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Accidents are everywhere, accidents will not only cause us trouble, but also cause financial losses, in this regard, it is recommended that you buy a suitable accident insurance for yourself as soon as possible to improve your accident security. Is Sunshine Insurance accident insurance good?
Sunshine Insurance Accident Insurance has the advantages of high popularity, affordable premiums and wide underwriting age, and is a good accident insurance product. Purchasing Sunshine Insurance Accident Insurance through Duobaoyu not only makes the premium more affordable, but you can also enjoy the whole claim assistance service in the later stage, which is the best channel for you to choose high-quality and low-cost Sunshine Insurance accident insurance. Here are a few things you need to pay attention to before you apply for insurance:
1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.
2. Choose according to your actual needs. Only by comparing carefully can you find the most suitable product for yourself.
3. You can choose freely online according to your own needs.
4. Insurance period: It is more cost-effective to choose "annual package". For accident insurance with flexible insurance periods, it is actually the most cost-effective to choose the longest period of 12 months, and the average daily premium is the cheapest.
To purchase Sunshine Insurance Accident Insurance, you may wish to come to Duobaoyu in person for a comprehensive comparison and selection, and the purchase of accident insurance through Duobaoyu is not only more affordable in premiums, but also guarantees the later claim service. For more Sunshine Insurance accident insurance products, you are welcome to click to view
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How Sunshine Accident Insurance is claimed.
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There are many different types of insurance for 100 yuan sunshine accident insurance, and its compensation standards are different, which needs to be analyzed in combination with specific products.
Because Sunshine Accident Insurance itself is a relatively low insurance, his compensation conditions are relatively high. And Sunshine Accident Insurance is also the maximum limit of insurance liability that insurance companies can bear, and the insurance amount of each company is not fixed, so when you choose Sunshine Accident Insurance, you can find a few more companies to compare.
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First of all, some nursing expenses, transportation expenses, operation expenses and accident insurance will be compensated, because these compensation will have certain rules and regulations, and it is also more troublesome, and it will take a certain amount of time to apply.
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Generally, there are many different types of insurance for 100 yuan, and the compensation standards are also different. Need to analyze it according to the product you purchased. So you don't say what you're buying, there's no way to analyze.
However, the general compensation standards are general injury insurance, disability insurance and death insurance. And the amount of compensation each time is very large. It can be seen that China has done a very good job in insurance.
It can protect our rights and interests very well.
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In the case of accidental injury, the maximum compensation is 40,000 yuan, the maximum compensation for aircraft accidents is 200,000 yuan, the maximum compensation for train and ship accidents is 100,000 yuan, the maximum compensation for automobile accidents is 50,000 yuan, and if you are driving a private car, the maximum compensation is 140,000 yuan.
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General injuries to disability, accidents, traffic accidents, compensation, and the cost of compensation is very high, which can protect the rights and interests of our victims.
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Buy insurance for a thousand days, use insurance for a while. Although buying insurance is definitely not for the purpose of making a claim, but if something really happens, we will have more confidence to have insurance. The occurrence of accidents, not we can control artificially, we can not predict before the occurrence, can only help us reduce personal losses through accident insurance, when the accident comes, accident insurance can play its role, but many friends in the purchase of insurance, or will have some concerns about insurance claims.
The following is an introduction to the process of accident insurance claims for your reference.
Under normal circumstances, the claim process of accident insurance in Sunshine Insurance is as follows: report - apply - review - payment, the details are as follows: 1. Report:
After the customer is out of danger, he or others need to report the accident in time so that the company can provide services. You can report the case by calling customer service**, you can also report it at the counter, or you can report it through the mobile platform where the company has opened the self-service report function. 2. Application:
After the company accepts the application, it will verify the adjustment and make a claim decision as soon as possible. During this period, you can check the progress of the claim through customer service or the Internet platform that has opened the claim progress inquiry function. 4. Payment:
After the company makes a claim decision, it will notify you as soon as possible, and the insurance money will be paid in time if it is an insurance liability.
