I have a credit score of 734, why is the Huabei limit 24,000 and the borrowing is only 2,700?

In the process of using borrowing, some users say that the quota is often insufficient, so how can Ant borrow quickly raise the amount?

1. Use borrowing frequently and maintain a good repayment record.

2. Complete Alipay's personal information. The borrowing system will evaluate the user's personal comprehensive situation from time to time, and when the evaluation results meet the criteria for raising the amount, the system will take the initiative to increase the amount for it, so Alipay users can supplement and improve their personal information, such as personal real estate information, vehicle information, provident fund information, etc.

3. Fully use Alipay. In addition to frequently using Alipay to pay, you can also use Alipay to pay for living, order takeout, buy movie tickets, etc.

For some users, borrowing supports active quota increase. If "Withdrawable" is displayed in the upper right corner of the quota on the borrowing page, users can take the initiative to apply for a borrowing amount. At present, the maximum amount of borrowing is 300,000 yuan.

If your borrowing quota is not enough, you can also consider other reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

1. Huabei. The amount of borrowing is only 1,000: it is Ant Financial.

The system is based on the results of a comprehensive evaluation of the Alipay account. The Huabei quota will be dynamically adjusted from time to time according to the user's accumulated usage records on the platform. After the adjustment, the quota may be increased or decreased, it is recommended to maintain the activity of Alipay and pay attention to the changes in the quota of Huabei.

1) The system evaluates the user's account and usage based on the results of the comprehensive evaluation, so there may be a situation where the previous can be used and the subsequent evaluation cannot be used or the amount is small, which is normal. It is recommended to keep the account in good use and credit, and pay attention from time to time.

2) Follow-up attention, the system will evaluate whether it can be recovered from time to time, and manual intervention in the evaluation results cannot be done.

2. The following ways may help increase the amount of Huabei and borrowing:

1) Use more Huabei consumption.

2) Increase the usage scenarios and frequency of Alipay (such as water, electricity, gas, Yuebao, and credit card repayment.

etc.). 3) Raise the membership level and activity ranking.

4) Keep a good credit history and it is recommended to repay the loan on time.

1. To apply for borrowing, the following basic conditions need to be met:

1) Individual mainland users who are 18 years old, have normal status and have passed real-name authentication.

2) Bind the account to your mobile phone.

3) The account has been bound to a savings card.

Shortcut. 4) If the current borrowing cannot be used, it is the result of the comprehensive evaluation of the system, and manual application for activation is not supported. It is recommended to maintain good credit and account activity, and wait for the system to automatically conduct an irregular assessment.

2. The threshold for borrowing is sesame points.

above 600. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

3. Huabei borrowing does not support active application for increasing the quota, manual intervention cannot be done, do not trust people to avoid losses.

4. The comprehensive evaluation of the increase of Huabei borrowing quota is carried out irregularly, without fixed time, and the actual situation is subject to the changes on the Huabei borrowing quota page.

5. Try to increase the activity of the account and keep a good credit history, so as to increase the possibility of increasing the Huabei borrowing limit. Huabei Borrowing will also launch activities related to the increase of Huabei borrowing quota from time to time, and continue to pay attention to it.

Based on the information you provide, it may be due to a low Sesame Credit Score. Improving your Sesame Credit Score and increasing your credit limit are interrelated. Here are some suggestions for improving your Sesame Credit Score:

1. Pay off all outstanding credit cards and loans in a timely manner;

2. Maintain a good credit history, such as repaying various bills in a timely manner;

3. Increase the frequency of credit card use;

4. Complete personal information, such as household registration information, residence information, work information, contact information, etc.;

5. Actively participate in various activities of Sesame Credit.

Recommendations for increasing the limit:

1. Use as much as possible and repay in time;

2. Improve the Sesame Credit Score, for example, through the above suggestions;

3. Try to increase the limit again after multiple uses.

Make sure you have enough repayment capacity before trying to increase your limit, and consider applying for another credit card or loan product to increase your credit limit. Note that every time you increase your limit or apply for a new credit product, it will have a certain impact on your credit history, so you need to consider it carefully.

You only need to search for "Four Happiness Data" to query your own credit data. The data comes from more than 2,000 online lending and UnionPay platforms across the country. Users can obtain various indicators, such as personal credit status, online black index score, blacklist status, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate and other important data information.

Simply click on the query and enter the information to complete the query.

1. You must use Ant Huabei to pay, and the repayment will be made on schedule next month, and the amount will be increased one after another.

2. If you have to use Alipay to bind your credit card for consumption and repayment many times, a certain amount will be added. Or use the loan for many times, pay on time every month, and increase a certain amount at the beginning, and then increase the amount one after another.

3. Sesame Credit is an independent third-party credit bureau under Ant Financial, which objectively presents an individual's credit status through cloud computing, machine learning and other technologies, and has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.

On November 22, Sesame Credit announced that it would invest 1 billion yuan in the initial stage to promote more merchants to waive deposits to users with good credit through the introduction of insurance, operation incentives and other means.

