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Didn't have an IOU when you borrowed money?
If not. Then give up.
Remember to learn your lesson next time.
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Keep the lesson in mind and don't make any more mistakes.
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Ask for the exact time and place to repay the money, just like if you want to provide an alibi.
The main thing is to let the other party know that he is not a soft persimmon, at least if he doesn't pay it back this time, the other party also knows that you are not a good bully.
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It's a little embarrassing, if it's a small amount of hundreds of dozens, I think it's okay, and I won't borrow money in the future, if it's thousands, it's relatively big for you, I think you can first ask euphemistically when you will pay it back through what means, and you yourself will recall, because sometimes there will be a situation where you have a bad memory, if you are 100% sure that the other party has not repaid, then tell the other party directly, such a friend is nothing even if he tears his face.
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I think I'm unlucky, and the money will definitely not come back, but this friend has also come to an end, and it's good to get by on the surface, so there's no need to make deep friends.
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If you see a person clearly through this money, it's good not to lend money to this kind of person in the future, there is no need to waste time with such unreasonable people.
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Generally, there will be a voucher for repayment, whether it is through transfer or cash, the transfer can be directly checked and recorded, and there will generally be a receipt for cash, if not, you can take the IOU and tell him that you have not received his repayment.
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A way to get a friend to pay back
1. Hint reminder: When getting together with many friends such as borrowing money, when eating, talk about how much money you have been in a particularly tight period of time and that your life is very difficult, talk more about your own suffering, and see the reaction of your borrowing friends, if there is no reaction, it means that you have forgotten, then you need to tell him directly and remind him.
2. Many reminders: friends borrow money is not repaid, but also admitted, but it is relied on, then they only have many times to demand, and the requirements also need to be patient and persistent, and you can't take too much care of your friends' feelings, others don't take care of it, it's useless to take care of yourself, you want to go too often, the other party is impatient, can't hold your breath, it's not really no money, you will generally pay it back, it's best to ask for it, a few friends are present, even if you can't ask for money, you will let others know how to borrow money friends do.
3. Collect evidence: friends rely on not paying back, if there is no IOU, they have to be more mindful, usually pay attention to collecting evidence, the time to ask for money can not be too long, some more than a year do not go to ask for money, the borrower has forgotten, will not admit it, half a year or a year, to let the other party admit it, even if there is no money not to repay, it is best to have someone present when you want money, you can make a proof, or record yourself as evidence, so that the other party can make an IOU.
Preferably, you can't borrow money because it's a friend or classmate and don't make an IOU.
4. Court prosecution: friends borrow money for a long time and do not pay back, and the amount is relatively large, in this case, in fact, there is no word of friendship, don't take care of face anymore, the other party does not treat you as a friend at all, in order to protect their own interests, the court sues the other party, is the solution to protect their rights and interests with the law.
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If you borrowed a lot of money and didn't have an IOU at the time, then use a message to ask him to tell him how much he owes you and when he owes it, or record it in advance, find evidence, and prepare to go through legal channels.
1. Communicate, shift the topic to money.
Some people just forget to borrow money, and they don't have the intention of not paying it back at all, so they can't open their mouths rashly, such as what to buy, how much money do you buy together? If he still can't remember it, then deliberately say that you don't have enough money, or forgot to bring money, and he may remember.
2. Remind with the help of friends.
If you are too embarrassed to speak, ask a friend among you to remind him, for example, by asking him to say to him, "Who's going to buy what?" Do you know? It seems that the money is not enough, I heard that how much do you still owe him?
After being reminded by the middleman in this way, he will remember that his money should have been repaid to you yet.
3. Speak directly.
If you have a good relationship, you can ask for it directly in a joking way, such as "I've been in a hurry with money recently, you are wrong for my money, hurry up and pay it back" As long as you have a good relationship, ask for it directly, and it won't make him angry, and your friends will understand you.
4. Find an opportunity to borrow money from him.
If after a long time, he still hasn't paid it back, you can say that you are short on money this month, ask him to borrow some money, and then pretend to remember|"Do you still owe me much money, now pay me back".
