What should young people do with their savings?

<> young people have some savings in their hands, then I strongly recommend that you use these savings to buy yourself a house or a car, because it can make your life very convenient and you can also spend your money on the right path, which is a very good option.

If young people have money, I think they should start a business first, even if it fails, but it will also become an experience in your life, after all, you should do something meaningful when you are young, you should do something meaningful when you are young, and you can go with your classmates and friends to open a store in partnership is very meaningful. <>

If young people have a lot of savings, you can take your parents out on a trip, take them to some quiet places, enjoy, take them to all over the world to eat all the food, you can make them feel that you are a very filial child, and they will be very happy.

If young people have savings, I think they can buy a car, because you can go where you want to go when you have a car, for example, you can take your parents on a road trip, which will also be very convenient, and then you can give some of the rest of the money to your parents, or buy a house for yourself to honor your parents.

I think if young people have a lot of savings, you can consider buying a few houses, and then in order to prepare for the future, you can buy insurance and treasury bonds separately with the rest of the money, because buying treasury bonds is less risky and there will be income, so it is a good choice.

If I have some savings in my young hands, then I strongly recommend that you spend these savings on your parents, because your parents have really worked hard over the years, and if you can care more about your parents, this matter must be very meaningful.

If young people have savings in their hands, then you had better spend those savings on your parents, who have already paid a lot for us, and we must repay them with our own abilities, so that it can be regarded as a truly meaningful thing.

I think young people should save some money.

If a person has money, then no matter what he does, he has enough confidence, he has money in his card, he has direction in his heart, he has skills in his hands, and there are people around him, so that he can move forward confidently and smoothly and create a better future! If you don't have money, you just know how to have fun, and you won't have enough confidence.

However, there are also people who have different opinions, some people say that while you are young, you should toss and enjoy life in time, and if you buy something you like at the age of 30 and then at the age of 18, it is no longer intentional. But some people say that life is full of accidents, how to deal with it without savings? Money is the most reliable sense of security, don't wait until you need it urgently.

I think people still have to save money appropriately, after all, they still have to buy a house and a car, and if you spend extravagantly, you will find that you have no money to buy a house.

In fact, there is no conflict between saving money and enjoyment, in fact, whether you save money first or live first, there is a transitional zone in the middle, which is the workplace. It is difficult to completely separate work and life, if young people want to balance saving money and life, the most important thing is to have a good development in the workplace, and the premise of good career development is to do a good job in career planning. If young people save some money, they can reduce the pressure on their parents, and you will live a little more steadily, and you will not panic if you think that you still have a lot of savings.

Sometimes I really hate borrowing money, because I feel very embarrassed, and the other party may not necessarily lend you skin, you have no face, and you haven't borrowed money, and it's the most embarrassing thing to return. In case you need a sum of money in the future, you are already an adult, and you have to ask your parents for money, or go to others to borrow it, which is a lot of trouble. So take advantage of the present time to work hard and get a good salary, so that you can save money and enjoy it.

**There are many ways to save money, such as saving regularly, managing money, and controlling your expenses wisely. For today's young people, they should find a balance between enjoying the time and eating and being thrifty, and make effective financial planning. Here are the eight specific aspects:

1.Build a savings habit.

Young people should establish a saving habit by putting a portion of their monthly income into a regular savings account at a bank. Even a little bit can increase your short-term deposit in the long run.

2.Keep your day-to-day expenses under control.

Young people should control their daily expenses reasonably, such as cooking their own meals, shopping lists, choosing cheaper brands, etc., to reduce unnecessary expenses.

3.Prudent.

Young people should plan more, and careful planning is the key to financial freedom. For example, plan your monthly income and expenditure plan to avoid buying useless things and make the money more valuable.

4.Don't follow the trend.

Young people should avoid following the trend of consumption, everyone's spending power and values are different, and they can't blindly follow others to buy things. You can decide whether or not to buy a certain item according to your needs.

5.Don't "eat, drink, and be merry."

