Can insurance adjusters and claims examiners do it without experience?

Of course, someone will take you when you go in, and everyone has a process when they just go.

It is very difficult to do well without experience, and now the degree of specialization in society is relatively high.

Don't be afraid. It's okay, then be careful.

Hello, this position is formally established and does not require business requirements. However, because this position often comes into contact with customers who have already received claims, there is a high chance that customers will be insured. In an insurance company, doing extra is extra income.

Ask if you want to sign an employment contract. If you sign it, it is a regular employee, and if you don't sign it, it is an external hiring, and there is no guarantee. As for whether to run the business, it depends on whether the company has a task.

If the regulator does not allow the back-office staff to take out the insurance policy, even if you pull the list, it will have to be on someone else.

Is it property insurance or life insurance?

Claims posts are generally in-house establishments, which are "formal establishments" and do not need to do business.

Whether it is property insurance or life insurance, the claims settlement post is made for the customer after the customer appears, after the investigation and investigation of the claims adjuster.

Regular workers are the personnel who occupy the establishment of the unit, and there is no formal work for those who are not the personnel who implement the establishment management; In enterprises that do not implement establishment management, they are all contract workers, and there are only high-level, middle-level, and low-level employees.

The claims post of the insurance company takes auto insurance as an example, and the work content mainly includes:

1. Responsible for the maintenance reception (acceptance and consultation) of the accident vehicle, determine the nature of the accident vehicle, judge the maintenance category, evaluate the accident vehicle, and determine the payment method of the maintenance cost;

2. In accordance with the relevant requirements of the insurance company, do a good job in the acceptance of the insured vehicle, the recovery of the payment and the issuance of the power of attorney for the task of the insured accident vehicle;

3. Work closely with workshop supervisors, spare parts personnel and other workshop personnel to do a good job in the valuation, maintenance and ordering of parts of the accident vehicle to ensure quality and construction period;

4. Answer questions about insurance claims for customers and make suggestions;

5. Supervise the quality of maintenance, and feedback the customer's opinions and suggestions to the service supervisor;

I don't know if you are referring to life insurance or property insurance companies, there is a big difference between the requirements for candidates for these two claims positions.

If you are a fresh graduate, you should ask about the property insurance company, because the threshold of the property insurance company is low, and the newcomer is generally more likely to do the survey, and the survey of the property insurance may have also been encountered in life, such as car insurance, the customer reports to the insurance company, and the surveyor will go to the scene to collect evidence, take a good picture and keep the customer's information, and return to the company to do the volume, scan and upload. Therefore, if you are applying for this position, as long as your basic quality is passed, the problem should not be big.

If it is a life insurance company, the threshold is much higher, life insurance must be a bachelor's degree, medical or legal majors, preferably a doctor in the past or very good at medicine. It is almost impossible to recruit blank slate graduates for this position in the industry, unless it is a graduate graduate of medicine, and it has to be a male student for a company to consider. Therefore, if you are applying for a life insurance company, it is recommended to prepare and do your homework.

Which company's claims department do you enter? I used to be in the life insurance claims department, and I needed to study medicine, I wasn't, but I got in through a relationship, and I can actually do it, and I can work while studying. Those who study medicine will do it more easily.

Bachelor's degree is required. If you enter the claims department, you will be making up and signing a labor contract. The salary is not very high, and it belongs to the stable type.

The working time is the administrative shift time, and there are two days off, but the two days off may be arranged on duty, and there is nothing to do on duty. It's only half a day.

The position of the claims department is either a claims adjuster, or a supervisor. Claim settlement work is to review the claim cases submitted by customers every day, analyze, preliminarily review, calculate the claim amount, and enter them into the system. It's tedious and brain-consuming.

If the recruitment conditions of each company are different, please pay attention to the recruitment information of others.

It's easy, but it depends on skill to complete the performance.

Coming out of the insurance company to change careers is actually very passive. If you want to do accounting work, see if you can transfer to the financial department within the company first. When I was trapped in the bridge, I was also tired of property insurance claims, and I went back to the insurance company after a circle.

