Can Southern 202301 be invested for a long time?

1. The southern cash profit increase a**** 202301, which belongs to the currency type, is not suitable for regular investment, and the income is too low, compared with the fixed deposit bank, it does not achieve the actual significance of financial management. There are several types of open-ended types: currency, bond, index and index. Currency**No subscription and redemption fees, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time and will hardly lose money.

2. It is best not to choose to do regular investment with low risk, such as currency**, bond**, principal-guaranteed**, partial debt mix**, although the risk is low, but its returns are not high, and it is a waste of time and money to make regular investment. Because one of the major characteristics of regular investment is to rely on long-term, continuous investment to dilute costs, in order to obtain the average income of market growth. Such investment attributes need to choose those varieties that have certain risks, but investment returns can have a greater leap in the future.

Both the index and the index are likely to generate higher investment returns in the future, making them the most suitable for regular investment.

Southern cash increase currency a (202301) [the**is a monetary **] short-term financial market with high liquidity, low risk and stable income**, long-term fixed investment can be, but the income will not be very large, so it is recommended to allocate a small amount of funds, for reference only. This is mainly due to the rate of it.

Management rate per annum).

Escrow rates per year).

Sales service rates per annum).

The annual fee rate is, so if the long-term term is greater than 3 years and 5 years, the income is not necessarily higher than the return of the fixed deposit, at least according to the current no, the maximum interest rate of the 3-year fixed deposit can be reached, and the maximum interest rate for 5 years is.

Yes, it's good right now.

This friend, regular investment is not suitable for this kind of investment, and there are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual rate of return of **type** is about 18% 20%, and the average annual rate of return of bond type ** is 7% 10%, but you must hold it for a long time! It is advisable to choose products from high-quality ** companies.

For example, ChinaAMC, E Fund, Southern, etc., it is recommended to use the CSI 300 and small-cap indexes. You can open an account through the company, let the professional investment manager serve you, and some index varieties are free of handling fees through the company, which reduces your investment costs.

There is not much money, there is no need to disperse the regular investment, use time compound interest to make money for you, and concentrate on one or two **. **Regular investment should choose the back-end fee model, and the dividend method can be reinvested.

If you are determined to invest regularly for a long time, it is recommended to choose the ** type, at least the bond type, so that the income can catch up with inflation.

Currency** is suitable for short-term investments.

Currency type ** is not a good type of regular investment, it is characterized by stable income, low risk, regular investment is generally the choice of **type**.

Which is better to invest regularly depends on your risk tolerance.

And your risk tolerance is known only to you, you can find a risk test online and do it.