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Anonymous users2024-02-08It depends on who the beneficiary is, and if it is one of the spouses, the other party can prove that the insurance premium is jointly paid, and the insurance premium can be regarded as joint property.
According to Article 17 of the Marriage Law of the People's Republic of China, the property acquired by the husband and wife during the existence of the marriage relationship shall be jointly owned by the husband and wife, including: wages, bonuses, benefits from production and operation, benefits from intellectual property rights, property obtained by inheritance or gift, except for those that are clearly owned by only one party, and other property that should be jointly owned. According to Article 11 of the Judicial Interpretation II of the Marriage Law, the housing subsidy and housing provident fund actually obtained or should be obtained by the man and woman belong to the "other property that should be jointly owned" mentioned above, that is, they belong to the joint property of the husband and wife.
That is to say, China has legally stipulated the property characterization of the endowment insurance in the nature of social security, but the insurance benefits arising from the commercial insurance purchased by the parties themselves have not been involved. In this case, the determination of the nature of the interest of commercial insurance as the joint property of the husband and wife or the personal property of one party cannot be generalized, but should be determined according to the type of insurance and the specific terms of the insurance.
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Anonymous users2024-02-07If you don't count the joint property of the husband and wife, who is the beneficiary of the policy?
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Anonymous users2024-02-06If the beneficiary of the policy is him, it is not considered joint property.
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Anonymous users2024-02-05It depends on who the beneficiary is, as long as the beneficiary is designated, it can only be inherited by the beneficiary in the future.
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Anonymous users2024-02-04It depends on whether your insurance has a named beneficiary or is statutory.
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Anonymous users2024-02-03No, the policyholder has the right to surrender the policy.
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Anonymous users2024-02-02It depends on whether the insurance policy has a designated beneficiary.
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Anonymous users2024-02-01No, the beneficiary designation is that you can.
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Anonymous users2024-01-31Is it you? You can add me to a private chat, and I will give you a satisfactory answer.
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Anonymous users2024-01-30It has nothing to do with you if the beneficiary is the designated party.
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Anonymous users2024-01-29The policyholder, who is the beneficiary.
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Anonymous users2024-01-28Who is the insured? Who are the beneficiaries?
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Anonymous users2024-01-27No, the ownership of the policy belongs to the policyholder, and the policyholder has the right to change the beneficiary at any time!
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Anonymous users2024-01-26Hello dear. No, who is the insured and who is entitled to the benefits of the policy. The policyholder has the right to pay money and the right to designate a beneficiary. The beneficiary is entitled to the benefit after the death of the insured.
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Anonymous users2024-01-25The ownership of the policy belongs to the policyholder.
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Anonymous users2024-01-24Hello! Is your name on the contract? If not, it doesn't count!
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Anonymous users2024-01-23Insurance is not to pay off debts, and divorce is not divided! It is vividly embodied.
1. You are buying products, not brands!
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For those who divide the insurance, a thousand dollars. Look at the cash value table of your contract, which is the surrender benefit.
If you evaluate the product, you must first know what your own situation and needs are, and only in this way can you judge whether the product is suitable for you from your actual situation. There is no way to evaluate an insurance product alone.