Ping An Insurance s Zunhong pays 30,000 yuan a year

Where to put 100,000 yuan, the difference is too big.

Duration: 350 yuan [sad].

Schedule: 1500 yuan [pouting].

Yue Bao: 3000 yuan [呲tooth].

China Taiping Enjoy Family Account (3 times in 2 years).

Receive a survival allowance of 7,300 per year

and a bonus of 4600 or more.

In addition, you can also have a gold account with 12 times of annualized annual interest, and there is no upper limit! On December 23rd, there is only 1 day, and it is king to be able to grab it!

Hello, I am Liang Yaru, Account Manager of Ping An Insurance Company of China, and I am very happy to give it to you. Zunhong Life is a new mid-to-high-end wealth management product launched by our company this year. You pay 30,000 yuan a year, and the amount of insurance will be determined according to the age of the policyholder and the age of the insured.

This depends on your age.

Around the age of 30, the premium is still related to age, and the older you are, the higher the premium.

Hello, you can learn about the "Hengying Life" of United Life Insurance and even the people's ** have been reported!

The sum insured should be calculated according to your age.

How much you pay is up to you and depends on how much you insure.

Hello, it depends on the specific age of the policy.

The younger the age, the lower the premium.

Hello, it depends on the age of the policy

It depends on how much coverage you need, based on your age.

Hello! I am a financial advisor at United Life. There are basically products that are off to a good start, so you can make a comparison.

It seems that you take money according to a few percent of the sum insured.

It depends on your policy age.

You can learn about China Taiping Life's Enjoy Family.

Ping An Insurance's insurance products, of course, are not to deceive people not to listen to the salesman before purchasing, but to read the insurance terms clearly to avoid being deceived.

As a participating insurance also said that the payment time is short, and the payment fee is definitely more cost-effective, especially the compound interest and interest-bearing financial products like Zunhong Life, 50,000 3 years are two years shorter than 30,000 5 years, that is to say, the total amount of payment remains the same, and the 3-year payment is two years earlier than the 5-year payment.

Extended information: 1. Can Ping An Zunhong Life Insurance be surrendered?

It is possible to surrender, all insurance products can be surrendered, and it is worth noting that this product has a ten-day hesitation period, during the hesitation period can be surrendered in full, and the surrender outside the hesitation period is the cash value, there is a loss, you can give the insurance company **, so that you can directly surrender the policy.

2. What are the advantages of Ping An Zunhong Life Insurance:

1. The fixed return is high, the survival fund of this product is from the 3rd policy anniversary, before the age of 60, 18% of the basic sum insured will be paid every year, and from the age of 60, 20% of the basic sum assured will be paid every year, and the special survival fund of this product will be paid after the expiration of the premium payment period and 2% of the premium payment period will be paid annually, and the blessing will be paid at the age of 60 years when the insured person is 60 years old, 50% of the basic sum assured.

2. It has many advantages such as calculating the interest rate guarantee, additional premiums, free receipt by the policyholder and the insured, and at least return after death. 3. Calculated on a daily basis, settled on a monthly basis, compounded on a monthly basis, with a guaranteed annual interest rate.

4. 90% of the cash value of survival funds, dividends, blessings and policy loans; Flexible, convenient and contingency, policy loans are more colorful. 5. The beneficiary insurance money shall not be used to pay off debts, exempt from individual income tax, there is no dispute over property distribution, and there is no use of fair pre-marital exclusive property, and the life insurance company shall not be dissolved.

3. How about Ping An Zunhong Life Insurance:

This product will be the longevity of cash flow, the stability of assets and the security of wealth of the three perfect unity, and through the main insurance loan, with insurance can be received, for the flexibility of assets into new vitality, with lifelong, stable, flexible and peace of mind four characteristics, to help customers reasonable allocation of family assets, the insurance period of this product for life, before the age of 60, 18% of the basic sum insured will be paid every year, from the age of 60, 20% of the basic sum insured will be paid every year, and the payment period is divided into 3 years, 5 years, 10 years, The bidding age corresponding to each payment period is also different, so this product is still very good.

The policy cannot be surrendered in full.

The premium you pay is not the money you deposit into the insurance company. It can't be completely returned, this is a financial product for financial management. While enjoying the expectation of a modest income, you have to bear a fairly high financial cost.