Whether the claim is smooth or not depends on how well the materials are prepared.

My cousin bought an accident card, went to the hospital after a fall, and went to the Pacific Insurance Company for reimbursement after the end, and went to 3 times, not to say that it was difficult for him, the main thing is that the materials to be prepared are almost every time, the last time it is complete, and it will be handled in the customer service hall, and a total of more than 400 will be reimbursed, and the materials are not ready, which is a bit delayed.

A colleague of mine Ping An group accident insurance, went home and fell and injured himself, and there are many steps to settle the claim, the key is that he can't get it all, and finally he got it all, and Ping An came to the company to investigate it alone, and then compensated.

I went through these two times, and I fell and injured myself once, and I spent 140 yuan too lazy to make a claim.

The key to whether the claim is smooth or not depends on 1. Whether you meet the scope of the claim; 2. The materials for your claim are complete. These two are still smooth to do a good job of claiming.

Oh, if you buy accident medical insurance, and within the scope of insurance, the insurance company will definitely pay, in fact, the insurance company is not as complicated as you think, I bought medical insurance, hospitalization in addition to social security reimbursement, the insurance company to report!

The compensation is certain, of course, within the scope of the insurance company's compensation. However, sometimes some insurance company service personnel will refuse to pay compensation, regret compensation, and damage the interests of the insured. No, you can sue the insurance company.

1. Accident certificate required for accident claims, generally if you are injured by a fall, some companies only need the customer to write an accident by yourself, if a third party is involved, such as a traffic accident or being injured, the traffic police or legal department need to issue a certificate. 2. Medical records and diagnosis certificates. 3. Medical expense invoice, 4. Expense list.

5. The ID card and bank card or passbook of the insurer (such as the accident when driving the vehicle, the driver's license and driving should also be provided) 6. The insurance policy. If the amount is not large and the accident is simple, it will be received within three days.

The entry threshold of insurance companies is very high, so as long as it is a properly registered insurance company, it is very reliable. Whether it can be compensated depends on whether it is an accident within the scope of insurance liability, and whether the materials required by the insurance company are complete, and if they can be done, they will definitely be able to pay compensation. If there is a dispute, you can apply for arbitration or sue to the people's court.

I have been in the insurance company, in fact, as long as you prepare all the materials that need to be prepared (hospital medication list, discharge summary, ID card, bank card, insurance policy, claim application) to the insurance company counter, the claim will be settled in 3-5 working days.

Of course, the insurance is covered by unconditional payouts! Generally, it takes more than a week to receive the claim payment, which is very simple!

It's a pity to give up after working in the industry for 8 years.

I think you're tired of living the same life every day.

Since you have good insurance knowledge and rich work experience, and you must also have a wide range of interpersonal relationships, you might as well give it a try to be an insurance salesperson, and it is absolutely no problem to be a supervisor with your qualifications.

I am doing insurance sales, I don't know much about the work of the claims post, I have done insurance claims for 8 years, if you are optimistic about insurance, you can find a large insurance company to continue to do, if you are not optimistic, you can only solve it yourself according to your own situation.

You can consider some sunrise industries, such as breeding, veterinary medicine and other industries.

This year's latest revision of the "Insurance Law" stipulates that the original insurance of the second-hand car follows the car, which means that no matter how many times the second-hand car changes during the insurance period, the initial insurance is valid, and this change is very good.

But the insurance law between does not make provisions for this, similar provisions are set by the insurance company itself, in the customer's initial insurance policy has been fixed, this is certain, between the provisions of the people, the second-hand car has changed hands, the new owner must bring the second-hand car transaction certificate and the original old insurance policy to the insurance company for the insured to correct, if you only bought a car, only changed the owner, and did not correct the insured on the policy, then the insurance company has the right to refuse to pay!

100 points will be shown first, don't fool around!

Yes, the vehicle's driving license, registration certificate, car keys, car purchase invoices, insurance policies, and the insured's documents on the policy, these must be prepared by you first, and the other you are asking the insurance company, for each missing one may add a 5% deductible.