Is 21 years old suitable for Pacific Gold Life Insurance?

It is very cost-effective to buy this insurance for young people, with low premiums and high sum insured. This product will be discontinued at the end of this month, so you should buy it as soon as possible. Hope it helps.

Dear netizens: Thank you for your trust in the Pacific Ocean, I am the best person in the Pacific, I am happy to serve you, critical illness insurance is not to prevent future risks, so the sooner you apply for insurance, the better, 21 If you are insured, you can choose to pay for 20 years, so that you can reduce the pressure and get a high amount of insurance, but the gold life you mentioned has stopped on September 30th! Now the newly listed critical illness insurance is called Jinyou Life!

Protect 42 types of critical diseases, 10 mild illnesses are paid in advance, and they grow to life every year, and their worth, critical illnesses, and mild illnesses increase, and after the age of 60, you can also transfer annuities to supplement the old-age pension, which is worth considering! If you have any questions, please contact me! Wishing you a happy life!

Any insurance is suitable for young age.

Hello! Pacific Life, big business is worth believing in, the insurance you said is definitely suitable for 21-year-olds, the amount of insurance increases, the sooner you buy the better! At the same time, you can also learn about PICC Health's insurance products, which are also very good

Hello! You are well aware that the younger you are insured, the better! First, it is cheap, and second, it is guaranteed.

Every company has the business insurance you need, it doesn't matter which company you choose, it's important to choose the right product for you! You need to be clear about what you want to solve with insurance, and then choose the right product based on your age and family income. It is also important to choose the most responsible people.

Insurance is a special product that lasts for life, so I recommend that you compare multiple items before making a decision. There are only three exclusions for the main insurance of Prudential Life. Wider coverage (AIDS, nuclear radiation, war, drug abuse, driving without a license, etc. are compensable).

Hello! Congratulations on your awareness of this security. No matter which insurance company you choose, you must start from your own reality and choose a suitable insurance plan is the best.

First of all, it is recommended that you buy a social security for yourself first, because this is the most basic protection, and the detailed procedures can be obtained from the local social security bureau or call 12333 official ** for detailed consultation; Second, you can consider business insurance. Insurance mainly focuses on protection, and is generally considered in the order of accident medical insurance, critical illness insurance, term life insurance, and endowment insurance, that is, starting from the basic security, and then considering the dividend pension security. Of course, you can also do these aspects together; According to what you mentioned, it is recommended that you first buy a critical illness insurance + accident medical insurance for yourself, and recommend Taiping Insurance "Kangyi Jinsheng", which is a new type of health insurance that integrates health, value, and pension security, and the protection account will grow.

Of course, Jinxiang is also very suitable for you, the earlier you buy the insurance, the more preferential the cost, buy when you are young, enjoy it when you are old, that is, you have protection, and you are worth!

Hello! The question you ask, to put it bluntly, is like seeing a beautiful dress and asking can I wear it? Whether you can wear these shoes or not depends on:

1Do you know your size? What do you want to wear this dress for? To what occasion?

Do you care about comfort or aesthetics? Or both? It's the same with insurance, what do you want to cover with insurance?

At the age of 21, it is recommended to give priority to accident insurance, medical insurance, and short-term critical illness insurance. Or if the long-term critical illness premium is not stressful for your current life. I think it's too early to think about retirement.

Hello, at present, 21-year-old young people have just left the society, do not have many savings, work mobility is relatively large, and the work income is unstable, so it is not recommended to choose Jinxiang Life Insurance. There are three aspects of the insurance protection system, accident and health are the basic, without these two as the basis of the insurance program is not a comprehensive insurance program, at the same time accident and health insurance is recommended to buy first, your current age, you can operate in this way, supplement accident and health insurance, pay about 1000 per year, and carry out some radical investment programs, which is more suitable for you.

This product focuses on the protection function, but if you don't want to protect yourself from serious illness in the future, you can convert a part of it, which is very humane. The sooner you buy insurance, the better it is. I just don't know what you're focusing on, but this product is perfect for your age.

Hello! You can learn more about the different products of several insurance companies, and I hope you can buy a product that suits you! To buy insurance, you should first focus on protection-based products.

