What is your attitude towards buying a house?

The traditional concept of Chinese is that only when there is a house will there be a complete home, so my attitude towards buying a house is that I need to have a house of my own, because the house is a warm harbor for myself, a place where I can rest when I am tired and sleepy, and a place to be happy and happy with my family.

I didn't have any money, but I dared to make a deposit casually, and it felt like I was buying groceries.

Aspiration!!! I want to have a home of my own! It's really like that song, I want to have a home, a place that doesn't need to be too big!

Don't dare to expect those mansions and villas! Just a small cosy two-bedroom apartment is satisfied! There is no sense of belonging from home to **!

If your strength allows, buying a house is just a daily consumption. So much for.

Girls must have their own independent house, even if it is a small house.

As a boy, in this real society, if you don't have a house, you can't find a wife, so buying a house is a must.

When I was still in a relationship and about to get married, I always felt that buying a house was the most important thing, because it was the greatest sense of security for girls.

I think it's better to keep the money to buy a house, the house will be cheaper in the future, and now that I have a place to live, it's not worth spending money again.

When buying a house, all the existing houses must be considered together, that is, second-hand houses, and even some small property rights, can be taken into account.

I think the mentality of buying a house is nothing more than a bigger place to live, hoping that the transportation is convenient, cheap, and the supporting facilities are perfect, and I hope that the house will be worth a lot in the future.

I think that the first thing to consider is the purpose of buying a house, every home buyer has different factors for buying a house, but you need to consider whether the reason for buying a house is sufficient.

If you don't buy a house, you can't get married, and you can't give a good living condition, so if you want to get married, you still need to buy a house.

Buying a house as a consumption is closely related to the buyer's work status, health state and emotional state, if these three are in an unstable state, it is not recommended to buy a house blindly.

What I yearn for is an ordinary life, if I have money, then I will choose to buy a house first, because a house is a home, it will always be there.

If you don't have the financial ability, it is not recommended to buy a house, because repaying the loan is also a very stressful thing, so I still have the attitude that I have the money to buy it again.

Houses are consumer goods, and in addition to residential use, they have long been entrusted with the expectation of maintaining and increasing the value of similar "financial assets". This is also where the positioning of cars, houses, and family property is also very different.

However, there is still a large blank space between "living" and "speculation", which is also the people's expectation for asset preservation and appreciation. If it is purely "living", then it is just a consumer product, just like a car. Cha Liang, but the actual expectations of the owners are far more than that.

1. When buying a house for the first time, you must not be impulsive.

Impulsiveness is the devil, and this is not true at all. When many people buy a house for the first time, because they have no experience and don't know too much, they are fooled by the sales staff, and then pay in a daze, and it is too late to regret when they receive the house and find various problems. Therefore, when buying a house for the first time, we must avoid impulsive psychology, learn to identify the authenticity of advertising, understand the actual situation of the house, and avoid impulsive consumption.

2. Advertising may not be true, everything is based on reality.

Advertising is to inform widely, in order to attract attention and increase sales, real estate developers often exaggerate in advertisements and cover up the actual truth with vague literal meanings, so when buying a house, remember not to believe in advertising, but should be based on reality, field investigations, and understand the situation.

3. Distinguish between the deposit and the deposit

Deposit and deposit sound the same and seem to be similar, but in fact the two are different, and everyone must distinguish between them. If it is a deposit, if the merchant is not defeated and has delivered the house in time according to the regulations, the money can be returned.

But if it is a deposit, then you don't want the house after paying the money, and you can't get the money back. The deposit is not restricted, and the deposit puts Chazen on the passive side, so you must be careful when signing the receipt.

I agree with this point of view, if I am asked to invest, it should not exceed 30%, and if it costs too much, I would rather rent a house than put too much pressure on myself.

In fact, when real estate is dominated by "consumer goods", it means that the vast majority of people buy houses to meet the needs of self-occupation, rather than for investment speculation, which is also in line with the positioning of "housing for living, not speculation". Once the real estate is operated as a financial asset, it is like buying **, and its starting point is to invest.

Benefits of Buying a Buyer:

1. Buying a house can bring people a sense of belonging and security. Living in someone else's house or sharing a house with others, everyone will always have safety concerns, but living in your own house, you will feel more secure and have a greater sense of belonging, after all, everything here belongs to you;

2. Buying a house can be used for rent. If you have a place to live or are not living in the area where you live, you can rent out the house to someone else and let the tenant pay the mortgage or earn rent for you.

Although most buyers now pay a deposit after choosing a house, the deposit is voluntary, and buyers can choose not to pay it. After the buyer chooses the house, it is time to pay the down payment and sign the contract, and I believe that everyone knows the importance of the purchase contract, so the buyer must pay attention to whether the content is perfect or whether there are controversial places when signing the purchase contract, including the division of responsibility and handling methods for unexpected situations after delivery.