Through **Inquire about the progress of Sunshine Insurance claims, call Sunshine Insurance's national unified customer service**: 95510, and the customer service staff will assist in inquiring about the claim information, and under normal circumstances, Sunshine Insurance Company will arrange local service outlets to make claims for your report.
Check the progress of Sunshine Insurance claims through **, 1As long as you log in to the official website of Sunshine Insurance** and click to register, after successfully registering as a member of the official website of Sunshine Insurance, you can log in to the e-integrated service platform of the policy, and click "Policy Binding" in this service platform to complete the policy association, and you can easily enjoy the various inquiry and preservation services provided by the platform. 2.
Log in to the official website of Sunshine Insurance, click on Customer Service, enter the policy number, ID number, verification code, and click Query. This not only simplifies the service process and reduces the labor cost of the service, but also greatly saves the valuable time of the customer and makes the insurance service easy and convenient.
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If you need to report to the relevant company in a timely manner, you can call the customer service **, or you can go to the professional counter to report, and you can apply for a claim after preparing some materials required by the claim company, and then make a corresponding decision after the company reviews it, and finally make payment.
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The first is that you can call 95510 for a risk report, and then after receiving the report, there will be professional personnel to deal with it on the spot, and then these personnel will assess the damage to the vehicle, and then submit some personal information, and when the information is submitted, it will automatically enter the audit payment.
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It is necessary to submit relevant personal identification and relevant procedures, and it is also necessary to provide relevant compensation intentions, and then submit it for review.
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Legal analysis: The maximum compensation for general accidental injury is 40,000 yuan, the maximum compensation for accidental death and disability of an operating aircraft is 200,000 yuan, and if it is a train, the ship causes accidental death. or disability, the maximum compensation is 100,000 yuan for postage, and the maximum compensation is 50,000 yuan for death and disability caused by the car.
If you die in an accident while driving a private car and are disabled, the maximum amount of compensation is 40,000 yuan. In short, the compensation standard of Sunshine Accident Insurance needs to be determined by the specific degree of injury caused by the insured accident, the insurance coverage and the amount of insurance purchased by the state or Fengbo.
Legal basis: Article 29 of the Social Insurance Law of the People's Republic of China Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.
Social Insurance Law of the People's Republic of China Article 26 The treatment standards of the basic medical group for employees, the new type of rural cooperative medical care and the basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.
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Sunshine Insurance is also a big brand in insurance, the company is reliable can be assured, if you want to know its detailed ranking, you can take a look:Freshly baked! China's Top 10 Insurance Companies Ranking!
1. The basic situation of Sunshine Insurance
Founded in 2005, Sunshine Insurance is one of the seven major insurance groups in China, with a registered capital of 100 million yuan and a premium income of about 100 million yuan in 2019. The 2019 Top 100 Chinese Private Enterprises in the Service Industry was released, and Sunshine Insurance Group ranked 23rd. The 2019 list of China's top 500 service enterprises was released, and Sunshine Insurance Group's shares ranked 88th, so Sunshine Insurance is reliable, just rest assured.
Second, how about Sunshine's accident insurance
Sunshine Insurance's accident insurance also has a lot of products, among which there is a family accident insurance that is not bad in terms of cost performance, let's take a look at the detailed protection situation:
The basic protection of this accident insurance is still very good, and the family insurance is also very cost-effective, and the medical treatment of death, disability, and ordinary injuries are covered, but it still depends on the number of family members insured, if a family of three is insured, the annual accident protection is basically sufficient;
However, there are still shortcomings, it has strict occupational restrictions, limited to 1-3 types of occupations, and general accident insurance, is limited to 1-4 categories, in comparison, the insurance threshold of Sunshine Family Accident Insurance is a little higher.
In summary, Sunshine Insurance Company is still reliable, but we buy insurance after all from the product, I have selected a few cost-effective accident insurance, you might as well take a look:The best accident insurance is here
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Accident insurance is also 6000 per year?
100-200 accident insurance can buy 50-1 million insurance amount.
