I haven t used Huabei in July, but it s August 1, why is the repayment date still August 8?

Yes, the latest payment day of each month is the 8th.

Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to 12 billion yuan. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

No matter what day you open Huabei in July, the repayment date is the 8th of the next month, some are the 9th, and some are the 20th. Alipay's Huabei will spend this month, and the basic No. 1 bill will come out on the 8th-9th of the next month, which is the repayment date. The bill with the repayment date of the 20th is the bill issued on the 10th, which can be applied for, and some payroll cards are issued before the 9th and after the 15th, and the repayment date of the 20th is issued.

Alipay is the deadline for paying off last month's Huabei on the 9th of the next month, no matter how you use Huabei. It's because the network is too busy on the first day of the month, and there is a dispute when it can't be repaid, and this deadline is very intimate.

Yes, the latest payment day of each month is the 8th.

Huabei seems to have a unified billing date on the 9th.

The bill for Huabei in July was returned in August. August l to the end of September also.

Huabei was opened in July, it's useless, we're all on August 1, why the repayment date? Or August 8th? This, what? I don't know why.

No, it depends on the billing date. If the bill date is the 2nd of each month and the repayment date is the 8th of each month, then the amount spent on the 1st will be repaid on the 8th, and the amount spent on the 3rd will be repaid on the 8th of the following month.

When consuming, users can advance the amount of Ant Huabei and repay the loan on the 9th of the next month after the receipt is confirmed, with an interest-free period of up to 41 days. In addition to the consumption experience of "buy this month, pay back next month, super long interest-free", Ant Huabei has also launched the function of Huabei installment, and consumers can repay the loan in monthly installments.

The 9th of each month is the repayment date of Huabei, and users need to pay off the Huabei bills that have been generated on the repayment date. You can also take the initiative to repay the loan. To avoid overdue, please make sure that your Alipay account has sufficient funds. If the deadline is not paid, a late fee of 5/10,000 per day will be charged.

Huabei defaults to a fixed deduction on the 8th of each month, if your balance treasure or balance is rich, the system will automatically deduct it, of course, your bound bank card will also be automatically deducted if you have money, don't worry about overdue. If there is no money in these places, then when it is time to deduct the payment, the system will also send you a message, even if you are suspected of overdue, you can make up for it immediately, but the system will determine that you are suspected of overdue, and the amount given in the future will be reduced.

The repayment on the 8th of each month is generally at noon, so it is not considered overdue at this point in time, but beyond this time, it is suspected of overdue, and the system will label you and reduce the amount, because this overdue behavior is judged by the system to be risky. Alipay is a technology company and has a set of corresponding calculation methods, so try not to overdue, if you really forget, you can make it back, don't forget it often, otherwise the amount will be less and less, because the system judges that you are not trustworthy enough.

Huabei is to allow you to pay at the corresponding merchant when you have no money, solve the temporary economic difficulties encountered by everyone, and also circle users, so it is a win-win thing for both users and Alipay. Of course, this is also based on the level of Alipay's credit, giving different amounts, so some people have high quotas and some people have low quotas, and according to the amount you use Huabei to consume, plus the credit of timely repayment, the corresponding increase in the quota will be given.

Huabei will not be overdue on the 8th of each month, at most it will affect your credit, and you can repay it on the same day, Alipay is still very humane, and it will not say that you will be judged to be overdue immediately if you overtime, at most your credit is doubtful, so don't always repay it very late. When you have money, repay the loan in advance, or put enough money in the card in advance, you don't have to pay attention to it, the system will automatically deduct the money, otherwise the system will reduce your Huabei limit in the long run, and it will also put a question mark on your credit.

It will not be considered overdue on the same day, as long as it can be repaid before the 9th.

No, as long as all the arrears are paid in time on the 8th, it is not overdue, and it will not affect the credit of the payment, and it will not affect the subsequent use.

It's not overdue, according to some of Huabei's rules, it's okay to be on this day, and it doesn't have any impact on your own credit.

Yes, Huabei.

It is allowed to be repaid on the day of repayment, as long as it is paid off before the second point of the repayment date, it will not be counted as overdue. Therefore, if Huabei's repayment date is the 8th, there will be no impact on the repayment on the 8th of the repayment date. Because the 8th belongs to the 8th before 24 o'clock, it is okay.

Precautions for repayment in Huabei:

It is recommended that Huabei users do not engage in illegal behaviors such as cashing out or swiping points. It is easy to cash out in the process of using Huabei, because as long as the borrower repays the loan on time, the platform will not charge any additional fees to individuals. Therefore, Huabei does not support users to cash out, and once it is discovered, it will be subject to risk control.

It will even be frozen.

Huabei has a fixed repayment date, so users are advised not to be overdue when using Huabei, and generally the 8th of each month is the fixed repayment date for Huabei. After using Huabei, users must repay on time in accordance with relevant regulations, and if there is an overdue, the platform will record the account violations. If the situation is serious, it will not only close Huabei, but also deduct the user's sesame credit points.

If the borrower's funds are insufficient, it is advisable to pay off the minimum repayment to avoid overdue behavior.

If it is paid off in the month of July, it is an act of early repayment, which has the same meaning as repaying on August 10; As for the use on August 1, it will be included in the Huabei bill in August and need to be paid off before September 10. There is also a Huabei billing period that is divided according to the time of receipt, not the time used by Huabei.

If you are billed on the 10th, then you have paid off the previous July, then you use it on August 1st, and it will be billed on the 10th, and you will have to repay this amount.

If you settle the loan and interest in the current month, there will be no loan slip in the next month, and the loan will be closed.

No, it depends on the billing date. If your bill date is the 2nd of each month and the repayment date is the 8th of each month, then the amount you spend on the 1st will be repaid on the 8th, and the amount you spent on the 3rd will be repaid on the 8th of the following month.

Huabei repays the 8th of the next month, which means that the bill amount of the current month's Huabei consumption needs to be repaid on the Huabei repayment date of the next month, which means that the user's Huabei repayment date is the 8th of each month.

The repayment date of Huabei has three different dates on the 8th, 9th, and 10th of each month, and the repayment date of Huabei is different for different users.

Huabei can repay the consumption of the previous month from the 1st of each month, and it is still in compliance with the contract before the 10th.

The amount of Huabei consumption after the 1st of each month will be repaid next month.

So today's Huabei on the 8th will be on the 10th of next month.

On the 8th of each month, you will pay back the previous month's consumption.