After the purchase contract is signed, the buyer can go to the bank with the information prepared in advance to go through the mortgage procedures, and the mortgage loan methods generally include provident fund loan and commercial loan.

If the buyer meets the conditions of the provident fund loan, it is naturally good, and it can also save a lot of interest expenses, but the restrictions of the provident fund loan are also more than sail pure wax, and there is no need to force it if the conditions are not met, and the buyer should choose the method that suits him according to his actual situation.

I would like to share a few thoughts on buying a house through my own experience.

First of all, I think if you just need a house, the sooner you buy it, the better. Because everyone can see that housing prices have been rising year after year, in addition to the first and second lines, the housing prices of the third, fourth and fifth lines have also risen. In 2014, when we worked in the southern Xinjiang region, the housing price of the high-end residential area in the urban area was 2,700 square meters, and now it is close to 6,000 square meters, which is close to 40 per year.

Even if the housing price stabilizes in the future, it is still necessary to buy what is just needed, so I think the sooner there is such a demand, the better.

Secondly, I think for office workers who have just graduated and joined the workforce, your housing provident fund is the best support for you to buy your first house. Now a lot of housing as long as the down payment of 20% of the house, some are lower, with a set of 600,000 housing in the third or fourth line, only a down payment of 120,000, the mortgage loan can buy a house, and the monthly housing provident fund can pay off more than half of the mortgage, but if you don't buy a house, the housing provident fund can only withdraw up to 20,000 yuan of rental fees every year, and you have to open a lot of certificates to withdraw. In other cases, the housing provident fund is not allowed to be withdrawn.

So please make good use of the housing provident fund.

Third, buying a house should be considered comprehensively in one step. Location, size, convenience, children's schooling, supporting facilities, etc., it is estimated that second-hand houses are priceless in the future, so the possibility of investment is not very large, the house has been built, the more the stock of the house is far greater than people's needs, it must be more difficult to sell second-hand houses at this time. Therefore, whether it is independent or investment, the potential of the house should be taken into account.

Fourth, if you are from the countryside, especially the suburbs, or not far from the city, there is a homestead. It is the best to build a set of duplex small western-style buildings, the rural air is good, far away from the hustle and bustle, the site is spacious, and the garden in the courtyard is planted with flowers and green vegetables in the summer. Because with the revitalization of the countryside, the countryside will definitely make great achievements in the future, and the development will get better and better, and the popularization of automobiles has also shortened the distance between the countryside and the city, so it is also a wise choice to build a house in the countryside.

on the Internet.

Buying a house takes a lot of time, energy and money, should be considered from all aspects, must be cautious, similar advice seems to be familiar, but even so, there are still people who will inevitably make mistakes, today Fang Tianxia will take stock of the mistakes that those buyers often make.

1. Do not prepare before buying a house

Impulsive buying without preparation is a mistake that most home buyers make, because most people don't think it's necessary to be prepared, but they often end up losing a lot because of it. Therefore, it is necessary to prepare before buying a house, learn real estate knowledge, understand housing price trends, and be familiar with the house purchase policy, which are all essential steps.

2. Insist on buying a house in one step

People with a certain economic strength are rarely willing to choose to buy a small house for the transition first, and then change to a larger house, and more choose a one-step approach, and the reason is that they are afraid of trouble. However, in real life, it is impractical to live in a house for a lifetime, and changes in the structure of family members, changes in work, etc., may give rise to the need to change houses, so a one-step way to buy a house is not the best choice.

3. Buy a house only to see**

Many people buy a house with only one reference standard, that is, **, as long as you see a low-cost house, it is easy to lose judgment, but in fact, this is not right. The best of the house is one of the factors to consider when buying a house, but it is not all, buyers also need to consider the location, transportation, facilities, environment and other factors, so as not to regret after buying a house.

4. Ignore the number of years of property rights

Although the house you spend money to buy can always belong to you and there is no time limit, the land occupied by the property has a useful life, and many buyers will ignore this when buying a house, and the result is often a large amount of money but a short life of the house. According to the regulations, the tenure of civil residential buildings is 70 years, the tenure of commercial buildings is 40 years, and the tenure of industrial buildings is 50 years.

5. No field visits

Many people give up on a site visit to a property because they are busy with work or too many trivial matters, and decide to buy a property based on the words of the salesperson, and they have been in endless trouble ever since. Therefore, you must go to the field to buy a house, because the publicity of the sales office is often false, and the information on the ** will also lag, and only when the field visit will you know whether the property you want to buy is really what you want.

To sum up, if you want to buy a house without losing money, preliminary preparation is a must-do, and you can't just look at it, let alone ignore the property right years, you must conduct a field trip, and there is no need to insist on one step.