Young people should not "eat, drink and have fun", this kind of consumption will make it more difficult to accumulate savings, and it is not conducive to improving health and quality.

6.Broaden revenue channels.

Young people can broaden their income channels, such as increasing their income through side hustles, starting businesses, socializing, etc., to improve their financial well-being.

7.Choose a low-barrier financial management method.

Young people can choose low-threshold financial management methods, such as **, P2P financial management, online loans, etc., and invest money in projects with profits or returns.

8.Meticulous financial planning.

Young people can use new technologies such as the Internet to better manage their finances by adopting detailed financial planning, such as using financial apps, smart portfolios based on online finance, etc.

In short, young people should pay attention to the balance when planning their finances, both to enjoy life now and to secure their wealth in the future. Choose some ways to save money, cut back as much as possible, and prepare for future goals and plans to achieve self-worth and financial freedom.

First, stick to bookkeeping. Sort out the weekly losses, monthly expenses, and surpluses, find out the dispensable small items in life, moderate these items, and force yourself to save, and this part of the money can be used as your investment funds.

Here Baixiaoxin recommends four ways to save money, only after accumulating enough principal can we better use our small treasury reasonably.

The first type: the 52-week savings method.

This method is a stepwise way of depositing, depositors must increase the amount of money to deposit a fixed amount of 10 yuan every week within 52 weeks of a year, for example: 10 yuan in the first week, 20 yuan in the second week, 30 yuan in the third week...Until the 52nd week, save 520 yuan. Although I only saved 10 yuan at the beginning, it accumulated up to 13,780 yuan in a year.

The second type: the income tripartite rule.

After the monthly salary is received, it is divided into three parts, of which one is used for clothing, food, housing and transportation; One part is used for savings, which is kept as much as possible, and the last part is used as a mobile fund, which can be used freely in case of shopping, emergencies, etc.

Type 3: 4321 Savings Method.

The overall income is reasonably distributed according to the proportion of savings, 30% of daily living, 20% of investment, and 10% of insurance.

Fourth: make good use of change to manage your money.

No matter what kind of financial planning you have to guess, it is very important to do a good job of change financial management, such as Baixin Bank's wallet plus low threshold, use and take, and high returns, which is very suitable for financial novices to do change financial savings and take the first step in financial management.

Second, invest in yourself. As long as you master a new skill, it's not a loss-making trade. And investing in yourself is not only to spend money to study courses and obtain certificates mechanically, but more importantly, to invest more time in the improvement of self-ability, which you can use flexibly to provide strong support for your long-term development.

Be down-to-earth, grasp what you can, and extend what you can. Young people with only a few thousand yuan in savings want to rely on money to make money and get rich quickly, this is not financial management, it is a pipe dream. There are many young people staring at ** every day, researching **, abandoning their work and studies, and the final result can be imagined.

The right way to get rich is to use bookkeeping to open source and reduce expenditure, actively invest in yourself to plan your career, supplemented by learning various investment and financial knowledge, and practicing various investment and financial management tools.

On the question of how young people should save money.

First of all, young people should have a plan, such as your salary. How many, and then you divide your salary into parts. Then go from the main to the secondary main ones, such as renting a house, water, electricity, eating, etc. The second thing is your entertainment.

Secondly, you have to solve your main problem first. Void Bi Ji put the necessary part out first. Then look at your secondary parts.

This secondary part is whether you can spend it or not. Saving money is saved from these minor parts, because the main ones are the money that must be spent.

Make a plan every month, such as saving 200 dollars a month, or saving 500 yuan a month. This savings count is based on what you need to spend when you go out. Then get the money you think fits your savings plan.

Finally, you must learn to develop a good habit of saving money. Just a very simple example, like us in the past few years. Say this.

The impact of special circumstances: If you don't have a job, then you have no income for the moonshine people, this is very painful, because they are all how much money they earn, how much money they spend, and they don't have any savings at all. During this period, if you do not go to work. You don't have an income**.

Therefore, we must learn how to save money and improve our abilities at the same time. You can learn how to make money.