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Normal, whether to mention it or not depends on the mood of the old horse. My sesame score is 787, Huabei is only 8000, and my girlfriend is 675 points, and Huabei is 13,000. The forced jacquard quota is all **, so don't pay the IQ tax.
I want to raise the amount, I operated an Alipay for an old customer last month, and her qualifications are very good, 680 sesame points, 6500 credit Huabei. The operation brushed 200,000 turnover in a month. At the beginning of June, Huabei raised the amount to 12,000, and opened the loan to give a quota of 13,000.
But the premise is that the qualifications are very good, and they are not universal, and now everyone is groping. I don't do it, I'm too tired, and I need to trust each other, and the customers who operate are because the old customers can't do it. I want to mention you to try it yourself, there is nothing good to do at the moment.
Don't believe in the forced mention, don't believe the forced mention, don't believe the forced mention!! Too much!! Too much!!
Too much!!
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According to the official customer service, Huabei early repayment will not affect your credit, nor will it affect your Huabei limit, and the increase or decrease of Huabei limit is the result of comprehensive evaluation by the system, and manual intervention cannot be made.
If you want to increase the Huabei limit, you can try to increase the activity of your Alipay account and maintain a good credit history. Huabei will also launch quota increase activities from time to time.
If your Huabei quota is not enough, you can consider using borrowing and Du Xiaoman Finance to borrow money. Du Xiaoman Finance has money to spend is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. Du Xiaoman Finance has transparent interest fees for money to spend, reliable interest rates for big brands, and a maximum borrowing amount of 200,000 yuan, which can meet the needs of most borrowers.
In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider Du Xiaoman Financial Money, which is committed to providing accurate, convenient and efficient financial services for small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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There is no recovery quota for early repayment in Huabei, which may be due to the following two reasons: the user's Huabei is in a state of installment, and if the amount of a certain installment is returned in advance, only the amount of repayment will be restored, and the amount of the total amount of installment will not be restored; Huabei is overdue, so although the funds have arrived after repayment, the user cannot continue to use Huabei, so the quota has not been restored.
For use, there is no quota for early repayment in Huabei, as long as the system recognizes the user's repayment behavior, the lack of quota is mainly due to the user's own reasons.
Extended Information: How much is the temporary quota for Huabei?
The temporary quota of Huabei is uncertain, and it is the same as the fixed quota of Huabei, which is evaluated by the system according to the customer's usage and personal creditworthiness. So the better your usage and the higher your creditworthiness, the higher the adjustable temporary amount that Huabei will provide you.
After you receive the temporary quota of Huabei, when adjusting, it will be adjusted in units of 100. And you have received the temporary quota, and you Huabei will also use the fixed quota first, and the temporary quota you received will be used only when the fixed quota is used up.
Eligibility for Huabei's temporary quota.
1.As mentioned above, the temporary quota of Huabei is mainly assessed by the system, so if you want to receive the temporary quota, your credit must be good;
2.Generally, new users who have just opened Huabei are not eligible to receive the temporary quota of Huabei, and they will generally be eligible after you use it for 3 months;
Therefore, if you want to receive the temporary quota of Huabei, if you are eligible to receive it, you must use Alipay and Huabei well, repay the loan on time, and do not overdraw, and at the same time, you should also improve your creditworthiness.
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This is because it does not show the recovery amount immediately, and the repayment of each installment is gradually restored according to the amount occupied by the transaction, until it is finally paid off together.
If there is no overdue payment, the used quota will not be completed, and the available quota may be due to a system failure. Normally, the quota is restored in real time after the repayment quota is used up. If the repayment is overdue, the quota may be insufficient due to the suspension of using North China, and you need to wait for the system to automatically evaluate and continue to use North China after the assessment is passed.
Even if you've paid the minimum payment amount, you may still receive a notification that the remainder of your bill will be automatically deducted or a reminder to make a payment after the payment date. The adjustment of the payment date can only be set on the 5th or 10th of each month. After the adjustment, the corresponding repayment dates were also changed to 15 and 20 days, respectively.
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If you find that the quota has not been fully restored, it is recommended to check the details to verify whether you have operated the installment before. After the installment repayment application is successful, the quota will not be restored immediately, and the quota occupied by the corresponding transaction will be restored with the repayment of each installment until the last installment or all the instalment arrears will be settled in advance. Ant Huabei can only increase the limit if it is used regularly and repaid on time, and early repayment cannot increase the limit, which has little effect.
Or there is no quota after paying off Huabei, which is caused by the following reasons: Huabei is in an overdue state, and it does not meet the conditions for using Huabei after repayment, and the system has withdrawn the quota of Huabei; The user's recent sesame credit has a default record, which greatly reduces the sesame credit score, resulting in the revocation of the qualification to use Huabei; There are risks in the Alipay account, or the account status is abnormal.
