How much is the daily interest of Huabei borrowing 200,000?

If you use Huabei to pay for consumption, as long as you ensure that you repay the loan on time and in full, Huabei will not charge any fees.

Normally, Huabei will only charge interest or other fees if the following occurs:

1. Use Huabei minimum repayment: If only the minimum repayment amount is paid off and the full amount is not paid off, the remaining unpaid principal will be calculated as revolving interest from the day after the due repayment date, with a daily interest rate, and will be credited to the next month's bill. Assuming that the remaining arrears of Huabei are 10,000 yuan, then you need to repay 5 yuan of interest every day.

2. Use Huabei installment payment or bill installment repayment: The use of installment service will incur corresponding installment handling fees, and the specific handling fees are subject to the display on the page.

3. Huabei overdue behavior: If Huabei fails to repay on time, overdue penalty interest will be generated, overdue fee = overdue amount * overdue days.

Huabei can only be used for consumption, there is no cash advance function, if you have borrowing needs, you can use borrowing, micro loan, Du Xiaoman financial money to spend and other reliable loans. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Huabei can't borrow 20w, it's a product that is consumed in advance! If there is a limit to borrow, you can borrow 20w, for my borrowing, 1w block is 3 yuan a day interest, 20w is a day 60 yuan interest!

If you choose to pay in installments with Huabei, the rate is, so 10,000 yuan in 12 installments, the total interest is 10,000 yuan.

If Huabei chooses to divide into 3 installments, the rate is; In 6 installments, the rate is: The interest of 10,000 yuan in 3 installments is 10,000 yuan, and the interest in 6 installments is: 10,000 yuan, but Huabei will adjust the installment rate at any time according to market conditions, so the specific charging standard of the installment fee is subject to the page display.

Precautions for the use of Huabei, such as recommending users not to use irregular ** payment to avoid account abnormalities. Generally, most of the abnormalities in the account are caused by not binding the mobile phone, and some are caused by the use of irregular ** payment. So be sure to remember not to pay in an irregular **.

Pay in installments with Huabei, if you choose to pay in 12 installments, the rate is, so 10,000 yuan in 12 installments, the interest is total: 10,000 yuan.

If Huabei chooses to divide into 3 installments, the rate is; In 6 installments, the rate is: The interest of 10,000 yuan in 3 installments is: 10,000 yuan, and the interest in 6 installments is: 10,000 yuan.

Huabei will adjust the installment rate at any time according to market conditions, so the specific charging standard of the installment fee is still subject to the display on the page.

Further information: Huabei is a consumer credit product launched by Ant Financial in April 2015, and users can get a consumption limit ranging from 500 to 50,000 yuan after applying for it.

When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, becoming the first Internet consumer finance ABS on the Shanghai Stock Exchange.

Open Huabei. How to activate the mobile phone:

Log in to the Alipay wallet, click [Fortune] - [Huabei], enter the payment password after entering the signing page, and click [Confirm Activation] to sign a contract in Huabei;

After signing the contract, enter the main page to view the Huabei quota.

How to open a computer:

Log in to the Alipay homepage to find the Huabei service (if Huabei does not support users, the entrance will not be displayed), click [Activate];

Fill in the information (the service agreement is checked by default), enter the payment password and click [OK].

User Attention Required:

Huabei cannot be opened by others, please do not trust others and disclose personal information, so as not to affect your personal credit history.

Huabei is Alipay's credit payment method, your bad usage will affect your personal credit history, please cherish your valuable credit.

Huabei quota. After a comprehensive evaluation, Ant Micro Loan will give users a quota to enjoy the consumption first and pay later services at designated stores;

Users with specific quotas can go to [Alipay**] or [Alipay Wallet-Huabei Service Window], or click [Huabei] in [Fortune] to view;

All consumer credit lines are shared, including (Tmall installment, try before you buy, use first and pay later, go to ah installment, Huabei, etc.).

There is no way to actively increase the Huabei limit, you just need to maintain a good consumption record, and the system will detect your consumption from time to time and automatically upgrade for you. At the same time, it is recommended that you do not close the operation after opening Huabei, otherwise there will be a risk that it will not be able to be opened again.

Repayment process. Computer Repayment Process:

Log in to the Alipay homepage and select Huabei;

Enter the Huabei page and click [Repayment];

Enter the repayment amount, click OK to go to the cashier page, and support repayment channels: balance, Yue Bao, savings card express, and savings card online banking.

Mobile repayment process:

Log in to the Alipay wallet, click [Wealth] - [Huabei], and click [Repay Now] after entering the main page;

Enter the amount to be repaid, click [Quick Repayment] and select the payment method to complete the payment.

Huabei's daily interest rate, that is, the daily interest rate of 5/10,000, 10,000 yuan a day is the interest of 5 yuan, and the annualized interest rate has also reached more than 18 percent.

Calculated on a daily basis, assuming that the remaining arrears of Huabei are 10,000 yuan, then the interest of 5 yuan needs to be repaid every day, 50 yuan for 10 days, and 150 yuan for one month (30 days).

The total annual interest rate of borrowing 10,000 yuan is 10,000 * yuan, and the converted adult interest rate is.

I don't know if it's right or not, 12 installments are repaid, each period is 25000 12 = yuan, but each period needs to pay a handling fee of 200 yuan, then 12 periods are 2400 yuan, let's take a look at how much is the interest of 10,000 yuan a year (x) 25000 2400 = 10000 xx = 10000 * 2400 25000 = 960 yuan, that is the annual interest rate.

Let's start with the handling fee for each installment. Take borrowing 10,000 for 1 year as an example, such as the handling fee per period, 12 months, then it is equivalent to the interest rate, and the bank is quite conscientious. But wait a minute, the principal will decrease every month, why the interest has been calculated at 10,000, and the last installment of the only principal remains, but the handling fee is still 10,000 at 60.

Overall, that's an annualized interest rate!

You need to pay a handling fee of 200 yuan for each period, and the 12 installments are 2,400 yuan, let's take a look at how much is the annual interest of 10,000 yuan (x).

25000/2400=10000/x

x=10000×2400÷25000

960 yuan, that is the annual interest rate.

The interest is a bit high, about more than 100 per month, the specific situation depends on the page display, the interest is generally cheaper than borrowing, if there is money, it will be repaid directly, and the interest is enough for a year.

25,000 yuan, should the interest in 12 installments be two or three thousand yuan? Their interest rates are still a little higher.

This friend, the amount of Huabei, everyone is different, customers and users consume a lot and want to do installments, then, everyone's interest is not the same. In general, the better the personal reputation and the higher the personal assets, the lower the interest given by Huabei...

You can try to operate it, apply for 12 installments, and then, Huabei will pop up the corresponding interest interface, and you can see how much interest is set for you.

It depends on your loan interest rate, which directly determines the repayment amount! It depends on the individual's qualifications!