Ping An Zunhong Life Insurance amount is 10,000 yuan, 25 years old, 10 years old, how much does it c

Hello, I am a Chinese life, the insurance amount you said is too low, if the insurance amount is 50,000, the annual payment is more than 1260, 10,000 is 253 yuan. The sum insured is low, and the protection is low.

For 10 years, the minimum sum insured must be 15,000.

Good morning! The sum insured is 10,000, according to your age, 10 years of payment, ** is RMB.

China Life "Xinfu Niannian" pays 10,000 yuan annually for 10 years.

Hello customers! The sum insured of 10,000 yuan will be paid in ten years and paid annually.

Taikang Life's Xinxiang Life, with a minimum guarantee of 3% and income, and a minimum of 3% for the diamond account, and the income can be purchased within a limited time

It is best to pay for financial management in 3 years, and pay in 5 years, and it is 20,000 to 30,000 yuan a year, which is very good.

If you can't do this, it's not right, and the sum insured is at least 30,000.

It is recommended to buy Taikang Xinxiang Life Gold Account Diamond, and Taikang's yield has been the first in Asia for 14 consecutive years.

Teachers can consider the wealth and privilege of Centennial Life.

Xinxiang life makes you worry-free for three generations.

Hello, this annual fee is related to age. So you also need to provide your age (date of birth), and I can check it for you.

You can take a look at Xinhua's blessings and enjoy a lifetime, and you can talk about it in detail if you are interested.

Xinhua Fuxiang can make you enjoy a lifetime of happiness.

If I add security, it is around 13,000, have you read the plan?

It depends on how much money you want to take in the future, and how much you save each month has no effect on you.

You have paid it every year for 5 years, and then grit your teeth to pay it for 5 years, and you can't take out the premium after you arrive, and you can't pay dividends if you take it out.

If you want to take them all out, then you will cancel all those insurance items in the future. I can't report it, I understand, if not, you can ask their customer service.

I suggest that you continue to teach, and you can share dividends if it is good for yourself.

Hello, it is definitely not cost-effective for you to surrender the policy now.

You should be able to take it all out when it expires.

However, you have to look at your insurance policy for the amount of interest.

There is an annual cash value in it.

It can be withdrawn at one time at the end of the period, but all insurance items cannot be reported in the future. It's certainly not cost-effective to surrender the policy now.

Ping An Zunhong Life Insurance is a high-end financial insurance, Ping An Zunhong Life Insurance adheres to the three characteristics of Ping An Dividend Insurance, which is safe, profitable and flexible, and has the characteristics of short-term payment and lifelong benefit, which can help customers maximize the effective inheritance of wealth.

Extended Materials. Surrender refers to the termination of the legal relationship determined by the contract between the two parties upon the application of the policyholder and the insured, and the consent of the insurer, when the insurance contract is not fully performed, and the insurer returns the cash value of the insurance policy in accordance with the Insurance Law of the People's Republic of China and the contract. During the policy period, the policyholder can apply for surrender of the policy.

Surrender during the cooling-off period.

Cooling-off period surrender refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy. Usually, the insurance company will refund the entire premium after deducting the cost of production.

Normal surrender. Surrender beyond the cooling-off period will be regarded as normal surrender. Policies that have received insurance benefits are not eligible for surrender. Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the life insurance company should refund the cash value of the policy within 30 days from the date of receipt of the application.

The cash value of a policy is the amount of money that can be returned in the event of termination or surrender of the life insurance contract.

In a long-term life insurance contract, the insurance company usually needs to deposit a certain amount of liability reserve in order to fulfill its contractual obligations, and when the insured requests to terminate or surrender the policy for any reason during the validity period of the insurance, the insurance company will return the balance of the liability reserve minus the cancellation deduction to the insured according to the regulations, and this part of the amount is the cash value of the policy.

Surrender feature refers to the act of either party to the contract announcing (or requesting) to terminate the insurance contract and cancel the insurance policy during the validity period of the policy. In general, a non-life term insurance policy contains a clause for terminating the insurance contract, which stipulates the conditions for either party to cancel the insurance policy before it expires, so as to protect their interests from being damaged by the continuation of the insurance contract.

If you want to know how much you can get at the age of 60 when you apply for Ping An Zunhong Life Insurance (Dividend) at the age of 55, you have to look at the specific insurance plan.

It's better to take a look at the coverage map of this product first, and then calculate it together:

It can be seen that if we take out this Ping An Zunhong Life Insurance (dividend), we can receive the money including survival insurance, special survival insurance and blessing insurance.

If you apply for insurance at the age of 55, you can receive 18% or 20% of the sum insured every year from the third policy anniversary, and if the sum insured is 10,000 yuan, the annual survival insurance benefit will be 1,800 yuan or 2,000 yuan. If the insured survives to the end of the policy year at the end of the premium payment period, he or she can also receive a one-time special survival benefit of 2% of the premium paid.

In addition, since the insured is not more than 60 years old on the 3rd policy anniversary of the contract, the insured will be able to receive a blessing benefit (50% of the basic sum assured) if he or she survives. You can do the math yourself.

In addition, this product can also provide policy dividends, but we can't predict the specific dividends, you can click on this article to understand the reason: Why are the complaints about participating insurance so high? Demystifying the mystery of participating insurance.

In addition, if you want to further increase your income, you can also attach a universal account when you apply for insurance. But you must remember to do your homework before applying for insurance: [link] Wealth management with universal insurance, stable and safe income? Doxxing universal insurance.

Depending on your sum insured, you can receive a survival pension after paying for three years, before the age of 60 is 18 of the sum insured, after the age of 60 is 20 of the sum insured, and there is a birthday pension at the age of 60.

Hello dear is happy to answer for you, Zunhong Life is underwritten by Ping An Insurance Company, this insurance can not directly get back the principal, it is a compulsory savings insurance. If you want to get back the principal, you can get back the full principal unless you surrender the policy within the cooling-off period after applying for insurance, and if you need it urgently, you can use the policy to apply for a loan. This insurance plan provides a special survival benefit, which refunds 2% of the total premium at the end of the premium payment period.

In addition, survival insurance benefits are also provided, starting from the third year, 18% of the basic sum insured will be returned every year until the age of 60, and 20% of the basic sum assured will be returned every year after the age of 60. Blessing insurance is also available, which returns 50% of the basic sum insured at the age of 60.