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First of all, the depreciation of the renminbi, for the time being, the depreciation of small fluctuations is favorable. The interest rate is higher, and it depends on you whether you save it or not. It's hard to say about **, this matter.
After all, judging by just looking at the curve is fooling. If you are staring, even if you are ****, there will still be small stocks**, which depends on your personal investment vision. **It is very complicated, and it is recommended that people who do not have financial strength do not make trouble.
House, don't be afraid, long-term investment behavior. Moreover, you can judge the possibility and timing of the highest value of housing prices based on whether your county is or will introduce a large amount of investment and development, and then it is not too late to make a move.
The general direction of the economy is a reference, and there must be a specific combination of the specific.
The above is purely a rather amateurish personal opinion, just come here to exercise. If something is wrong, please advise.
Supplementary landlord: The appreciation of the RMB has brought about increased inflationary pressure and prices. Instead, money becomes worthless. It is not as good as the depreciation of small fluctuations to bring about a good social state.
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There is no obvious sign of depreciation of the renminbi, and almost all important currencies except the US dollar and the Japanese yen have appeared in the recent period, but the realization of the renminbi is still basically stable, which shows the risk resistance of the renminbi.
If the house is idle, it is recommended to sell it, because if the renminbi depreciates, then the house price will fall even more fiercely (even if the renminbi does not depreciate, I think the house price will fall).
Inflation is gone, don't listen to the nonsense of the central bank, of course, the economy is going to be deflationary when it is like this, and at this time cash is king. Rest assured to hold the RMB. In addition, the yen is also a good safe-haven variety, the dollar is OK in the short term, and it is not optimistic in the medium and long term.
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The depreciation of the renminbi has nothing to do with you
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You can put a small amount of rice noodles, as long as the country holds up daily necessities.
There's no need to worry too much.
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The global financial crisis was mainly caused by subprime mortgages in real estate in the United States.
As for what it will lead to:
As far as our country is concerned, the most affected, as domestic experts say, is mainly exports. If we personally think that there are no unacceptable results in our daily life for the time being, if there is, then we dare not resign casually.
The crisis is not over yet, so it's still the same sentence, don't **!
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Don't think it's okay with the people. In fact, the great financial turmoil is equivalent to a problem with people's blood first. After that, often the next is the gradual manifestation of problems at all levels of the economy.
First, companies will gradually adopt a contraction strategy, including a wave of layoffs. Therefore, workers must work hard and behave well, otherwise the boss may be the first to be laid off when he sees you annoying. It's going to get harder and harder to find a job.
The second is that the increase in wages will gradually become a difficult thing, and may even reduce the salary income, and the bonus will become less and less even think about it. Therefore, if you are a consumer who relies on wages, you should pay attention to reducing expenses.
Next, all industries will be depressed, including investment, consumption, ** will be cold. People will pay more attention to cash. Cash will become more and more precious, and money will feel more and more like money.
The employment situation in our country is already difficult. Encountering a financial crisis. As a result, a large number of China's export enterprises went bankrupt, and more than 7,000 enterprises in Guangdong went bankrupt in the third quarter alone.
870,000 people were unemployed. The employment situation is expected to be even more severe next year. Migrant workers should be fully mentally prepared.
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1.Scientific financial management.
The story of "The Chinese Old Lady and the American Old Lady" is intended to teach the Chinese people to learn to consume in advance. The idea of early spending and unlimited overdrafts can affect the country's economic development and even affect financial security. The car in front is overturned, and the car behind is a lesson.
It is time to re-examine this Western view of consumption. At the same time, in life, we need to reduce the consumption of luxury goods, make a good living expenditure plan, reduce the proportion of expenditure, and be prepared to deal with salary cuts and inflation, but we must appropriately increase investment in re-education and be prepared for re-employment.
In terms of investment, it should be prudent.
2.Stable employment.
Most of the ordinary people are employees of the enterprise, even if they are arrogant, do not easily change jobs, and do everything possible to work hard, keep the current job, so that the boss feels that you are the core personnel in his company, and you are an employee who can be relied on. If there are better employment conditions, you also need to be cautious, combine your own strength, and consider all aspects. Many people think that the economic crisis has nothing to do with themselves, but this has a very close relationship with your employment environment, once the economic crisis affects the economic situation of the employer, the enterprise may reduce some employees under financial pressure, once the personal work attitude is negative, it is likely to become the company's preferred object of layoffs.
Therefore, in this period, we should work harder, twist into a rope with our bosses and colleagues, tide over the difficulties together, and wait for the day when the clouds will see the day.
3.Save money.
Needless to say, this is self-explanatory. Try to save money on daily consumption, reduce the number of trips, avoid additional entertainment expenses, and spend your free time on reading and studying. and so on the consumption of free money, such as morning jogging, skipping rope, going to the park, etc.
4.In good shape.
5.Caring for others.
Give people roses, and there is a lingering fragrance in your hands.
Of course, the economic crisis also hides some opportunities when crises are flying, and it would be great if they could be accurately grasped. However, Benbo believes that defending first and then attacking may be more conducive to us ordinary people to safely survive the economic crisis.
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The day before yesterday, the National Bureau of Statistics released a data: in the first quarter of 2020, China's GDP increased year-on-year. This is the first time since 1992 that our country's GDP has contracted quarterly.
That's an important sign, so let's talk about it today.
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