How Standard Chartered Bank charges are charged.

Updated on Financial 2024-05-19
15 answers
  1. Anonymous users2024-02-11

    Standard Chartered Bank credit card two cash withdrawal methods and other charging methods are as follows:

    1. Standard Chartered Bank credit card overdraft and cash withdrawal fees.

    1) The handling fee for domestic overdraft cash withdrawal of Standard Chartered Bank credit card is 3% of the cash withdrawal amount, with a minimum of RMB 30;

    2) The handling fee for overseas overdraft cash withdrawal of Standard Chartered credit card is 3% of the cash withdrawal amount, with a minimum of 5 US dollars.

    3) Standard Chartered Bank credit card overdraft cash withdrawal is not eligible for the interest-free period, the bank will charge the overdraft cash withdrawal interest at a daily interest rate of 5/10,000 from the day the cardholder withdraws cash, until the overdraft cash withdrawal amount and overdraft withdrawal fee are fully repaid. The minimum charge is $1 per transaction or $1 per transaction.

    2. Standard Chartered Bank's credit card overpayment and cash withdrawal fees.

    Standard Chartered Bank Credit Card Overpayment Cash Withdrawal Fee is 1% of the cash withdrawal amount, with a minimum of 10 RMB or 2 USD. However, unlike overdraft withdrawals, overpayment withdrawals only charge a handling fee and no interest.

    Extended information: 1. The credit card itself allows the cardholder to withdraw cash, and there is a difference between using a credit card to withdraw cash normally and using a credit card to illegally cash out. Cardholders can use credit cards to withdraw cash from banks, and credit card cash withdrawals mainly include overdraft cash withdrawals and overpayment cash withdrawals.

    2. There are two main ways to withdraw the credit card of Standard Chartered Bank, namely cash withdrawal from overdraft credit line and cash withdrawal from overpayment. Overdraft cash withdrawal is a small amount of cash loan provided by banks to cardholders, helping cardholders flexibly mobilize funds when they are in urgent need. There is not only a fee for using a credit line to overdraft cash, but interest will also be calculated from the date of withdrawal.

    3. Cash withdrawal of overpayment refers to the overpaid funds or funds deposited in the credit card account when the credit card customer repays, and a certain amount of handling fee is required to withdraw the overpayment. This amount can be used to increase the available credit limit on the cardholder's credit card or be used directly to repay purchases. If there is an overpayment in the credit card, the overpayment will be deducted first, and then the credit limit will be deducted, and if the overpayment is greater than the purchase amount, the overdraft will not be formed.

    There is also a handling fee for withdrawing cash from credit card overpayments, but no interest will be accrued.

    4. Standard Chartered Bank (full name is "Standard Chartered Bank") was formed in 1969 by the merger of two banks, namely Standard Bank of British South Africa and Standard Chartered Bank of India. After 1970, the merged bank opened a branch in Sydney, Australia, and then Standard Chartered acquired the UK's Haji Group and Wallace Brothers. Today, Standard Chartered is the world's leading commercial bank, with 30,000 employees and more than 500 branches in more than 50 countries, with operations in Asia Pacific, South Asia, the Middle East and the Americas.

    Standard Chartered Bank has the right to issue notes in Hong Kong, South Africa, Malaysia and other places. Standard Chartered's three main business areas are Foreign Exchange Treasury Services, Personal Banking and Corporate and Institutional Banking.

  2. Anonymous users2024-02-10

    Sorry upstairs.

    The kind of fees you're talking about don't exist at Standard Chartered.

    If you don't know, don't talk nonsense.

    Standard Chartered does not charge a pro-rata handling fee.

    Of course, I'm talking about the yuan.

    Standard Chartered Remittance Fee is charged in this way.

    Within 10,000 pieces, 10,000 pieces are charged a handling fee of 5 yuan.

    1w--10w is charged ten yuan.

    And so on. The real rate to collect is when you send more than 100w.

    The rate is also only one percent.

    Standard Chartered China. District customer service hotline: 800 820 8088 Hong Kong, Macao and Taiwan. and mobile phone users: 0755--25892333 I hope that you must be sure to determine the reliability of the answers to your questions.

  3. Anonymous users2024-02-09

    It is divided into management fee and interest rate of the place

  4. Anonymous users2024-02-08

    The account manager will mess up ** and don't know if there is interest. Today in the Bank of China, Standard Chartered Bank system**, Standard Chartered Bank Beijing account manager actually exchanged.

  5. Anonymous users2024-02-07

    The first floor says the rate for personal unsecured loans.

  6. Anonymous users2024-02-06

    1. Domestic transactions:

    1. Inter-bank ATM cash withdrawal in the same city, handling fee of 2 yuan (free) 2. Inter-bank ATM cash withdrawal in different places, handling fee of 10 yuan 3, inter-bank transfer fee of banking network (same city): less than 10,000 yuan (including 10,000 yuan), 3 yuan; 10,000 yuan - 50,000 yuan (including 50,000 yuan), 5 yuan; More than 50,000 yuan, 8 yuan.

