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The interest of money spent is determined by the system according to the user's comprehensive situation, and the lowest is as low as the display on the homepage of the app after the quota application is successful. The following is an introduction to the interest calculation method of the three products of Money-Spending.
1. Full easy loan.
The interest is calculated as the remaining principal Interest rate The actual number of days borrowed, and the daily interest rate is subject to the display on the homepage of your full loan. For example, if you borrow 3,000 yuan, the loan term is 3 installments, your daily interest rate is 10,000 5, and the first installment will generate yuan interest every day; After paying off the first installment, the remaining principal is 2,000 yuan, and 1 yuan of interest will be generated every day; And so on.
2. Privilege Loan.
The borrowing interest of the Privilege Loan is calculated as follows: Remaining Principal Interest Rate Actual number of days borrowed; The daily interest rate is subject to the display on the product page. For example, if you borrow 36,000 yuan, the loan term is 12 installments, your daily interest rate is 10,000 5, and the first installment will generate 18 yuan of interest per day.
After paying off the first installment, the remaining principal is 33,000 yuan, and the yuan interest will be generated every day, and so on.
3. Small term loans.
Interest on a small loan starts on the day you borrow money. The borrowing interest is calculated as the remaining principal Interest rate The actual number of days borrowed, and the daily interest rate is subject to the interest rate prompted on the page when you borrow. For example, if you borrow 3,000 yuan and the loan term is 3 installments, your daily interest rate is the first installment of RMB interest generated every day; After paying off the first installment, the remaining principal is 2,000 yuan, and 1 yuan of interest will be generated every day, and so on.
Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.
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If you have money to spend, the interest rate will be different depending on the specific situation for everyone, and the daily interest rate should be 4 yuan if you borrow 10,000 yuan.
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If you borrow 10,000 yuan, the interest is generally 4 yuan a day, and the interest is 40 yuan for 10 days, of course, this interest is linked to your personal credit, if you have good credit, the daily interest can be as low as 10,000 2.
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The interest of the main product of the money-rich loan is calculated as the remaining principal Interest rate The actual number of days borrowed, the daily interest rate is the same, and the actual interest rate is subject to the display on the homepage of your full easy loan, with a maximum amount of 200,000 yuan and a maximum of 24 installments.
The specific amount and interest rate of the money to spend is given by the money spending system through your comprehensive situation. The overall situation of each user is different, so the interest rate and amount will be different. However, compared with credit card cash withdrawals, the general daily interest rate is 5 yuan per day for borrowing 10,000 yuan, and the interest rate for loans with money is lower, and the calculation of various fees is more transparent.
The current daily interest rate of the loan is from 2 yuan, and the maximum amount is 200,000 yuan.
The current fees and charges mainly include loan interest and borrowing fees (if any), and the platform will charge overdue penalty interest if the platform is overdue. Full Easy Loan currently supports early repayment by borrowers, and whether there is a penalty for early repayment will be subject to the display on the loan page. At the same time, the strong technical strength of Du Xiaoman Finance (formerly Finance) has comprehensively improved the speed of review and lending, and the application can be received in 3 minutes at the earliest.
If you have other questions about interest fees, remember to contact the official customer service (95055), the regular and reliable interest rate is low, the interest rate is not high, no pre-loan fees are charged, do not trust private customer service, etc., beware of fraud.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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The interest rate is generally 5/10,000 per day, that is to say, if you borrow 10,000 yuan, the daily interest is 5 yuan. Youqian Hua is a brand that belongs to the credit service and has also developed a variety of products, such as Privilege Loan, Full Easy Loan and Small Term Loan.
There are also various forms of repayment methods and repayment periods, and there is more room for users to choose, but if there is a repayment overdue, the overdue fee will be calculated according to 5/10,000 of your principal, and it will affect your personal credit history.
It is much better to use borrowing than to spend with money, and having money to spend is an online loan, which has a great impact on your later operation of the loan, it is recommended not to apply for a loan by yourself, if necessary, you can find a professional to operate.
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