5. To deal with the old lai, use a bit of bitter meat.
Some people don't want to pay back the money at all, they always hold it up, and they perfunctory you with forgetting. Such a person will go straight to the point and say that it is best to use a method similar to the bitter trick to find a virtual middleman to pass on the direction and pressure of debt collection, such as saying that your relatives want to buy a house, or that you need a lot of money when you are sick, and that you don't have much money, so that he is embarrassed to delay it anymore.
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If a friend owes money and does not pay it back, for those who have lent out the money and the other party does not repay the money when it is due, make the following suggestions:
1) When it expires, open the mouth directly, negotiate first, and then adopt other methods if the negotiation fails.
2) Be clear in person when the time comes.
3) When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out, which is naturally the best.
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The way to deal with a friend who borrows money but does not pay it back is as follows: 1. Open your mouth directly when it expires;
2. Be clear in person when you see the right time;
3. Reverse borrowing.
After the occurrence of a creditor-debtor relationship, if the debtor delays repayment for various reasons, or even refuses to repay, the creditor must find a way to recover the arrears. In practice, relevant evidence should be collected and filed with the court in a timely manner to avoid missing the statute of limitations.
Legal basis] Article 206 of the Contract Law stipulates that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.
The Contract Law will expire on December 31, 2020) Article 675 of the Civil Code, the borrower shall return the loan within the agreed period. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.
The Civil Code will come into force on January 1, 2021).
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If a friend borrows money and does not pay it back, first of all, you can find a reason to use the money to ask him for a try first, and secondly, you have to ask him many times within two years to urge him and save the evidence, if you don't pay it back within two years, you have to go through legal procedures, otherwise it may be invalid after two years.
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Hello, you can bring it up to him and say that you need money urgently now, and let him pay it back to you right away. If he cheats, you can file a lawsuit in court and use the law to protect your rights and interests.
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If the claim is fruitless and there is no other way to negotiate and communicate, you should file a lawsuit directly with the court.
First of all, it depends on whether there is no money to repay or deliberately delays, and before the lawsuit, it is necessary to determine the clues of the friend's property, and try to apply for litigation property preservation at the same time as the lawsuit.
Because you don't know when your property will be transferred or sold, property preservation can ensure that the claim will be realized in a timely manner after winning the lawsuit.
Secondly, carefully prepare the evidence of the prosecution materials, many friends borrow oral contracts, and it is easy to do if there are IOUs and collection records. If there is only an oral contract, it is necessary to find a way to make up an IOU, or to fix and clarify the relationship between the borrowers through chat records and conversation recordings.
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1. It is recommended to file a lawsuit with the court as soon as possible to demand repayment.
2. After winning the lawsuit, if the other party fails to perform the court judgment within the performance period, it can apply to the court for compulsory enforcement.
3. After accepting the compulsory enforcement, the court will inquire about the real estate, vehicles, ** and deposits in the debtor's name in accordance with the law;
4. If there is no property in his name that can be used for enforcement and he refuses to perform the effective judgment of the court, he will be listed as a dishonest executor, and will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.
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If the amount is relatively large, it can be said that he encounters difficulties and needs money urgently, depending on his attitude, if he is unhappy and has no way to pay it off, he will pay back part of it. If you refuse to pay it back outright, there is a payment method of borrowing money at that time, and you can sue for it. If the amount is small, it should be seen that the price paid by a person is clear.
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What should I do if my friend borrows money and doesn't pay it back? The solution to the problem that a friend borrowed money and didn't pay it back:
1. Negotiate and settle;
2. Submit a written application for mediation to the local people's mediation committee;
3. Apply for arbitration;
4. File a lawsuit with the people's court;
5. Apply for a payment order;
6. Apply for prior execution.
I hope mine can help you and have a great day.
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If you don't pay back the borrowed money for a long time, talk to your friend first, and then tell him about your difficulties. Explain to him reasonably, now he needs money urgently, I hope he can find a way to return the money to himself, if he really can't, then you can see if there is an IOU,'You can only sue!
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What should I do if my friend borrows money and doesn't pay it back? It's a real headache, and sometimes it's just a matter of not squeaking, so I have to ask her when she will be back, and say that I have to use the money. That can't be too delayed.
If the amount is large, you can choose to let him. I also set a date for the next part of the part. Some people have that kind of procrastination, and they don't urge them to pay you back.
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Your friend borrowed money from you, and he didn't pay it back, you see what difficulties he has, if he really has difficulties and no money to pay back, this is still excusable, if he really doesn't want to pay back that kind of person, you don't want to contact him in the future. If you stay away from him, you can't have any more relationships with him, and your character is too bad.
