedure is to go to the business hall of the local insurance company, bring the original ID card of the policyholder, the original insurance policy, and the ID card of the beneficiary (preferably the original, so as not to make a mistake again), and fill in the preservation application form to apply for change.
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Agree with the above person, it is better for you to go to the insurance company to change it yourself.
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The beneficiary of the insurance can be named or statutory. If the beneficiary is the policyholder himself, the insurance compensation is treated as the policyholder's estate and inherited by his legal heirs. The policyholder can change the beneficiary, subject to the consent of the insurer and the beneficiary.
The insurance beneficiary can be changed, and there are also relevant provisions in the Insurance Law of the People's Republic of China, the beneficiary of life insurance is designated by the insured or the policyholder, and the policyholder needs to obtain the consent of the insured when designating the beneficiary. If you want to change the insurance beneficiary at a later stage, the insured or the policyholder also needs to notify the insurance company in writing, and the policyholder also needs to obtain the consent of the insured when changing the insurance beneficiary.
If the policyholder or the insured does not designate the insurance beneficiary, the legal heirs will enjoy the relevant benefits. A person who is designated by the insured or the policyholder in the insurance contract and is entitled to receive the insurance benefit after the death of the insured is generally found in the life insurance contract. If the policyholder or insured person does not designate a beneficiary, the legal heir is the beneficiary.
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There is a certain impact, after the policyholder writes a mistake, it is likely that the insurance will not take effect when the information is verified, but as long as the ID card.
That's right, you can change it if you go in person. When this happens, it is recommended that you check the list of personnel information and all the contents. One mistake is likely to cause unnecessary problems later in life.
It's okay to say that the policyholder filled in the wrong form, but the answer is that Changming is the insurer or the bank card number.
If you make a mistake, you may not be able to perform the insurance properly.
However, in most cases, the incorrect name of the policyholder does not have a big impact on the insurance, but it is still recommended that the policyholder can bring his ID card to the service outlets of the insurance company to modify, the process of quick rent is still very simple, and it can also avoid the troubles that may occur in the later stage, such as the application for a claim will be more cumbersome.
When applying for insurance, you also need to carefully check the relevant declaration information filled in and try not to make mistakes.
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The name of the policyholder is written incorrectly, and it is recommended to change it as soon as possible to avoid affecting the subsequent policy claims. The policyholder can apply to the insurance company to change the name to the correct one. Generally, it is necessary to do policy preservation, and you can contact the ** person at the time of insurance application to assist in handling it, and provide the ID card of the insured.
information, and then submit a request for change of preservation.
According to the Insurance Law of the People's Republic of China.
Article 20 The policyholder and the insurer may negotiate to change the content of the contract.
If the insurance contract is changed, the insurer shall file a copy in the insurance policy.
or other insurance certificates with endorsements or endorsements, or written agreements between the policyholder and the insurer.
Article 40 The insured or the policyholder may change the beneficiary and notify the insurer in writing. After receiving the written notice of the change of beneficiary, the insurer shall make an endorsement or attach an endorsement to the insurance policy or other insurance certificate.
The policyholder's consent to change the beneficiary is subject to the consent of the insured.
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If the name of the policyholder is wrong, whether there is a claim or not, it should be analyzed according to the condition of the limbs such as jujubes. If the policyholder and the insured are not the same person, they can not be changed for the time being, because the insured is insured, and the insurance company will still make claims as usual in this situation. If it is the same person, if the two names are homophones, you can also not change your ID card and this wrong policy, and you can modify it when you make a claim.
If the name of the policyholder is wrong, the policyholder can bring the relevant supporting materials of identity information and the insurance contract to the nearby offline business outlets and go to the counter to handle the information change business. If the insurance is carried out through a salesman you know, you can contact the other party and ask him to change the identity information on his behalf. Of course, some insurance companies with strong rubber surplus can change the information on the mobile app, and the customer can follow the corresponding required steps and upload the identity credential information.
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If the insurance contract has stated who the beneficiary is, the beneficiary is determined, but the insured person can request to change the beneficiary at any time.
It should be noted that the insurance beneficiary can be one or more people, and either the policyholder or the insured can be the beneficiary, but the beneficiary is not necessarily the policyholder or the insured.
In addition, the number of legal beneficiaries usually involved will be relatively large, when receiving insurance benefits, these people must be gathered together to settle the claim, each beneficiary must be present, and also need to provide some supporting documents, such as proof of relationship with the insured, etc., if the beneficiary has passed away, the relevant death certificate is also required, etc., the procedures are more cumbersome, often affecting the time limit of claims.
When the insured encounters extreme risks, the beneficiary only needs to submit information related to the insurance liability (such as the insurance contract, the death certificate of the insured, and other materials related to the nature and cause of the insured accident) and the beneficiary's own information (such as identity certificate, bank card).
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