What are the 42 major illnesses and 10 minor illnesses insured by Pacific Insurance Jinyou Life

Critical illness insurance is a relatively complex type of insurance, and there are many details of protection liability, how to buy it? The purchase strategy of Mint Insurance is here: an in-depth analysis of which critical illness insurance is better? Which company's critical illness insurance is more suitable?

42 Critical Illnesses and 10 Specific Illnesses (Mild Illnesses) as follows:

There are 42 types of critical diseases, including 1. malignant tumors; 2. Acute myocardial infarction; 3. Sequelae of stroke; 4. Major organ transplantation or hematopoietic stem cell transplantation; 5. Coronary artery bypass grafting (or coronary artery bypass grafting); 6. End-stage renal disease (or chronic renal failure, uremia stage); 7. Multiple limbs are missing; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10. Decompensated stage of chronic liver failure; 11. Sequelae of encephalitis or meningitis; 12. Deep coma; 13. Deafness in both ears; 14. Blindness; 15. Paralysis;

16. Heart valve surgery; 17. Severe Alzheimer's disease; 18. Severe brain injury; 19. Severe Parkinson's disease; 20. Severe burns; 21. Severe primary pulmonary hypertension; 22. Severe motor neuron disease; 23. Loss of language ability; 24. Severe aplastic anemia; 25. Aortic surgery; 26. God followed cystic disease; 27. Primary cardiomyopathy; 28, vegetative state; 29. Generalized myasthenia gravis; 30. necrotizing fasciitis; 31. End-stage lung disease; 32 Human immunodeficiency virus (HIV) infection caused by blood transfusion;

33. Muscular dystrophy; 34 Severe multiple sclerosis; 35 Severe Crohnology; 36. Severe asthma; 37. Severe myocarditis; 38. Severe ulcerative colitis; 39. Primary sclerosing cholangitis; 40. Acute necrotizing pancreatitis; 41. Third-degree atrioventricular block; 42. Wilson's disease (or Wilson disease).

The 10 mild symptoms are: non-life-threatening malignant lesions (including carcinoma in situ), atypical acute myocardial infarction, and minor stroke.

Coronary interventional surgery, heart valve interventional surgery, severe visual impairment, intra-aortic surgery, pituitary tumor, brain cyst, cerebral aneurysm and cerebral hemangioma, specific burns, severe head trauma.

Insurance consulting can choose mint insurance, mint insurance according to the needs of users to intelligently match sales consultants, the platform to follow up and supervise the whole process to ensure quality standardization; The platform butler provides one-to-one full service before and after insurance, and responds to your needs in a timely manner; Online or face-to-face consultation can be selected at will, and online or offline products can be matched arbitrarily, which is not restricted and more neutral.

42 Critical Illnesses and 10 Specific Illnesses (Mild Illnesses) as follows:

There are 42 types of critical illnesses, including:

1. Malignant tumors; 2. Acute myocardial infarction; 3. Sequelae of stroke; 4. Major organ transplantation or hematopoietic stem cell transplantation; 5. Coronary artery bypass grafting (or coronary artery bypass grafting); 6. End-stage renal disease (or chronic renal failure, uremia stage); 7. Multiple limbs are missing; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10. Decompensated stage of chronic liver failure; 11. Sequelae of encephalitis or meningitis; 12. Deep coma; 13. Deafness in both ears; 14. Blindness; 15. Paralysis; 16. Heart valve surgery; 17. Severe Alzheimer's disease; 18. Severe brain injury; 19. Severe Parkinson's disease; 20. Severe burns; 21. Severe primary pulmonary hypertension; 22. Severe motor neuron disease; 23. Loss of language ability; 24. Severe aplastic anemia; 25. Aortic surgery; 26. God followed cystic disease; 27. Primary cardiomyopathy; 28, vegetative state; 29. Generalized myasthenia gravis; 30. necrotizing fasciitis; 31. End-stage lung disease; 32 Human immunodeficiency virus (HIV) infection caused by blood transfusion; 33. Muscular dystrophy; 34 Severe multiple sclerosis; 35 Severe Crohnology; 36. Severe asthma; 37. Severe myocarditis; 38. Severe ulcerative colitis; 39. Primary sclerosing cholangitis; 40. Acute necrotizing pancreatitis; 41. Third-degree atrioventricular block; 42. Wilson's disease (or Wilson disease).