    4. Inter-bank transfer fee (non-local): 1% of the transaction amount, the minimum is 5 yuan, and the maximum is 50 yuan.

    2. Overseas transactions.

    1. Transaction fee for checking the balance of the ATM of the Bank Network, 4 yuan;

    2. Cash withdrawal fee for ATM of the Bank Network, 15 yuan;

  7. Anonymous users2024-02-05

    Standard Chartered Bank credit card installment fee rate standard is like a perfect sail:

    1. Divided into 6 installments, the handling fee rate is;

    2. It is divided into 9 installments, and the handling fee and tolerance rate are;

    3. Divided into 12 installments, the handling fee rate is;

    4. Divided into 18 installments, the handling fee rate is;

    5. In 24 installments, the rate of the procedure is as follows.

    In addition, the handling fee for 6 installments is charged in a lump sum, and the handling fee for 9 to 24 installments is charged in installments.

  8. Anonymous users2024-02-04

    Recently, some cardholders asked, does the Standard Chartered Bank credit card need to charge an annual fee? Today, we will introduce you in detail the Standard Chartered Bank credit card annual fee standard and annual fee waiver policy, and at the same time provide you with more credit card knowledge and credit card discounts, so that you can better use the Standard Chartered Bank Credit Card.

    Standard Chartered Bank credit card annual fee.

    1.Standard Chartered Bank Zhenyi UnionPay Gold Card (UnionPay RMB Gold Card) and Standard Chartered Netherland Visa Platinum Card (Visa USD Platinum Card):

    The annual fee for the main card is 300 yuan, and the annual fee is waived for the supplementary card.

    2.Standard Chartered Bank Zhencheng UnionPay Platinum Card (UnionPay RMB Platinum Card) and Standard Chartered Zhenyi Visa Card (Visa USD Signature Card):

    The annual fee for the main card is 2,500 yuan, and the annual fee is waived for the supplementary card.

    Standard Chartered credit card annual fee waiver policy.

    1.Standard Chartered Bank Zhenyi UnionPay Gold Card (UnionPay RMB Gold Card) and Standard Chartered Zhenyi Visa Platinum Card (Visa USD Platinum Card):

    The annual fee will be waived for the first year of card opening, and the annual fee for the next year will be waived for a total of 10 purchases in the current year.

    2.Standard Chartered Bank Zhencheng UnionPay Platinum Card (UnionPay RMB Platinum Card) and Standard Chartered Zhenyi Visa Card (Visa USD Signature Card):

    The total consumption of 250,000 yuan in the current year is equivalent to a large amount of RMB, and the annual fee for the following year is waived.

  9. Anonymous users2024-02-03

    Answer: Standard Chartered Bank's corporate fees are relatively high. According to the tariff standard published on the official website of Standard Chartered Bank, Standard Chartered Bank's corporate procedures include account service fees, cross-border remittance fees, bill service fees, letter of credit service fees, letter of guarantee service fees, etc., and their rates are relatively high.

    For example, Standard Chartered Bank's account service fee is generally charged on a monthly basis, with a minimum fee of $100 per month, and different account types charge different fees. The inter-agency remittance fee is also relatively high, which generally includes two parts: the remittance fee and the remittance exchange rate, of which the handling fee is generally charged according to a certain percentage of the remittance amount, and the remittance exchange rate is lower than the market exchange rate. There are also higher charging standards for bill service fees, letter of credit service fees and letter of guarantee service fees.

    Explanation: The above is my conclusion based on the comprehensive analysis of the tariff standards published on the official website of Standard Chartered Bank and related customer feedback. Since different clients and account types will have different fees, the specific fees need to be consulted in detail based on factors such as customer needs and account types.

    Expansion: When choosing a bank, in addition to the handling fee, you also need to consider the bank's service quality, convenience, security, and other factors. You can choose the most suitable bank for you by comparing the service content of different banks, customer abusion and customer reviews, etc.

    In addition, for enterprises, it is also necessary to consider the credibility and stability of the bank to avoid losses due to banking problems.

  10. Anonymous users2024-02-02

    The corporate fees of the bank are not particularly high in the entire banking industry, but they are not the lowest either. Standard Chartered Bank's main corporate handling fees and commissions include account maintenance fees, remittance and telegraphic transfer fees, cheque receipt fees, collection of funds, international settlement, loans, etc.

    Compared to other banks, Standard Chartered's corporate fees are relatively high because of its positioning as a more high-end clientele. Standard Chartered Bank has always served high-net-worth customers and multinational enterprises as its main target customers, and its advantages lie in its strong overseas network and more professional financial products and platforms, so compared with other banks, the quality and service level of its corporate business are relatively higher, and the handling fees may be correspondingly higher.

    Of course, the specific handling fees and commissions will also vary depending on different business types and personal qualifications, so it is recommended to understand the specific charging standards and preferential policies before opening an account or using services such as the public network, and make judgments and choices accordingly.

