How is the China Postal Card handling fee charged?

The tariffs for postal savings are as follows: 1If the account balance is less than 100 yuan, a small account management fee of 1 yuan will be charged every month.

If the balance is greater than 100, this fee will not be charged 2If the account is added to the business of receiving information on the mobile phone for deposit and withdrawal, 3 yuan a month and 30 yuan per year 3No fees for local deposits and withdrawals 4

Non-local deposits and withdrawals are charged at 5/1000, that is, 5 yuan for 1,000 yuan. The maximum handling fee for deposits is 20 yuan, and the maximum handling fee for withdrawals is 50 yuanAccount-to-account transfer fee of 5 yuan below 10,000 10,000-100,000 10 yuan (if you go to other places, it is recommended that you apply for a local card and use your card to transfer money to that card, so as to save handling fees).

Postal Savings Bank of China Customer Service Fee Standard Service Name 1The handling fee for personal deposit certificate is 20 yuan 2Loss reporting fee 10 yuan 3

The handling fee for remote solution and loss reporting is 2 yuan for 4 times and the handling fee for loss reporting is 5 yuan for 5 timesThe cost of the card is 10 yuan 6SMS service fee 3 yuan per month 7

Non-local withdrawal fee 5, minimum 2 yuan and maximum 50 yuan 8Non-local transfer fee 5, minimum 2 yuan and maximum 50 yuan 9Inter-provincial deposit handling fee 5, minimum 2 yuan and maximum 20 yuan 10

The annual fee of the card is 10 yuan and the year 11The management fee for small accounts is 3 yuan per quarter.

1. The minimum deposit of the Postal Savings Bank is 10 yuan, and the cost is 5 yuan (the situation varies from province to province).

2. Postal Savings charges a small account management fee of 3 yuan for RMB current deposit accounts with an average daily account balance of less than 100 yuan in the quarter.

3. If the inter-provincial and non-local withdrawals within the bank are based on the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan.

4. If the withdrawal amount is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan.

5. If the inter-provincial ATM inter-bank withdrawal is 2 yuan + transaction amount, the minimum is 4 yuan, and the maximum is 52 yuan.

Postal Savings Bank of China was officially established on March 20, 2007, and is the fifth largest bank in China. The Postal Savings Bank of China will inherit the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities formed thereby, and will continue to engage in the business of approval and approval of the original business scope and business license documents.

According to the overall arrangement of the reform of the financial system, on the basis of reforming the original postal savings management system, the Postal Savings Bank of China Co., Ltd. was formally established in March 2007. On January 21, 2012, with the consent of the Postal Savings Bank of China and the approval of the China Banking Regulatory Commission, the Postal Savings Bank of China Co., Ltd. was changed to the Postal Savings Bank of China as a whole in accordance with the law.

The young Postal Savings Bank has a history of nearly 100 years. In 1919, the Postal Savings Bureau of China, the predecessor of the Postal Savings Bank of China, was established to start postal savings business. In 1942, the Savings and Remittance Bureau became an important part of the six financial pillars of the time, "Four Banks and Two Bureaus".

In the early days of the founding of the People's Republic of China, the postal savings business was suspended in 1953, and the postal service continued to handle the exchange business. In 1986, postal savings were officially reopened.

At present, the Postal Savings Bank of China has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers in China. As of the end of June 2015, PSBC has more than 40,000 business outlets, and has built an electronic financial service network including online banking, mobile banking, ** banking, TV banking, Weibo banking, WeChat banking and easyCredit, with service tentacles covering the vast urban and rural areas and serving nearly 100 million customers.

Withdrawal fees for personal deposit accounts:

The personal deposit account opened by our bank handles the deposit and withdrawal business within the bank nationwide, and the handling fee is exempted;

Inter-bank ATM withdrawal: 4 yuan per transaction in the same city; Inter-provincial according to the transaction amount of 5 (up to 50 yuan) + 4 yuan per transaction, inter-provincial inter-city is not higher than the inter-provincial withdrawal fee.

Further information: The Postal Savings Bank of China has a history of 100 years, dating back to 1919. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was formally established.