The 10 mild symptoms are:

Non-life-threatening malignant lesions (including carcinoma in situ).

Atypical acute myocardial infarction.

Minor stroke.

Coronary intervention.

Heart valve interventional surgery.

Severely impaired vision.

Intra-aortic surgery.

Pituitary tumors, brain cysts, cerebral aneurysms and cerebral hemangiomas.

Burns of a specific area.

Severe head trauma.

Major diseases: malignant tumors, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary bypass, end-stage renal disease, multiple limb loss, acute or subacute severe hepatitis, benign brain tumor, chronic liver failure decompensation, sequelae of encephalitis or sequelae of meningitis, deep coma, deafness in both ears, blindness in both eyes, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe burns, severe primary pulmonary hypertension, Severe motor neuron disease, loss of speech ability, severe aplastic anemia, aortic surgery.

Persistent vegetative state, primary cardiomyopathy, renal medullary cystic disease, necrotizing fasciitis, generalized myasthenia gravis, end-stage lung disease, transfusion-induced human immunodeficiency virus (HIV) infection, muscular dystrophy, severe multiple sclerosis, severe Crohn disease, severe asthma, severe myocarditis, severe ulcerative colitis, primary sclerosing cholangitis, acute necrotizing pancreatitis, atrioventricular block, Wilson's disease.

Mild symptoms: non-life-threatening malignant lesions (including carcinoma in situ), atypical acute myocardial infarction, minor stroke, coronary intervention, heart valve intervention, severe visual impairment, intra-aortic surgery pituitary tumor, brain cyst, cerebral aneurysm and cerebral hemangioma, specific burns, severe head trauma.

Insurance (or abbreviated as insur), which is meant to be safe and reliable; It is a tool used to plan life finances, a basic means of risk management under the conditions of market economy, and an important pillar of the financial system and social security system.

Chinese name: insurance.

Foreign name: insurance or abbreviated as insur

Type: Safeguard mechanism, commercial behavior.

Functions: financing, loss compensation, etc.

Principles: apportionment, subrogation, the law of large numbers, etc.

Nature: Contractual economic relations.

Meaning: The basic means of risk management under the conditions of market economy.

Abbreviation: ins

Among the diseases covered by Pacific Critical Illness Insurance, there must be 25 major illnesses stipulated by the China Banking and Insurance Regulatory Commission, but there are still no relevant regulations for mild illnesses.

You can check whether the Pacific insurance you purchased is already included.

The reason why the China Banking and Insurance Regulatory Commission (CBIRC) issued this regulation is to reduce the related disputes between insurance companies and customers due to the fact that each insurance company's critical illness insurance products have their own definitions and harsh terms.

For example,The compensation ratio for malignant tumors stipulated by the China Banking and Insurance Regulatory Commission is as high as more than 60%.If the insurance contract does not have the liability for this disease, it greatly reduces the practicality of the entire critical illness insurance product.

What about Pacific Insurance? Is it reliable? What are the pitfalls and routines?

Hello! Xinhua Health Carefree Protector covers 60 types of critical illnesses and 15 types of minor illnesses for life, and adults and children can apply for insurance.

The first 25 kinds of critical illness are the same, this is clearly stipulated by the Insurance Regulatory Commission must be included, the other basic gap is not big, buy critical illness to pay attention to the number of claims, many claims on the termination of the contract, now Taiping has a critical illness with multiple claims, the scope of protection is also very wide, you can chat privately.

Our products are 70 kinds of serious diseases and 30 mild diseases, you can chat with me privately.

There are 30 kinds of diseases stipulated by the state, plus the diseases set by the company.

You can find Jinyou this product information to learn about it, or we have a private chat.

I have 80 severe + 35 mild diseases here, and the payment is cheap. Private chat is available upon request.

Hello, if there are too many of these diseases listed one by one, you should find the ** person around you and ask him to send you a plan, and all the problems will be solved.