In 2012, in order to repay the love of new and old customers, Chinese Life launched China Life Corning Whole Life Major Insurance (2012 Edition), with low payment and high protection. To learn more, click on my profile picture to communicate further.

Hello! Buying insurance at a young age is an advantage, with low premiums and easy to pass the review. First of all, it is recommended that you must remember to improve your social security, and then supplement it with commercial insurance when you have basic protection.

You can also learn about Ping An's talisman blessings, the sum insured is increased, mild and critical illnesses are also covered, accidents are covered up to the age of 70, and self-driving accidents are doubled. Peace and happiness!

Hello, the lower the insurance age, the lower the payment, the greater the protection, the higher the interest due, and it is very suitable for you to buy at this age. Shopping around will not be a loss, it is recommended to understand Xinhua's products, maybe more suitable for your needs. The product should focus on accidents and illnesses, and it would be better to add a little inpatient medical care.

It is most reasonable to spend 10%-15% of your annual income on premiums.

Yes, buy at your age, it is recommended to buy an insured amount of 200,000 yuan, which will be paid in 20 years, so that the premium is relatively low, which is very cost-effective for our young people, and the insured amount dividends are paid every year, which is higher and higher year by year. We recommend that you hurry up as this plan will be discontinued this month.

Hello! It is very suitable for the 21-year-old to choose our CPIC's Golden Life, and you have to hurry, because our product will be discontinued at 4 pm on the 31st of this month. It is necessary to have a health insurance policy for yourself while you are still young.

Hello! The 21-year-old Jinxiang life is of course suitable, but Jinxiang has been delisted in September, but we now have an upgraded version of Jinxiang called Jinyou Life, you can consider it.

21 years old is very young, and if you have the financial ability, you can do all the protection. In particular, for critical illness and accident protection, then consider products such as pension investment. Happy to you!

Hello! Golden Life is a good product, Golden Life is suitable for all ages, is a combination of death, serious illness and pension in one, and the amount of insurance is incremental.

Hello, your situation should consider accidents and financial management and illness, you can consider Chinese Life Ruixin Insurance, you can contact me for specific situations.

Well, what is the specific occupation and income of the downstairs owner? What about family responsibilities? Without specific content, it is impossible to judge whether it is suitable or not.

Hello, it's a pleasure to answer for you. The younger the insurance, the more cost-effective it is, with low premiums, high coverage, and no medical examination. Hope it helps.

Hello, Jinxiang is a good product, but I don't know if there are any local sales in your area, hurry up and find out!

Golden life is a life insurance and critical illness of the increasing amount of insurance whole life insurance (with the sum assured dividend), is the main type of insurance promoted by the Pacific Company, there are 5 years, 10 years, 20 years of payment, the older the insurance to buy, the more expensive the insurance, the worse the effect of resisting inflation, to the old age, you can turn part of the pension (annuity conversion), the specific amount depends on the demand for dividends.

Golden Life is a whole life insurance with double growth of the sum insured of critical illness, including the main insurance and additional critical illness payment in advance, the insurance liability includes death insurance or total disability insurance, critical illness insurance, after the contract comes into effect, the insured dies or is totally disabled due to an accident or 180 days later, 110% of the premium will be refunded before the age of 18, and the effective sum insured will be returned after the age of 18.

In the event of death or total disability due to an accident within 180 days, the premium paid will be refunded, and after the contract takes effect, the insured will be diagnosed with a critical illness after 180 days, and the effective sum insured will be paid, and the premium will be paid + the cash value corresponding to the accumulated dividend sum insured + special dividend if the critical illness is diagnosed within 180 days.

Pacific Life Insurance has paid a refund for life whole life insurance (participating type), and you need to apply at the counter of Pacific Insurance Company. The details are as follows:

1.The policyholder brings the policy and bank card information and applies for surrender directly to the nearest outlet.

2.After arriving at the offline outlet, the policyholder fills in the surrender application form, fills it out and submits it to the staff.

3.After the insurance company reviews it, it will calculate the corresponding surrender benefit.

4.After approval, the insurance company will deposit the surrender money into its bank account in a timely manner.

