I would like to ask us that the medical premium we paid this year is 220 yuan, and I don t know whic

If you are a local urban hukou, then you can have two social security medical insurance options.

1.Employee medical insurance, pay more, 2000 is not necessarily enough, some places have to pay the pension before you can participate, it is estimated that it does not meet your requirements.

2.Resident medical insurance, pay less, 100-200 years or so (not the same in various places), pay 1 year for 1 year, there will be no age limit, but there is no employee medical insurance better, in the reimbursement ratio and total reimbursement is lower than the employee medical insurance, the choice of medical treatment can only start from some designated community hospitals, can not go directly to the big hospital (some places do not have this restriction), and, at present, only in some places pilot, not in the pilot city, wait and see, next year to cover the whole country, You can go to the street where you have a hukou to inquire whether it has been carried out.

If it is a local farmer, if you participate in cooperative medical care, you will pay less, 10 yuan a year, but the treatment is worse, which is lower than the resident medical insurance.

Non-local residents are not allowed to participate in the above medical insurance.

Commercial medical insurance ordinary reimbursement type of medical insurance is also available, the payment is not expensive, 30 years old within 1000 can be, not additional insurance, separate main insurance, but there are limitations, one is the older you are, the more you pay, and there is the age limit, I know that the longest can be insured to 70 years old, and there is currently no product that can be insured after the age of 70.

Based on your situation, if it is a local urban hukou, then resident medical insurance is the best choice.

The third round, the four seas and thousands of mountains are all arched, the nine secluded and ten categories are all removed, and the fourth round, the official seal is full of horses, and the name is not restful.

Rural cooperative medical care is 280 yuan, and the financing standard of residents' medical insurance will continue to be raised in 2021. The individual payment standard for residents' medical insurance will be raised by 40 yuan to 320 yuan per person per year. 320 yuan is the minimum payment, and the payment standards are different depending on the policies of different cities.

The NCMS fee is free of charge for the following three types of personnel:

1. The elderly. In Beijing, those over 60 years old will be halved, and those over 70 years old in Jiangsu will be exempted from the new agricultural cooperative system. Many provinces and cities have preferential policies for the elderly to pay premiums, and according to different regions, the amount of payment is different, the financial subsidies are different, and the support for the central and western regions is higher, and the subsidies are in %, which greatly reduces the local finances.

Clause. 2. Persons with severe disabilities. NCMS is a kind of inclusive insurance, the fundamental purpose of which is to solve the problem of medical treatment for difficult groups, and the disabled are undoubtedly the objects of care, so many areas not only adopt a policy of exemption for severely disabled people, but also some residents with a disability level of about 4 can also enjoy the exemption policy.

Clause. 3. Groups living in difficulty. Shandong Province stipulates that the subsistence allowance, five guarantees, preferential care and poor people are exempted from paying fees.

Extended Materials. The new type of rural cooperative medical care refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.

Since 2018, after the institutional reform, the new type of rural cooperative medical care has been implemented by the National Medical Security Administration.

The Beijing Municipal Health and Family Planning Commission, the Beijing Municipal Bureau of Finance and the Civil Affairs Bureau jointly issued the Notice on Doing a Good Job in the Work of New Rural Cooperative Medical Serious Illness Insurance, which stipulates that after the participants in the city enjoy the reimbursement of the NCMS in the current year (after enjoying the assistance policy if they meet the conditions for civil affairs assistance), the part of the medical expenses paid by the individual that exceeds the threshold will be compensated and reimbursed again by the NCMS serious illness insurance funds. Among them, the minimum payment line is the annual per capita net income of rural residents in the city in the previous year, and the part above the minimum payment line (exclusive) is 50% of the compensation for personal self-paid medical expenses within 50,000 yuan (inclusive), and 60% of the compensation for personal self-paid medical expenses exceeding 50,000 yuan (exclusive), with no upper limit. Settlement is made once in a participating year.

Hello dear! The main functions of the medical insurance of 280 per year are: 1. The medical insurance for urban and rural residents is 280, and the national policy subsidy is 550, which undertakes most of the tasks for us and makes everyone benefit from it.

Although the annual medical insurance is in**, the medical insurance must not be saved and must be handed in on time. 2. Diseases that occur to the insured can basically be reimbursed, such as some chronic diseases or some diseases such as diabetes.

3. Reimbursement can be made in other places. When you are in a foreign country, you can also be reimbursed for the medical insurance paid in your hometown.

4. Reimbursement for critical illness. In China, the reimbursement rate for major diseases is constantly increasing, and some can even reach 70%. However, it is still necessary to pay attention to the reimbursement ratio, such as some cancers and proton heavy ions** are not covered by the reimbursement.

The 280 yuan paid per year for medical insurance is actually a domestic medical insurance, whether you are sick or not, the 280 yuan will be gone after a year, and it will be repaid in the second year, but its reimbursement ratio is about 70%.

65% reimbursement in urban areas and 30% reimbursement in other provinces, generally speaking, starting at 3,000 yuan. How much can I quote? At your own expense.

After that, it will be settled according to the cost of your medical treatment, and the reimbursement range is completely different from hospital to hospital, if it is a city hospital, it is about 60%.