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If the user has operated on Huabei in installments before using Huabei, the quota will not be fully restored at one time when the installment bill is repaid in advance, but will gradually restore the quota according to the user's installment repayment;
There is also a situation where the user's fixed quota in Huabei is exhausted and the temporary quota is also used, and the available quota in Huabei at this time is negative, in this case, the user's early repayment is likely to only repay the temporary quota, and the fixed quota is still 0.
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Why is there no recovery limit for early repayment in Huabei?
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I have had the repayment amount before, but not this time?
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It's best not to repay the loan in advance, just before the 10th, otherwise Alipay will think that you are not short of money and reduce the amount given to you.
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may have given you a limit of 2000, but you only used 200, Huabei assessed that you don't need so much of the limit, and you have repaid the loan in advance, so the limit is reduced for you.
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If it goes down, keep waiting. Yesterday was not just Double 12, you can save more than 100 if you get a coupon or something. The new mobile phone that came out on December 1 will not be bought at the end of next year, and the outdated configuration will definitely keep up.
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It is best not to repay the loan in advance, and it is okay to repay it normally. The reduction of the limit may be that you use less, and Alipay will feel that you will not use so much and will drop.
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It is best to repay the loan according to the repayment date of each month, and you can tie a bank card to repay automatically.
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Maintain a good credit history and spend more with Alipay, and you can increase the limit.
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If you repay the loan in advance, how can Brother Ma earn your interest, or think that you don't need to use such a high amount of Huabei, and you can increase it if you lower it, after all, the overall amount of funds will not change much.
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Don't repay in advance, the system will determine that you don't need it, and the 10,000 yuan borrowed by my sister is often repaid in advance and becomes 5,000
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Your early repayment means that you don't rely on Huabei, so the amount is reduced.
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Usually use Huabei to shop, call the water ** fee, don't overdue repayment. Make some tools or software to improve credit, I believe it will be improved soon.
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Generally, do not repay the loan early, and many people encounter such a situation.
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System risk control depends on your repayment ability and economic strength.
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The prepayment reduction limit may be your zero-hour limit.
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It is recommended that the elder brother should not repay the loan and think twice.
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That could be that you're overdue, or that one is temporary.
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If you don't use it properly, you will be deducted points.
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It's because the credibility has been reduced in the past.
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I don't know, I haven't encountered it.
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I also repaid the loan in advance, and I didn't reduce the amount - Sanyuwang.
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The amount of Huabei is set according to your overall Alipay consumption, and the Alipay account I helped my sister operate has been 50 yuan some time ago, and today I saw 500.
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If Huabei repays the loan early, the amount will be restored immediately.
Huabei's early repayment is not a loss for Alipay, and it has lost Huabei's interest-free period for itself, but I look comfortable and reassured, after all, if Huabei is overdue, it will be credited. In a sense, Huabei's early repayment is a good performance of the contract, proving that you are not short of money, so you repay the loan early, which is conducive to improving the sesame credit score.
Although Huabei's early repayment proves that there is sufficient repayment ability and no shortage of funds, it has no effect on increasing the limit.
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Summary. Whether Huabei increases the limit is comprehensively evaluated by the system, referring to the user's Alipay situation, Huabei borrowing and repayment, etc., early repayment does not have a great effect on the increase in the amount. On the contrary, early repayment is a breach of contract, which reduces Alipay's expected income, and if it repays in advance frequently, it is likely to be reduced.
Whether Huabei increases the limit is a comprehensive assessment of the system, referring to the user's Alipay situation, Huabei borrowing and repaying and other hand items, etc., early repayment does not have a great effect on the increase in the amount. On the contrary, the early repayment of Wang's New Year payment is a breach of contract, which reduces Alipay's expected income, and if it is often repaid early, it is likely to be reduced.
Of course, early repayment is also beneficial, allowing users to avoid overdue payments and not affect Sesame Credit.
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Huabei After early repayment, the amount has not been restored, and there may be two reasons.
1. The user has operated on Huabei in installments before using Huabei. When the installment bill is repaid early, the limit will not be fully restored at one time, but will be gradually restored on a monthly basis according to the user's installment for several months.
2. There is also a situation where the user's fixed quota in Huabei is exhausted and the temporary quota is also used. At this time, the available quota of Huabei is negative, in this case, the user's early repayment is likely to only repay the temporary amount, and the fixed amount is 0.
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There may be two reasons why the credit limit has not been restored after Huabei's early repayment.
1. The user has operated on Huabei in installments before using Huabei. When the installment bill is repaid in advance, the limit will not be fully restored at one time, but will gradually restore the limit on a monthly basis according to the user's installment for several months;
2. There is also a situation where the user's Huabei is running out of fixed quota and using the temporary quota at the same time. At this time, the available quota of Huabei is negative, and in this case, the user's early repayment is likely to only repay the temporary quota, and the fixed quota is still 0.
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