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Hello, outdoor play, you can buy outdoor sports insurance. Outdoor sports insurance varies according to the amount insured, ** in 3-40 yuan a day. If you're going to engage in high-risk activities such as mountaineering, diving, skiing, etc., it's best to choose outdoor sports insurance that covers high-risk sports.
How to buy outdoor sports insurance).
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Hello, you can choose some outdoor sports insurance in a targeted manner, and outdoor sports insurance according to the amount of insurance, ** in 3-40 yuan days. If you are engaged in high-risk activities such as mountaineering, diving, skiing, etc., it is recommended that you choose outdoor sports insurance that covers high-risk sports. You can make a practical comparison and choice based on your actual travel time, location and other travel arrangements.
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Ping An official ** has travel accident insurance.
But why only buy insurance while you're playing? Wouldn't accidents happen and no illnesses would occur if you didn't play?
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You can buy a card order and pay for accidents while traveling.
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Let's go to the NetEase insurance platform to take a look.
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One-day outdoor insurance, generally a one-day travel insurance, this kind of insurance generally has three purchase channels:
PICC, etc.; 2. Brokerage company channels, such as Mingya brokerage, Datong insurance brokerage, etc.;
For example, open WeChat, click "Me" in the lower right corner, then click "Payment", click "More Services" to enter "Insurance Services", select "Insurance Products", search for "Day Travel Insurance", you can list optional insurance, such as "Domestic Travel Insurance", select the number of travel days, determine the coverage time, enter personal basic information and other information, you can apply for insurance.
The above purchase channels are for reference, pay attention to choosing formal channels to apply for insurance, and at the same time understand the basic protection content of the product to ensure that the product you buy is effective. And the one-day outdoor insurance must be purchased in advance, and Pi Yanchang cannot be insured on the same day, because the product has an effective time requirement.
Test your anti-risk index, experts will interpret it for you for free!
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Travel insurance covers a wide range of amounts, ranging from hundreds to thousands to hundreds of thousands. Some people only choose those types of insurance with a high amount of compensation when buying travel insurance, but this choice is often filial piety or a waste of money, because different regions, different lengths of time and even different activities require different protection, and the amount of compensation is only a small part of it.
When I travel to Wairanzhou, I am more accustomed to buying sunshine insurance products, the premium is not high, generally only a few dollars to dozens of dollars, the amount of insurance is also OK, according to different accidents to provide different protection, such as accidental injury and acute medical treatment, accidental disability, etc., the corresponding compensation amount for each accident is different, so as to better protect the interests of the insured.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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1. You can buy flight delay insurance, if the flight is delayed, especially when you need to transfer flights, the loss may be very large or limb. There will be a loss of the booked wine shirt shop and the air ticket.
2. Purchase short-term personal accident insurance, travel is generally on the road, and there will be accidents when you take pictures of transportation. In a foreign country, I am not familiar with either the security environment or the natural environment, and I hurt myself by photographing others, animals or natural disasters.
You can ask a travel agent to buy these insurances for you, or you can buy them yourself on an online platform.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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It's better to buy it anyway.
1. Domestic travel insurance products.
Generally, domestic travel insurance is short-term accident insurance.
Coverage for accidental injuries during travel is also provided, and some acute illness benefits are attached. Generally, if the traveler has purchased comprehensive accident insurance, it can be covered by the original accident insurance. If you want to increase the sum insured.
Or if you want to increase the protection against the risk of acute illness during travel, you can purchase a short-term travel accident insurance to increase your value protection or supplement it.
In addition, if you are engaged in high-risk sports during the trip, such as rock climbing and diving, you must confirm with the insurance company personnel or professionals whether they are covered by the insurance.
2. Overseas travel insurance.
Products. Insurance companies mostly cooperate with rescue agencies, such as international SOS, and rescue agencies directly provide rescue services overseas, with higher coverage amounts and more comprehensive protection items, in addition to general accidental injury and acute disease protection liability, some types of insurance also attach such as baggage delay, flight delay, document loss and other protection responsibilities.
It should be noted that Hong Kong, Macao and Taiwan.
It is not in the terms of the insurance company, so you should also buy overseas travel insurance when you travel to Europe in these areas.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Summary. Hello dear! Taking a 2-week itinerary as an example, the basic insurance is about 100-200 rooms, about 150 yuan; Domestic insurance is 20-50 yuan.
Hello dear! Taking the 2-week itinerary as an example, the foreign travel insurance is about 100-200 yuan, about 150 yuan; Domestic insurance is 20-50 yuan.
Hello dear! If we are traveling, we can get protection with an accident insurance, and of course, buying an accident is not a simple failure. There are various things to pay attention to, such as the duration of the guarantee.
Accident insurance can be divided into short-term accident insurance and long-term accident insurance according to the coverage period. Short-term accident insurance** is cheap, cost-effective, and flexible, and suitable for the general public. However, if you want to pursue long-term and stable accident protection, and the budget is relatively sufficient, you can also consider long-term accident insurance.
Second, we need to pay attention to the responsibility of safeguards. The protection provided by accident insurance in the market varies greatly, and we should pay attention to whether the product covers death and disability protection.
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Hello, you can buy a day travel insurance, if you are just an ordinary sightseeing tour, when choosing a day travel insurance, the accident insurance amount can be controlled at a low level, if your travel activity plan has rock climbing, exploration, and other high-risk activities, you need to buy a corresponding product with high-risk sports protection, the insurance amount should be appropriately increased. You can choose the right one-day travel insurance according to the actual situation, and here is a reference link for you: (What insurance do you need to buy for a day trip).
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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