Pay 280 yuan of medical insurance, in fact, is a kind of medical insurance for residents, it is also very reliable, and the proportion span is also very large when reimbursing, so now many people who do not pay medical insurance will also pay this kind of resident medical insurance.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.

The Ministry of Human Resources and Social Security confirmed that the problem of medical treatment in other places will be gradually solved in different levels in combination with the promotion of the financial insurance project and the issuance of social security cards.

Medical insurance is divided into two accounts, personal account, the money embodied in the medical insurance card, can be used to buy drugs in designated pharmacies, the payment of outpatient expenses and the payment of the self-paid part of hospitalization expenses; The pooled account is managed by the medical insurance center, and the expenses incurred by the insured in line with the local medical insurance reimbursement are paid by the pooled account 2When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity of the insured and **, the part of the medical insurance reimbursement is settled by the medical insurance and the hospital, the individual does not need to pay first and then reimbursement, at the time of checkout, the part paid by the individual is paid by himself with the balance of the medical insurance card and cash 3When hospitalization is reimbursed, there is a starting line (the minimum payment standard is generally 10 of the average annual salary of the city's employees in the previous year), that is to say, the money of the starting line needs to be paid by yourself, and the part that exceeds the minimum payment line can be reimbursed according to the provisions of local medical insurance, and the reimbursement ratio is different from place to place.

China's national labor and social security network has achieved nationwide connectivity between ministries and provinces, and more than 90% of provincial and municipal networks have been completed. The medical insurance information system is gradually unified, and the core application software of China's national medical insurance information system has been used in nearly 400 cities across the country.

It is medical insurance insurance. When buying medicine, you can get a great discount, when you see a doctor in the outpatient clinic, you can show your medical insurance card, if you meet the reimbursement rules, the part that can be reimbursed will be settled by the medical insurance and the hospital, the individual does not need to pay first and then reimburse, when checking out, you only need to pay the part that is not reimbursed, if it is hospitalized, then you must pay in advance, you can pay the part, and then the other medical insurance depends on the situation to reimburse.

It is an ordinary medical insurance for urban and rural residents. If you want to be reimbursed, you usually do it through a medical insurance card or a social security card, and it is best to go to the hospital to ask if you can reimburse the related diseases.

This is a kind of social security insurance, which is used by many groups of people in society, and the way of reimbursement is through the social security card or your own retirement certificate.

This is the NCMS insurance, which can be reimbursed when you are sick, and if you are hospitalized, it will reimburse you for your final expenses according to the amount you generate.

First of all, where did you buy this insurance? If it is handed over by the village, it should be the New Rural Cooperative Medical System.

The amount of reimbursement depends on the situation.

It must be above the threshold to be reimbursed, and the part above the threshold must be reimbursed according to the regulations.

Reimbursement for medical insurance is pro-rata and varies between hospitalizations at different levels of hospitals. Generally around 70%. The proportion and amount of reimbursement are related to their own examinations and medications, medical level and other factors.

For example, it is relatively clear that Class A drugs can enjoy full coverage, Class C needs to bear all the out-of-pocket costs, and Class B reports 80% and 20% of the cost.

For example, if the minimum payment line for hospitalization is 1,000 yuan, and the out-of-pocket medicine is 500 yuan, if someone's medical expenses are 5,000 yuan. Reimbursement 85%, 15% deductible.

Then the medical insurance can be reimbursed = (5000-1000-500) x 85% = 3500 x 85% = 2975 yuan, this part of the money does not need to be paid, and the hospital will directly settle the account with the medical insurance bureau.

If you have a quota when you pay, pay more and report more.

I don't have 200 reimbursed here.

Medical insurance pays 210 yuan and more than 2,000 yuan a year, which reimbursement is a little more?

For this question, I think everyone is very confused, pay more than 2,000 yuan of insurance and pay more than 200 yuan of insurance, they must enjoy different services? But I don't know how it is different, so people need to check the relevant information, or go to the relevant insurance institutions to consult these relevant conditions. <

With the continuous development of the economy, people's living standards are improving day by day, our quality of life has been continuously improved, we pay more and more attention to their life safety, quality of life, like to eat green and healthy food, and then reduce the intake of puffed food and fried food, for this phenomenon is very good, he not only allows us to develop a good eating habits, but also for our daily life is also a very big role, everyone wants to contribute to their own health.

Therefore, some people choose to invest in insurance, buy a guarantee for their health, buy a safety, because in our daily life, no matter what kind of disease or mental illness, it may happen at any time, when it happens, you can go to the hospital for treatment as soon as you have money. <

When you go to the hospital for treatment, when you have an accident, you can get medical services from the insurance company, or medical reimbursement services. This not only saves you a lot of expenses, but also brings great convenience to your family.

For these two kinds of medical insurance, there are relevant regulations, that is, when you reach the statutory retirement age but after your retirement procedures, more than 2,000 noisy medical insurance will no longer pay medical insurance, and you can continue to enjoy medical insurance reimbursement to more than 20% more than 200, <

But pay more than 200 yuan a year, to pay forever, regardless of whether you retire, you also need to pay the corresponding fees, the number of years of payment is not cumulative, so more than 2,000 yuan of insurance is very practical, but also very good. Each yarn has its own characteristics, and you need to choose the type of insurance according to your own problems.

It must be more than 2,000, and the reimbursement will be a little more, and the cost of various medical insurance included is also more.