Its cost is much higher than that of non-insurance financial products, and it will also be higher than your imagination and psychological acceptance. The point is that the insurance salesman won't mention the cost you should bear when he explains it to you. The insurance contract does not specify the financial costs you will be liable for.

If you use money, you will find that you have a lot less money.

Extended information: 1. Generally, if you want to refund the financial insurance money in full, you must also apply for surrender during the insurance cooling-off period. The hesitation period is usually between 10 and 15 days.

During this period, the full amount can be refunded when applying for financial insurance surrender. If you want to get a full refund after the cooling-off period, you need to look at the year specified in the insurance contract. Most financial insurance policies begin to return the principal one year after the insurance is insured.

If you surrender the policy directly after the cooling-off period, it will cause a significant loss to the premiums paid. In fact, for users who have invested in financial insurance, the longer the investment, the smaller the loss of funds redeemed in advance in the event of default.

2. Main types: Participating insurance, which is a form of insurance in which the policyholder shares part of the operating results of the insurance company on the basis of enjoying certain insurance protection. If the insurance company does not do well in a given year, the business results that the policyholder can share may be very limited or even none.

However, participating insurance has a minimum guaranteed interest rate, which is the basic protection of the insured. Investment-linked insurance, investment-linked insurance is a form of insurance that combines insurance protection with investment savings. The insurance company sets up a separate investment account for the insured, which is operated by a dedicated investment specialist.

The investment income is transferred to the insured's personal account after deducting a small amount of expenses. The insured shall not participate in the distribution of other profits of the insurance company. The investment account does not promise a return on investment, and all investment profits and losses of the investment account are borne by the insured.

Universal life insurance, universal life insurance and dividend insurance have similarities in terms of minimum income protection, the sharing of business results between the insurer and the policyholder, but are more flexible than dividend insurance in terms of premium payments. According to the protection needs and economic conditions at different stages of life, the sum insured, premium and payment period can be adjusted, so that the protection and financial management ratio of each period can reach the best state, so that the limited funds can play the maximum role.

**All**, my payment of 100,000 is now almost 5 years, and now I have to lose almost 30,000 when I take it out! Fucking nothing, the benefits in the later forty or fifty years are estimated to be only about 300,000, and after the age of sixty-five, if the person is gone, what's the use! It's all fucking **.

Today, a customer asked a related question, specifically to understand, this insurance from the third year to return 1980 every year, until the age of 60, after the age of 60 back 2200 per year, can always receive life, after the death of the death benefit, the death benefit is 105% of the premium paid, the expiration of the payment period can receive a special survival fund, is 2% of the premium paid

At the age of 60, there is also a blessing payment of 50% of the sum insured.

All the money and dividends received are put into the Jucai Bao account, if not received, the interest is calculated on a daily compound interest month, and the average interest rate can reach more than 5%.

This insurance is a long-term financial insurance, and it depends on the later income to be considerable.

You can't generalize, each insurance has its own characteristics.

It's a lie. I bought Zunyue Life for six years. Only 5,000 yuan income. Now the principal amount is more than 40,000 yuan.

It's really a pit, we can't take out the money when we want it, we use our hard-earned money for investment, and we can't take it out when we want to use it. Scammed.

I bought 10 years, if I bought enough, how do I get it back after 10 years? Can I get my principal back?

I also bought it, and it feels like it's a lie.

Ping An Insurance, that's **.

I also bought the Zunhong Life, and I bought it for the fool who sold the insurance, and now it is too late to regret it, and it is a loss to surrender the policy.

There are also provisions for returns, not only dividends, you can play safe services**, you can check account income.

Ping An Zunhong Life, 10,000 sum insured, is there a difference between the premium paid by women aged 60 and 61? How much should each pay? (refers to the three-year investment, how much should be paid each year).

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Yes, but if the dividends are withdrawn, what is the point of you still buying this insurance. The benefits of this product are here, dividends and annual rebates go into the treasure account to accumulate interest.

Can I take out the money from the annual dividends of Ping An Zunhong Life?

Yes, but if the dividends are withdrawn, what is the point of you still buying this insurance. The benefits of this product are here, dividends and annual rebates go into the treasure account to accumulate interest.

