Is Ping An Fu 2017 insurance good?

Good is good ** A little more expensive The guarantee is a little less There is a national life blessing for our Chinese life.

110 illnesses covered.

General, high payment, not too comprehensive protection.

1. Low claim threshold: In fact, many people don't know that many critical illness insurances are very low, because the definition of disease types is compressed, that is, it is very likely that you suffer from a disease and have different claims for the same disease. If you suffer from a type of disease, Ping An Fu can compensate for it, but other critical illness insurance cannot, which is more embarrassing.

In terms of high-incidence mild diseases: Ping An Fu has a good compensation for early cancer of minor diseases, and the threshold for the definition of compensation for minor diseases is low, with early lesions, ** cancer and carcinoma in situ each paid once, and other companies can only pay one of them, and the disease definitions of acute myocardial infarction, sequelae of stroke, coronary artery bypass grafting, and uremia are very relaxed.

Ping An Fu Insurance is worth buying + knowing.

In fact, many people don't know that many critical illness insurances have a very low reputation, because the definition of the type of disease is compressed, that is, it is very likely that you suffer from a disease and have different compensation for the same disease. If you suffer from a type of disease, Ping An Fu can compensate for it, but other critical illness insurance cannot, which is more embarrassing. In terms of high incidence of mild disease:

Ping An Fu has a good compensation for early cancer of minor illness, and the threshold for the definition of compensation for minor illness is low, with early lesions, ** cancer and carcinoma in situ each paid once, and other companies can only pay one of them, and the definition of acute myocardial infarction, sequelae of stroke, coronary artery bypass grafting, and uremia is very relaxed.

Hello dear, the following is the relevant expansion I found for you: additional insurance sales or a kind of excellent: Ping An Fu is the product portfolio bought, with a strong additional insurance in the market, Jian Xiang Life Hospitalization Medical Insurance is guaranteed to be renewed for 5 years, and Hongwu is guaranteed to deal with minor illnesses, and the accident insurance is also guaranteed to be renewed for 5 years, and there is a certain hospitalization allowance.

It is that critical illness and medical insurance are relatively complete.

Summary. Taking Darwin No. 6 as an example, under the same conditions, the payment fee is 5,510 yuan, and the gap is obvious, which means that many people are dissuaded; 2. Low cash value: The cash value of many critical illness insurance products is relatively high, and in similar insurance products, if you pay seven or eight thousand a year, you may surrender more than 1,000 yuan, but Ping An Fu can only refund a few hundred yuan; 3. Lack of superimposed payouts

Many critical illness insurance policies have superimposed claim function attributes, such as an additional 80% of the sum insured before the age of 60, plus **cheap, this product does not have this increased payment design.

Ping An Fu Insurance is not worth buying. Ping An Fu insurance is not worth buying. Here's why:

1. Customers need to have the ability to continue to pay: a 30-year-old man buys 500,000 yuan of insurance, which is paid in 30 years, which is 11,450 yuan a year, and the payment is very high-end, which requires customers to have the ability to continue to pay, and other Internet critical illness insurance.

Taking Darwin No. 6 as an example, under the same conditions, the payment fee is 5,510 yuan, and the gap is obvious, which means that many people are dissuaded; 2. Low cash value: The cash value of many critical illness insurance products is relatively high, and in similar insurance products, if you pay seven or eight thousand a year, you may surrender more than 1,000 yuan, but Ping An Fu can only refund a few hundred yuan; 3. Lack of superimposed compensation: Many critical illness insurance policies have superimposed compensation functional attributes, such as an additional 80% of the sum insured before the age of 60, plus **cheap, this product does not have this kind of increased compensation design.