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What you are talking about should be Sunshine Telemarketing's savings accident insurance, Sunshine Insurance is definitely safe and reliable, but the cost performance of this insurance depends on your specific needs.
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Accident insurance of several hundred yuan is basically consumption-based, Sunshine is a return type (interest) accident insurance, only pay for 10 years, insurance for 30 years (people under 50 years old), if you want to buy you can consult, I just bought Sunshine this return type of accident insurance, is true, I bought it is called 4000 per year, only pay for 10 years, insurance 2 million, return when the time comes. When you are old, you can also use this money to travel. If you have something, you will pay for it, and if you have nothing to do, you should save money, and you don't have much money, so you can add up to a lot, anyway, that's what I think.
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It's best to go to the insurance company and ask.
But there is an accident insurance that is ——— like this
6 yuan a day, worth 2 million, only pay 10 annual fees, 30 years of protection, and return the premium at maturity, 120% to your account. 1. Exclusive 2 million coverage for death or total disability in an aviation accident, 2Public transportation (including, all non-private vehicles) is 1.5 million, and you can sit with confidence if you are not a loved one; 3.1,000,000 coverage for accidental injury or total disability while driving.
3.200,000 accidental deaths or total disabilities, what else is terrible about the haze. [The rate is so cheap that the CIRC almost didn't let it pass, and it was so cheap that the industry was shocked] 10 years of payment:
18-25 years old, 2380 yuan, 26-30 years old, 2400 yuan, 31-35 years old, 2440 yuan, 36-40 years old, 2500 yuan.
41-45 years old, 2560 yuan 46-50 years old, 2680 yuan 5 years old: 18-25 years old, 3620 yuan 26-30 years old, 3640 yuan.
31-35 years old, 3680 yuan 36-40 years old, 3740 yuan 41-45 years old, 3780 yuan 46-50 years old, 3850 yuan.
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It's okay not to be able to give him money.
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There is this company, but whether it is reliable or not can only be checked on their official website.
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Summary. The insurance company needs to settle the claim within 30 days. Article 23 of the Insurance Law stipulates that after the insurer receives a request for compensation or payment of insurance money from the insured or beneficiary, how to compensate Sunshine Insurance Accident Injury Insurance?
Hello, I received your question, it is being sorted out, and I will reply to you as soon as possible, please wait!
The insurance company needs to settle the claim within 30 days. Article 23 of the Insurance Law stipulates that after the insurer receives a request for compensation or payment of insurance benefits from the insured or beneficiary, if you need a more in-depth answer, you can click the link below to receive exclusive services.
Approval should be made in a timely manner; If the circumstances are complicated, the approval shall be made within 30 days, except if otherwise agreed in the contract.
If you don't know about the claim issue, you can provide free expert teachers to assist in policy interpretation and provide free claim assistance. You can click on the link card above to make an appointment for a consultant to serve you 1-to-1.
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Summary. Mainly look at, insurance liability, look at the amount insured, general accident insurance, insurance liability: accidental death and disability, accidental hospitalization allowance, etc.
How to compensate for Sunshine Insurance's accident insurance?
Mainly look at, insurance liability, look at the amount insured, general accident insurance, insurance liability: accidental death and disability, accidental hospitalization allowance, etc.
Claim process: The claim process of accident insurance in Sunshine Insurance is as follows: report - application - review - payment, the details are as follows:
1. Report: After the customer is out of danger, I or others need to report the case in time so that the company can provide services. You can report the case by calling customer service**, you can also report it at the counter, or you can report it through the mobile platform where the company has opened the self-service report function.
2. Application: Prepare all the information required for claim settlement and apply for claim like the company. The list of required claim information can be inquired by calling customer service or logging in to the official website.
3. Review: After the company accepts the application, it will verify the adjustment and make a claim decision as soon as possible. During this period, you can check the progress of the claim through customer service or the Internet platform that has opened the claim progress inquiry function.
4. Payment: After the company makes a claim decision, it will notify you as soon as possible, and the insurance money will be paid in time if it is an insurance liability.
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