This insurance is not cost-effective.

When will the principal be returned.

Ping An "Zunhong Life" Six Pots of Gold 1. Fixed Survival Pension: Before the age of 60, 18% of the basic sum insured will be received every year; From the age of 60 onwards, 20% of the basic sum assured will be paid every year. 2. Special Survival Payment:

After the payment period expires, 2% of the premium paid will be paid. 3. Blessing money: At the age of 60, you will receive 50% of the basic sum insured (if you apply for insurance after the age of 57, no blessing money will be paid).

4. Death insurance benefit: If you die before the age of 18, the premium will be refunded without interest; Age 18 and later, 120% of the death premium in the first year and 105% of the death premium in the following year and onwards. 5. Dividends:

70% of the distributable balance of the company's dividend business can be received every year, and you can withdraw it every year or choose to accumulate interest. 6. Emergency fund: 90% of the cash value of the policy can be loaned to revitalize funds.

When the principal can be recovered, you can refer to the cash value on the policy.

Summary. Hello dear! Fixed return is high.

Survival Benefit: Ping An Zunhong Life Insurance will pay 18% of the basic sum assured every year starting from the 3rd policy anniversary and before the age of 60; From the age of 60 onwards, 20% of the basic sum assured will be paid annually.

Special Survival Allowance: After the expiration of the premium payment period, it will be paid at the rate of (annual premium paid and 2% of the premium payment period).

Blessing payment: 50% of the basic sum insured will be paid at the age of 60 (no blessing payment will be paid if the insurance is applied after the age of 57).

2. Zunhong Life + Treasure Accumulation upgraded version of "Accumulation of Interest".

Ping An Zunhong Life Pays 10-year income statement.

Hello dear! Fixed return of high survival benefit: Ping An Zunhong Life Insurance will pay 18% of the basic sum assured every year from the third policy anniversary until the age of 60; From the age of 60 onwards, 20% of the basic sum assured will be paid annually.

Special Survival Allowance: After the expiration of the premium payment period, it will be paid at the rate of (annual premium paid and 2% of the premium payment period). Blessing Gold:

At the age of 60, 50% of the basic sum insured will be paid (no blessing will be paid if the insurance is applied after the age of 57). 2. Zunhong Life + Treasure Accumulation upgraded version of "Accumulation of Interest".

3. Zunhong Life + Wealth Treasure Guaranteed compound interest income is high calculated on a daily basis, settled on a monthly basis, monthly compound interest, with a guaranteed annual interest rate. 4. The four funds are available at any time for survival funds, dividends, blessing funds, and 90% of the cash value of the policy loan; Flexible, convenient and contingency, policy loans are more colorful. 5. Legal protection and high security.

Summary. Hello, according to the official statement, this insurance has three kinds of income: survival insurance, special survival insurance, and blessing insurance, and the annual income after the payment is about 17%, which is considered a relatively high income in which insurance.

If I pay 30,000 yuan a year for three years, what will my income look like?

Hello, according to the official statement, this insurance has three kinds of income: survival insurance, special survival insurance, and blessing insurance, and the annual income after the payment is about 17%, which is considered a relatively high income in which insurance.

How many years will it take to surrender the policy to recover the cost.

According to your algorithm, if you pay 100,000, there will be 170,000 in ten years.

Hello, if you want to surrender the policy, it generally needs 1, that is, you can surrender the policy after six years, but the premium will basically not be refunded after surrender, which has relevant provisions in the contract, so it is not recommended that you surrender the policy at that time.

Hello dear is happy to answer for you, Zunhong Life is underwritten by Ping An Insurance Company, this insurance can not directly get back the principal, it is a compulsory savings insurance. If you want to get back the principal, you can get back the full principal unless you surrender the policy within the cooling-off period after applying for insurance, and if you need it urgently, you can use the policy to apply for a loan. This insurance plan provides a special survival benefit, which refunds 2% of the total premium at the end of the premium payment period.

In addition, survival insurance benefits are also provided, starting from the third year, 18% of the basic sum insured will be returned every year until the age of 60, and 20% of the basic sum assured will be returned every year after the age of 60. Blessing insurance is also available, which returns 50% of the basic sum insured at the age of 60.