Can Union Bank make public to private wire transfers or transfers?

Union Bank can make public-to-private wire transfers, transfers, and cash withdrawals (cash cheques are only available for cash withdrawals).

Transfers can be made using online banking, ATMs, or over the counter.

1. Online banking transfer.

1. Log in to the bank's official website and click on online banking to log in;

2. Fill in the correct username and password to complete the login;

3. Select Transfer-Peer Inter-bank Transfer, fill in the beneficiary's information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

2. ATM transfer.

1. Insert the bank card into the ATM machine and enter the password to log in;

2. Select Transfer, enter the payee, and click OK;

3. Confirm the payee, enter the transfer amount, and click OK to complete.

3. Counter transfer.

Bring a valid ID and a transfer check to the counter to transfer money.

1. If the amount is not large, the money can be remitted to the other party's private account by wire transfer. Or write checks, cashier's checks, bills of exchange, etc.

2. The only way to withdraw cash is to write a cash check. The limit is set by each bank, generally more than 50,000 yuan need to provide a description of the purpose, such as the purpose of the purchase needs to provide a purchase and sale contract (the contract should indicate cash payment), generally a small amount of expenses, wages, bonuses and other purposes. In particular, it should be noted that many banks require large cash withdrawals to be booked one working day in advance (the People's Bank of China stipulates that cash withdrawals of more than 200,000 yuan need to be made in advance, and the regulations vary from bank to bank).

A business-to-business transfer is an organization-to-organization transfer; Wire transfers can be person-to-organization, organization-to-person, or organization-to-organization transfers.

Business-to-business transfers:

A company-to-company transfer, or a unit-to-unit transfer. It is also known as corporate transfer, which is an inevitable form of economic development.

Telegraphic Money Order: 电充 (diànhuì) telegraphic money order; Lightning Stroke handles the exchange by telegram.

Telegraphic transfer is a remittance method in which the remitter deposits a certain amount of money with the remitting bank, and the remitting bank instructs the remitting bank to pay a certain amount of money to the payee by telegram or telex to the branch or bank (remitting bank) of the destination.

In addition to being applicable to the transfer of funds between units, the exchange settlement method can also be used to pay relevant payments from units to individuals in other places, such as retirement wages, medical expenses, various labor expenses, author's remuneration, etc., and can also be applied to relevant payments made by individuals to units in other places, such as mail-order commodities, books and periodicals, and payment of university tuition.

If it is the same bank, there is no need to pay for business-to-business transfers, and there are handling fees for remittance and wire transfer; If it's not the same bank, you'll have to pay a fee.

Online banking can be public.

Private transfers. 1. Public-to-private transfers need to be opened on the public online banking for private transfer and remittance function;

2. After opening, click Transfer and Remittance - Private Transfer and Remittance;

3. Single order (if gray indicates that it has not been opened), then click Add or query private account;

4. Enter the transfer amount and remarks;

5. Authorization at all levels, and the transfer can be successful.

Online banking business-to-business transfers are OK, and private-to-business transfers are OK, but business-to-private transfers don't seem to be available, and for the sake of security, this transfer will not be used.

Private to the formula is OK!

Public-to-business is also possible!

But not public-to-private.

Most banks can do corporate online banking, but Bank of China can't. If necessary, it is best to consult the bank for details.

Yes, there is no limit to this.

Content from user: chenxianyi886

2012-02-07 20:09 232 |Categories: Banking |Viewed 16967 times.

Is there a rule in the law that you can't transfer casually? My company is a small company, every time the company account receives money, I have to transfer the money from my company account to my personal account, and then take it out for use, we all know, the company account is troublesome to withdraw, so I have been doing this for several years, every time it is transferred to the personal account, writing labor expenses, travel expenses, each transfer of 50,000 1 million, what is the harm of continuing to do this? I am the head of the company.

There is no money laundering, it is transferred from the company's account to the personal account and then withdrawn for turnover. Thank you for your answer!

The company is a general taxpayer.

Share to:2012-02-07 20:35Questioner adopted.

There is a problem, the state stipulates that the enterprise account can not be transferred to the personal account casually, unless it is travel expenses, labor expenses, etc., but usually to provide relevant contracts, etc., and the amount of the transfer is generally not more than 50,000 yuan, but at present, most banks are not strict on this supervision, you do not have a problem at present, but I don't know if you will return the funds to the company afterwards, if you do not return to the company, there will be trouble, and if the travel expenses exceed a certain limit, As for individuals, as long as you do not break the law and do not be used by others to use your Wu Wu account, there is no problem, mainly to find a good accountant to help you get the relevant things.

Hello and thank you for your answer! The company has only recently been recognized as a general taxpayer, I am a little worried about what you said, and I don't understand these aspects very well, what you probably mean is: deduction is not allowed in the annual income tax final settlement?

Is VAT invoice not allowed to be deducted? Does that mean that the company has to pay more tax? Banquet answering or questioner evaluation.

OK! But only if there is a valid reason.

The money in the company's basic account cannot be transferred casually, because after you invest your property in the company, the ownership of the relevant property has been transferred, and the company's property is independent of your property. You can dispose of your property at will, but you can't dispose of the company's property at will, even if you are the legal representative of the company. Without reasonable grounds, transferring funds from a basic account to an individual account may be suspected of tax evasion, debt evasion and other illegal acts.