5. Sesame Credit is a social-oriented credit service system, based on all aspects of information, using big data and cloud computing technology to objectively present the credit status of individuals, and by connecting various services, so that everyone can experience the value brought by credit.

6. Sesame Credit Score is a product of Sesame Credit Management, which is a credit score obtained by Sesame Credit Management according to the current collection of personal user information, sorting and calculation, with a score range of 350 to 950, the higher the score represents the better the credit level, and a higher Sesame Score can help individuals obtain more efficient and high-quality services.

7. Sesame Credit said that whether it is an institution or another person, to view the Sesame Credit score, it must obtain the authorization of the user himself, and the credit assessment is directly presented in the form of a score to protect the specific credit information and privacy of the individual.

8. During the public beta period, Sesame Credit has negotiated cooperation with partners in many fields such as car rental, renting, marriage and love, visa, etc., and will soon provide experimental services, such as when the user's sesame score reaches a certain value in the future, it is expected that there will be no need to pay a deposit when renting a car or staying in a hotel, you can try before buying when shopping online, and you don't need to apply for a deposit certificate when applying for a visa, etc.

Use more online shopping, deposit in Yue Bao, add more friends with good credit, repay on time, my 637 Huabei 3800 borrowed 16000 before 10,000 and rose 6000 in two months

If you want to mention it, you can find some from the forum.

Alipay borrowing is not yet open to all employees, only to a few people. In addition, it is helpful to use Yue Bao more to open it.

How to use Alipay to borrow:

1. If you have opened borrowing, use the latest version of Alipay wallet, and you can see the "borrowing" function in "Wealth".

2. Click to enter and select [I want a loan].

3. Enter how much you want to borrow in the [Loan Amount] box, and the system will automatically calculate the total annual interest and monthly repayment.

4. Click Confirm, enter the payment password and SMS verification code, and the loan application is completed.

My sesame credit is not as high as yours, but I can borrow it. It may be that I use Huabei a lot, and I often repay the loan early.

Borrowing is for some users, not all.

Huabei is 30,000, I am only 6,000, the salary is not enough to spend, and I began to think about borrowing.

No, there are only a few thousand in Huabei, and there are tens of thousands in guard, which is dozens less than you.

I have 583 points, although the amount is not high, but the loan also gave me a 3000 limit.

Huabei and borrowing are two different businesses.

I can't use my borrowing, there is an online business loan, I just use the online business loan, I guess you may register as an online business or a physical store, you can try.

The loan is not open to college students.

Now it seems that the borrowing is gradually closing, and many people have a quota before, but now they don't

Alipay's Sesame Credit score of 770 is quite high.

Alipay borrowing is not yet open to all employees, only open to a few people, Ant Huabei's quota is so high, and the sesame credit score is so high, there should be borrowing to consult the relevant departments to try.

Borrowing has been hit, and a large number of borrowing for individual users have been closed since around March this year. Normal.

You have a scoring system by yourself, and when you reach the score, you will naturally open it.

There are about 10,000 ,...... in the balance treasureBonus points.

It's pretty much the same as I was before.

Then, if there is shopping every month, you will use Huabei, and then, repay the loan in time. ......If you have time to add points, you can take a look at the financial products in Yue Bao, buy it, sell it, and ......... itBasically, if the score is enough, there will be a borrowing amount.

--I spend 40,000 yuan, borrow talent.

Recently, the policy has affected the adjustment of leverage, so it is not so easy to open.

You can rest assured that God has closed a door on you, and a window will be opened. Similarly, Alipay closed your loan, but opened your online business loan You can register a **store to try.

If you can't borrow it, you should be able to use online business loans, which are all in Alipay, and you can only open one of them.

If you have a credit limit for online business loans, that's right, you can't have both.

Changed places. That online business loan is the same function. It is the previous borrowing amount, and the interest rate is lower than that of borrowing.

You shouldn't use Yue Bao very often, right?

Huabei is not judged only by the sesame credit score, but also by the user's consumption situation and the bound credit card limit.

Ways to improve your Sesame Credit Score:

1. Use the Alipay credit card repayment function more and repay it in time, timely repayment of the credit card can prove that your repayment ability is okay, the more credit cards are linked, the higher the credit limit, and the more likely the sesame points are to increase.

2. Mostly shopping and consumption on Alibaba's shopping platforms such as Tmall, **, and Juhuasuan, Sesame may use online shopping behavior as a data source for credit evaluation.

3. Buy more wealth management products on Alipay, such as Yue Bao and Zhaocai Bao.

4. Use Alipay to transfer money, of course, it is best to transfer money with friends who are familiar with you and have good credit.

5. Make more use of the life service functions provided on Alipay, such as water, electricity and gas payment, rental information, hotel air ticket booking and other functions.

It's okay to use it more, but it's not easy to borrow it now.

If you need it, you can open a loan.

Just open Alipay 12 stars.

My $10,500, yours is too low,

Mine is also 723 points, Huabei is 19700, and borrowing is 80000