  11. Anonymous users2024-02-01

    Standard Chartered Bank's corporate handling fees vary depending on the type and type of business, generally speaking, its corporate account opening, maintenance and fund transfer services will charge a certain handling fee, and the specific fee standard may also vary depending on the region and customer type.

    Standard Chartered may charge higher corporate fees than other banks, but it also offers a wide range of financial products and services, including overseas remittances, cross-border financing, factoring, investment banking, etc. If you need to use these services, you can choose whether or not to open a corporate account with Standard Chartered Bank depending on your situation.

    No matter which bank you choose to open a corporate account, you should pay attention to the reasonable use of relevant services to avoid excessive fees affecting the profits and operating conditions of the enterprise. At the same time, it is necessary to keep abreast of relevant policies and regulations to ensure the legitimate rights and interests of enterprises in the financial field.

  12. Anonymous users2024-01-31

    Standard Chartered Bank will charge different handling fees for different corporate businesses, and the specific charging standards can be found on the official **. Compared with other banks, Standard Chartered Bank's corporate handling fee is not considered to be high. However, it should be noted that due to different business types and transaction amounts, it is recommended to understand the relevant fees with the Standard Chartered Bank Code Account Manager before handling the business, so as to fully understand the fees and avoid unfavorable financial situations.

    In addition, for large-value transfers, you should choose a safe and reliable transfer method and pay attention to verifying the transaction information to avoid property loss.

  13. Anonymous users2024-01-30

    Standard Chartered Bank's corporate fees are not too high in the market, but they may be slightly higher than those of other jujube banks. For different businesses and operations of bench rental, the handling fee will also be different. For example, for routine services such as opening a corporate account, making inquiries, and remitting money, the handling fee may be relatively low, and even discounts may be offered.

    Some special businesses and cross-border transactions often require additional handling fees. Overall, Standard Chartered is still able to provide a relatively comprehensive range of services, and its fees will be adjusted according to market conditions. When choosing a bank, users should consider a variety of factors to make the best decision.

  14. Anonymous users2024-01-29

    Standard Chartered Bank's corporate fees are relatively high, but the specific fees will vary depending on the type of business and the amount of the transaction. Generally speaking, Standard Chartered Bank's corporate handling fees include account management fees, transfer fees, letter of credit handling fees, draft of exchange handling fees, etc. The specific standards and calculation methods of these fees can be explained on the official website of Standard Chartered Bank or when consulting customer service.

    At the same time, Standard Chartered Bank will also provide corresponding preferential policies and services according to factors such as customers' business volume and credit status. Therefore, if you need to use Standard Chartered Bank's corporate services, it is recommended that you carefully understand the relevant fees and policies before choosing, and communicate and negotiate with the bank's customer service.

  15. Anonymous users2024-01-28

    Like all credit cards, Standard Chartered credit card cash withdrawals will also involve a handling fee, which varies depending on the cash withdrawal method. For example, the handling fees involved in domestic cash withdrawals and overseas cash withdrawals are not the same standard, so let's take a look at them together.

    Standard Chartered Zhenyi UnionPay Gold Card, Standard Chartered Zhenyi Visa Platinum Card, Standard Chartered Zhencheng Silver Rollover Platinum Card and Standard Chartered Zhencheng Visa Credit Card domestic cash withdrawal will be charged at 3% of the cash withdrawal amount of each Qingchai, not less than 30 yuan, and overseas cash withdrawal will be charged at 3% of the cash withdrawal amount, not less than 5 US dollars. The specific withdrawal rules are as follows:

    1. Withdrawal limit

    1. The maximum cash withdrawal limit of Standard Chartered Bank credit card is 50% of the credit limit, and the specific amount depends on the cardholder's card use.

    2. The daily cash withdrawal limit in China shall not exceed 2,000 RMB, and US dollars cannot be withdrawn; The daily cash withdrawal limit cannot exceed RMB 2,000 or its equivalent in foreign currency.

    2. Cash withdrawal fee and interest

    1. Domestic (RMB card, dual currency card): 3% of the cash withdrawal amount; The minimum is RMB 30.

    2. Overseas (USD card): 3% of the cash withdrawal amount, with a minimum of 5 US dollars.

    3. From the date of the transaction, the interest on the overdraft withdrawal will be calculated on a daily basis at the expected annualized interest rate of 5/10,000 on a daily basis until the overdraft withdrawal amount and the overdraft withdrawal fee are fully repaid. The minimum charge limit is: RMB1 USD1 HKD1.

    Overdraft Withdrawal Fee = Overdraft Withdrawal Fee + Overdraft Withdrawal Interest.

    Full travel accident insurance coverage; Enjoy triple points; Accumulation of points at high speed; 72-hour lost card protection).

    [For example].

    Cardholder Xiaoqi used the Standard Chartered Zhenyi UnionPay Gold Card to withdraw 1,000 yuan on the 15th, and it will not be paid off in full until the 15th of next month, and the fees she needs to pay are as follows:

    Interest: 1000 * yuan, cash withdrawal fee: 1000 * 3% = 30 yuan;

    Senyu cash withdrawal fee total: 15 + 30 = 45 yuan.

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