Basic account funds transferred: a huge amount of funds are transferred to the company's bank account, and you must explain to the tax department the transfer of funds from the basic account: regardless of how to transfer out, the amount of money transferred out is not discussed.

If the company's account is transferred to you personally, there is no corresponding legal economic business, which is equivalent to providing you with a loan (which may be a more appropriate reason), and it is neither returned nor used for the production and operation of the enterprise at the end of the tax year, it should be calculated as an unpaid loan, and 20% of the personal income needs to be paid.

You can transfer money from public to private, and the transfer method of public to private online banking is as follows

Public-to-private transfers need to be searched to open the private transfer and remittance function on the public network book, and after opening, click on the transfer and remittance, transfer and remittance to private transfer, single entrustment (if gray indicates that it is not opened) and then click Add or query to trade.

Companies can also handle transfer business for individuals. However, general banks have stricter requirements for the business of companies to individuals. Generally, only wage expenses such as labor fees are allowed. In addition, the vast majority of banks limit the daily transfer limit of companies to individuals cannot exceed 5w yuan.

It is recommended that the landlord provide a labor service contract to the payment company, so that the payment should be allowed to be cautious and closed.

OK! Others give me a bank account wire transfer, divided into the following situations: the other party is an individual, we are a business account, the other party is a business account, we are a business account, etc.

There is no charge for the bank wire transfer recipient.

ID required.

You must have a bank account, which is done over the counter at the bank.

First of all, you need to find the counter and ask for a bank wire transfer form, and fill it out according to the above content.

It is necessary to know the name of the other party, the place of remittance, and the name of the remitting bank (the name of the other party's bank is called, such as: **branch, **savings bank, **branch).

After writing, you should check it carefully, it costs money and delays time if you make a mistake.

The wire transfer fee is RMB.

No, according to the bank's regulations, the money from the company's account cannot be transferred to the personal account, unless the salary is paid, there is a tax payment certificate, you can withdraw (there is a limit on the amount), and then transfer it to the personal account, otherwise it cannot be transferred directly to the personal account.

Yes, as long as you are in charge of the money in the company's account, you can wire or transfer it to anyone's bank card.

The above is true, the company's money cannot be transferred to a personal account.

It's okay to pay wages, but you have to have relevant proof, so the landlord is dead.

It depends on what means you use, if it is corporate online banking (certificate version). No one can control who you transfer to (but you can settle accounts after the fall).

Yes, but there must be a valid reason, otherwise the tax audit will not pass.

To the public: one. If you are a unit:

1.Remittance to another unit (to the company).

Take your bank's reserved seal to the bank to handle the transfer and remittance.

Fill in the telegraphic transfer voucher, stamp your bank reserved seal on the front, the bank will check your account balance and verify the seal, stamp, and give you the first copy of the telegraphic transfer voucher to go back to the account. Wire transfer fees can be made in cash or by transfer.

2.Remittance to individuals, same as above. It's just a matter of purpose, because it involves public to private. The purpose is often written as salary, labor fee, etc.

Two. If you are an individual remitting money to a company (to business) or an individual (to private).

Fill in the wire transfer voucher as well.

And the first copy of the voucher is stamped with a hand seal, and some banks do not require strictness, and the signature can also be signed.

Three. Nowadays, almost every bank has a payment system, and wire transfers can be received instantly. If the bank does not have a payment system, it may be slightly slower.

Note: When filling in the wire transfer voucher, be sure to check the beneficiary's name, account number and amount clearly.

Especially for corporate remittances, be sure to write the name of the other party's beneficiary's bank clearly and correctly.

After the wire transfer is processed, you can call ** to notify your recipient that the money has been remitted. The beneficiary can call his bank ** for inquiry.

The difference between corporate and private banks.

It is okay for both public and private, but for private you can settle in cash, but not for business, it must be settled by check.

The customer transfers the money into the private account, and the private account can only be withdrawn into the bank account (corporate account), and when the additional ticket is issued, the remark is that the payment method is cash. If the customer wants to claim the previous payment in the name of the bank account, it is not necessary, because the additional invoice is remarked in cash.

Telegraphic transfer is a remittance method in which a certain amount of money is deposited in the remitting bank, and the remitting bank instructs the remitting bank to pay a certain amount of money to the beneficiary by telegram or telex to the branch or ** bank of the destination (remitting bank). In addition to being applicable to the transfer of funds between units, the exchange settlement method can also be used for the payment of relevant payments by the unit to individuals in other places, such as retirement salaries, medical expenses, various labor expenses, author's remuneration, etc., and can also be applied to the relevant payments made by individuals to units in other places, such as mail-order commodities, books and periodicals, etc.

Telegraphic transfer is a bank payment method that transfers money across regions for money that is not in the same settlement area, and is called telegraphic transfer because it is a telegraph remittance.

If you want to send money to your personal account, you must withdraw cash first, and then it will be processed as a personal wire transfer business.

Whether it is for business or private, you can make inter-bank wire transfer, but for personal business, the bank will generally advise you to go to the same bank to do wire transfer business.

OK! Wire transfers are made to entities or individuals.

Telegraphic transfer from a corporate account to a personal account, and the amount cannot exceed 50,000 yuan.

There is no limit to the amount of money that can be given to a personal account.

Inter-bank is OK.