Pacific Life Insurance Enjoy Whole Life Insurance (Dividend) is a whole life savings insurance, which exceeds the cooling-off period, and the insurance company will refund according to the cash value of the policy, and will have the final dividend to the policyholder, with and with the actual surrender of the policy. Generally speaking, long-term insurance policies have a cooling-off period, during which the insurance company will refund the premium in full without interest, and some will deduct the cost of 10 yuan, basically no loss, if the policy is within the cooling-off period, the insurance needs to be refunded as soon as possible.

Yes, Pacific Life Insurance can be loaned with Life Whole Life Insurance (Participating Type). This clause clearly stipulates that the policy loan award can be applied for and approved by the insurance company within the validity period of the policy. At the same time, Pacific Life Insurance Enjoy Life is a whole life savings insurance with a cash value.

When you need money urgently, you can use the policy loan to borrow cash value, but the loan amount shall not exceed 80% of the balance of the cash value of the policy after deducting the outstanding amount.

It is important to note that Pacific Life Insurance** is entitled to life whole life insurance (dividends) for a maximum term of no more than 6 months per loan. The loan interest rate is subject to the announcement of the insurance company. In policy loans, the policy is still in force.

You can also do a policy line of credit, because Pacific Life Insurance Enjoy Life is a kind of lifelong savings insurance, as long as the policy line of credit has a certain cash value, the borrower loan is issued according to work income and credit information, and only needs to be repaid on time, if it is overdue, it will affect personal credit information.

Pacific Life Insurance Premium: Life Insurance (Participating) includes 35 types of critical illnesses, as follows:

Definitions of 25 serious diseases published in 2007: malignant tumor, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass, end-stage renal disease, limb loss from polyphonal, acute or subacute severe hepatitis, benign brain tumor, compensatory period of chronic liver failure, sequelae of encephalitis or sequelae of meningitis, deep coma, deafness, blindness, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, Severe Parkinson's disease III burns, severe primary pulmonary hypertension, severe motor neuron disease, loss of speech, severe aplastic anemia, aortic surgery;

Renal medullary cystic disease, primary cardiomyopathy, lead-bearing sustained vegetative state, generalized myasthenia gravis, necrotizing fasciitis, end-stage lung disease, human immunodeficiency virus (HIV) infection caused by blood transfusion, muscular dystrophy, severe multiple sclerosis, severe cloning.

Introduction: "Golden Life" is composed of "Golden Life Whole Life Insurance (Dividend)" and "Additional Golden Life Early Payment Critical Illness Insurance", which fully takes into account the needs of insurance consumers for protection against inflation and critical illness, integrates the growth of value protection, the growth of critical illness protection, and takes into account a certain amount of old-age security, from 30 days of birth to 65 years old can be insured, is a cost-effective, everyone can enjoy the basic insurance.

The main functions of the "Golden Life" product can be summarized as: "double increment, one insurance and three uses".

"Double increase" means that "Golden Life" has achieved a breakthrough double growth, and the death insurance benefit and critical illness insurance benefit can continue to increase with the dividends of the main insurance. The increased sum insured is reflected in the form of increased dividends, helping customers resist the risk of insufficient life insurance sum insured and critical illness sum insured due to inflation, and realizing the dual dynamic planning of life risks. Moreover, for the double increase of the sum insured and the critical illness sum insured, customers do not need to increase the premium, no follow-up physical examination, and the increase in part of the sum insured will not affect the customer's subsequent insurance for other products, so that customers can get one-step, one-time protection and peace of mind.

"One insurance and three uses" refers to the three major protection functions of "Golden Life", including the death benefit and critical illness protection corresponding to the intuitive double incremental sum insured, and the third major protection function - old-age security. Because "Golden Life" is specially designed with a humanized insurance reduction function, customers can choose to flexibly reduce the insurance at any time, and cash the increasing amount of insurance into cash value, which can be used directly or into an annuity for use as a supplement to future pension living expenses, which is equivalent to creating a pension account for customers that shares the amount of insurance with the main insurance and increases the amount of insurance, realizing "one insurance and three uses".