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Cooperative medical reimbursement is made first, and the rest can be taken to school insurance.
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Since the policies of each city are different, it is recommended that you call the local social security bureau **12333 for inquiries.
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Generally, there is a study insurance insurance, which can be reimbursed by the insurance company.
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Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated
You can click on it to see how it will help you choose your child's insurance.
How to buy insurance for your child
This problem makes many parents have no idea where to start, today let's take a good look at how to buy insurance for their children so as not to be pitted! Keep these three tips in mind:
First, children's medical insurance is essential!
After the child is born, as long as the household registration, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, must be handled well.
Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.
Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the best expenses, it can also solve many hidden problems caused by illness, such as falling behind because of illness, or some irreparable losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems.
Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.
Finally, accident insurance, children's accident insurance is very cheap, 200,000 yuan per year, only sixty or seventy yuan, can protect children from disability, death and medical liability caused by accidents, cheap and useful.
Third, is there any insurance that I should not buy for my child?
Don't give your child life insurance, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow do I buy insurance for my child?
has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.
According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is quite cost-effective.
That's all for me"The child broke his head in school, had about 20 stitches, and bought insurance at school for two years"All of them, I hope it helps you! Hope!
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1. Children are held accountable according to their faults. If the school fails to fulfill its management obligations, the school also needs to be held responsible.
2. Personal injury compensation includes medical expenses, lost work expenses (students generally do not have this item), nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, necessary nutrition expenses, and if the victim is disabled due to a congratulatory code injury, it is also necessary to increase the disability compensation, disability assistive device expenses, as well as the necessary expenses, nursing expenses, follow-up expenses, and living expenses of dependents actually incurred due to Kangkuan rolling care and continuing to be compromised. The specific amount needs to be determined based on the level of disability, household registration, hospitalization, family situation, etc.
3. If the negotiation fails, you can file a lawsuit for compensation with the Fashen Court.
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When I entered the first grade, I have already entered the nine-year compulsory education stage, and I am a primary school student, not a kindergarten.
The school has a number of rules of conduct regarding students getting to and from class that students should follow. However, the child's self-control is poor, and there is usually a teacher on duty, even if the teacher sees that the above situation may also occur, the school has the responsibility, and the parents are also responsible, because the parents are the guardians of the students, even in the school, the parents are also the guardians.
When something happens, don't focus on who is responsible, the key is to educate children to be disciplined through this matter. If such a trivial matter starts with the school, it can only make the child fearless and more presumptuous, and grow up with such an attitude, what will he become?
Whoever has a child who has such a thing will also hurt very much, it is right to love the child, and it is also human nature, but at the same time, you need to be calm when you love the child. Our children have met, it is our children who are naughty than other children, naughty is also nature, but discipline is for a primary school student, especially a primary school student who has just entered the school first knows, he should realize that a primary school student is not a toddler, he has grown up, from a young child to primary school is also a small station of life, to encourage him, you grow up, is a primary school student, to be obedient, listen to the teacher's words, abide by discipline, can not run around. The teacher has taught him what it is to go to class, what to do after class, what to do between classes, and what to do between classes.
Then, parents should also care about these, after school, ask him what he did in school, who he played with after class, what he played, etc., the right encouragement, even if the teacher did not see the things, but also tell him that this is not right.
First of all, nurse the child's injuries and cooperate with the teacher to educate the child to abide by discipline.
I wish the children a speedy day**. Study hard, go up every day, the children are smart, there will be a future, I wish the children success!
Is the school responsible for the 15 stitches on the head of a first-grader child who broke his head while playing at school? The school has a certain responsibility, and at the same time, our parents and children also have a certain responsibility, so it is your right to hold them accountable, but it is our essence to educate our children after this incident. Follow me to accompany your children with you, grow up healthy and happy.
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Dear, I will find out for you: the child's school was injured by a classmate's head, and he stitched up a few stitches and left a scar, and the general compensation amount is as follows: 1. Medical expenses: The medical expenses for the elderly are determined according to the medical expenses, hospitalization fees and other collection vouchers issued by medical institutions, combined with medical records and diagnosis certificates and other relevant evidence.
2. Lost work pay: Lost work pay is determined according to the victim's lost time and income. 3. Nursing fee:
The nursing fee is determined based on the income status of the nursing staff, the number of nursing staff, and the duration of nursing care. 4. Transportation expenses: Transportation expenses are calculated based on the actual expenses incurred by the victim and his or her necessary escorts for medical treatment or hospital transfer.
5. Hospitalization meal subsidy: The hospitalization meal subsidy can be determined with reference to the business trip meal subsidy standard for general staff of local state organs. 6. Nutrition fee:
The nutrition fee is determined according to the victim's disability and with reference to the opinions of the medical institution. 7. Disability compensation: Compensation for disability and illness shall be calculated for 20 years from the date of determination of disability according to the degree of the victim's loss of ability to work or the level of disability, and according to the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed.
However, if the age is over 60 years old, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.
It is recommended that parents take the child to the hospital to find out** and take care of the child in daily life.
See whether the other party has entered the school insurance or accident commercial insurance, the school insurance is generally 90% reimbursement after deducting 50 yuan from the medical insurance, and you must negotiate with the other party's parents, you have to pay the medical expenses in advance, and then report it back to you. Or to see if the school has liability insurance for the school, solve it from the school's point of view, after all, it is something that happens in the school, which can reduce some losses.
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