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If the friend borrowed less money and did not pay it back, he was only beaten as a meat bun, if he borrowed a lot and you have evidence of borrowing money, then you can sue him in court.
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You can ask about the situation face to face, if there is indeed a problem at home, I don't think you will embarrass him, if he deliberately drags on and does not want to repay the money, you can also clearly tell him that if he is maliciously in arrears, he can only go through the legal process, in this case, the friend has nothing to do.
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You can find his house, ask him to borrow money, you can also ask him for it, there are no lazy people in the world, who don't want to repay the money, there are many people, this kind of person should not lend him money in the future.
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You can find a reason to use the money and ask him for the money back. So borrowing money is also risky.
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If you need that money badly, find a way to meet your creditor responsibilities and recover what your friend owes. But pay attention to the ways and means, and don't be reckless and ruin the feelings of your friends.
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First, it is necessary to keep valid evidence, the so-called valid evidence is: the IOU is within the validity period, transfer records, audio and video recordings.
Second, if the amount is large, it should be prosecuted in a timely manner, and if the amount is small, it should be reminded and demanded in a timely manner.
Third, when borrowing and going, you must recognize true and false friends.
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It is recommended that you try to find your friend again and ask him to pay back the money, just say that he needs to use it. If you still can't pay it back, you can find legal help or a friend's parents or something.
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Tell him directly that you are in urgent need of money, and remember that he still borrowed money from you, so you can take the opportunity to come back.
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If it's a friend who borrows money and doesn't pay it back for a long time. When? The main thing is to see how much money it borrows, if not too much, then wait. If the amount is quite large. If you really don't pay it back, you will ask him.
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What should I do if my friend borrows money and doesn't pay it back? It can only be sued by the court, and it can be sued by the court to compel repayment.
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If a friend borrows money and doesn't repay it for a long time, he should tactfully tell his friend that he needs money urgently, so that his friend may repay the money.
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If you don't repay the borrowed money, one is a matter of integrity, and the other is a question of the ability to repay. You have to make a judgment, if the amount is too large, maybe the friend has nothing to do, and can only solve it through litigation channels.
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If you have an IOU, you will sue, and if not, keep a record of you chatting with him and asking for money.
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You should find an excuse to ask her, find a reason, now it is easy for people to borrow money, it is difficult to ask for money, it is even more difficult, it is reasonable not to repay the money, what you want to do, you will not pay back, scoundrel.
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What should I do if my friend borrows money and doesn't pay it back?
What should I do if my friend borrows money and doesn't pay it back? 1.If the other party has the sincerity to repay the loan, but is temporarily unable to repay the loan or repay the loan in full at one time, it may consider giving an appropriate and reasonable grace period or repaying the loan in installments; 2.
If the other party has the sincerity to make the restitution, but is unable to repay the loan due to objective reasons, the litigation shall be arranged as soon as possible based on the consideration of the statute of limitations; 3.If the other party has no sincerity to repay but has the ability to repay, it is recommended to adopt appropriate methods to put pressure on the other party to compel the repayment of the loan. If the effect of dunning cannot be achieved by means of non-litigation Yu Xinkai, it is recommended to immediately adopt litigation and consider taking litigation preservation.
Article 675 of the Civil Code: The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.
After all, friends. You call him directly and tell him that you are short of money now, and ask him if he can pay it back to you. Talk about being poorer and see if you can get it back. If not, buy a lesson. The next time you lend money to someone, you have to see who that person is. >>>More
It depends on how much money it is, if the money is less, it depends on whether he has the ability to pay it back, maybe he is really in a hurry, and he really hasn't paid it back. If he had the ability, maybe he would have forgotten. I think you should bring it up to him directly, and if he gets angry because you bring it up directly, then do you think such a friend is worth making?
The purpose of this is to be, as for how, look at the following points >>>More
It really shouldn't.
Even if you don't talk and chat on QQ, you can't see the other party go offline when they go online. >>>More
That Y must not pay it back, today I think it is reasonable for you to spend 2 yuan on her, and tomorrow I will take it for granted that you spend 20,000 yuan on her, this kind of atmosphere cannot be promoted, insist on paying it back!