In January 2012, the overall restructuring was made into shares. In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange.

The Bank has nearly 40,000 business outlets, serving more than 600 million individual customers, giving full play to the advantages of the unique model of "self-operation + **" to serve the "three rural", urban and rural residents and small and medium-sized enterprises. With excellent asset quality and significant growth potential, we are a leading large-scale retail bank in China.

In 1950, the Postal Savings and Remittance Bureau was abolished, and the Postal Savings was changed to a ** business, which collected and deposited individual deposits and deposits of non-business mass organizations on behalf of banks.

In 1953, the postal savings were discontinued, and the post office continued to handle foreign exchange operations.

In 1993, Postal Savings began building a green card program.

In 2001, postal savings were networked nationwide.

In 2007, the Postal Savings Bank of China was officially established, positioning itself to serve the "three rural", urban and rural residents and small and medium-sized enterprises. Relying on the first-class outlets of China Post Group Corporation, the only "self-operated + **" operation model in China's banking industry has been established.

In 2012, the Postal Savings Bank of China was restructured into a share****.

In 2015, it introduced 10 domestic and foreign strategic investors.

In 2016, it was successfully listed on the main board of the Hong Kong Stock Exchange and officially landed in the international capital market.

In 2019, it was officially listed as a "large state-owned commercial bank" and successfully listed on the Shanghai ** Stock Exchange.

In 2020, it was approved to establish China Post Huiwanjia Bank Co., Ltd., becoming the first large state-owned commercial bank to participate in the pilot of direct banking. Approved to set up a credit card center franchise institution.

According to the latest announcement of the Postal Savings Bank of China on the exemption of the annual fee of the Postal Savings Bank of China debit card, the annual fee waiver policy will be implemented for all other debit cards nationwide, and the specific content is announced as follows:

1. The secondary vocational student financial aid card will be exempted for three years from the date of account opening.

2. The general high school student financial aid card will be exempted for three years from the date of account opening.

3. Gold, Platinum and Diamond are free of charge.

4. In accordance with the document No. 268 of 2014 and No. 1250 of 2017, the annual fee and account management fee (including small account management fee, the same below) are automatically waived for the only account (excluding credit card and VIP account) opened in our bank, and for customers who have opened multiple accounts in our bank, the annual fee and account management fee are waived for one account (excluding credit card and VIP account) designated by the bank according to the customer's application.

5. Salary, pension, subsistence allowance, medical insurance, unemployment insurance, provident fund and other social services and financial fund accounts, and other types of agency accounts can be exempted if they meet the requirements, in accordance with the 2011 No. 22 document issued by the China Banking Regulatory Commission.

There are no fees for postal savings card transfers.

Because individuals can only open one type of account in a bank, in order to facilitate the needs of individuals in different places for production and life, the central bank has taken advantage of the trend to cancel the handling fees for deposits, withdrawals, and transfers of peers in other places. As of January 1, 2017, all banks have been free of charge. It is worth noting that at present, it is only for peers, and there is still a certain fee for inter-bank transactions.

Postal Savings Bank of China is exempt from handling fees for intra-bank transfers between personal accounts in the same city and city;

Inter-provincial and non-local transfers between personal accounts within the bank:

5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan);

10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);

500,000 yuan to 1 million yuan (including 1 million yuan) of 20 yuan;

Each transaction of more than 1 million yuan shall be divided into 1,000 liters, with a maximum of 200 yuan;

Account transfer method: 5 yuan of inter-bank remittance (through the large and small payment system of the People's Bank of China) with a transaction amount of less than 10,000 yuan (including 10,000 yuan);

10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);

20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan);

0.2/10,000 for each transaction of more than 1 million yuan, with a maximum of 200 yuan.

Extended information: At present, the Postal Savings Bank of China has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers in China.

As of the end of June 2015, PSBC has more than 40,000 business outlets, and has built an electronic financial service network including online banking, mobile banking, ** banking, TV banking, Weibo banking, WeChat banking and easyCredit, serving nearly 100 million customers in the vast urban and rural areas.