What kind of insurance can I buy if I want to visit Japan?

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

It is a specific analysis based on my current living situation and economic conditions, and I have made a simple classification to share with you, based on the insurance strategy, I clearly know how middle-income families buy insurance? How to configure the purchase plan:

If you are under the age of 20, you should choose critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? In the first 20 years of life, in the period of physical and mental growth and development, it is inevitable that there will be some minor illnesses and pains, so it is necessary to have a medical insurance to reimburse the high medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is recommended to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

People between the ages of zero and 30 choose critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, you think you don't need to buy insurance, but as you go deep into the society, you need more economic expenditure, you will slowly feel the pressure of life, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium required is not high, a month is only a few dozen, you can consider it, in line with this age group friends can see the senior sister beforeWhat insurance is better to buy at the age of 20

You can take a look at this article.

People between the ages of three and fifty choose critical illness insurance, life insurance, accident insurance, and medical insurance

The probability of middle-aged people's illness is increasing rapidly, but it is the most important economic ** of the family, and they often can't fall, so critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family. Friends who meet this age group can watch before the senior sisterI'm in my 30s, do I need insurance? What insurance to buy

For how to buy the right insurance scientifically, worry-free and comprehensively, the key is to choose the right insurance product.

"What kind of insurance can I buy if I want to visit Japan?"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

If you are traveling to Japan, you can buy yourself an overseas travel insurance. You can buy it directly from the insurance company or you can buy it from the insurance company. **If purchased, there may be a discount on the cost, depending on what type of overseas travel insurance you choose.

China Merchants Cigna warmly reminds that some insurance companies will cooperate with international rescue agencies, such as international SOS, to provide rescue services directly by rescue agencies overseas, with a higher amount of protection and more comprehensive protection items, in addition to general accidental injuries and acute disease protection responsibilities, some insurance types also attach such as baggage delay, flight delay, document loss and other protection responsibilities.

It is necessary to buy. Some foreign countries attach more importance to tourists to buy insurance, and if they do not buy insurance, they cannot apply for visas. At the same time, in the process of traveling, water and soil colds are not even treated for tourists without insurance, or the cost is relatively high, and even exceeds the cost of your trip, so it is more important to buy insurance when traveling abroad.

Although traveling to Japan is good, due to the unfamiliar environment and language barrier, you are more likely to incur risks, which will affect the quality of your trip, so you need to purchase appropriate overseas travel insurance in advance to avoid travel risks. What kind of insurance do I need to buy to travel to Japan?

You need to purchase appropriate overseas travel insurance according to the time of travel, the activities you play, the means of transportation, etc., so as to provide yourself with good protection. You may wish to give preference to the purchase of the same overseas travel insurance that will receive at least 15% or more** discount. Here are a few things you need to pay attention to before you apply for insurance:

1.Japan is an economically developed country, and due to the relatively short itinerary, it is recommended that the amount of overseas travel insurance to Japan be more than 200,000 yuan.

2.Overseas travel insurance needs to cover your entire trip. Make your trip all the way insured.

3.When purchasing outbound travel insurance, pay attention to whether international emergency evacuation services are included. Since it is difficult for domestic insurance companies to spread their outlets abroad, outbound travel insurance products are usually in cooperation with international emergency rescue companies.

Whether you lose your wallet or your passport while you're out there, you can call for help**, and some major international insurance companies also offer Chinese-language services.

4.It is recommended that you choose to purchase overseas travel insurance online, and you can compare the products of multiple insurance companies to choose the product that best suits your protection and travel needs. Insurance is also very simple and convenient, on the homepage, free registration of members, log in to choose your favorite product, select the protection period, you can buy immediately.

**Cheap, the whole insurance process is clear and transparent, eliminating the layers of trouble of intermediaries**, lower premiums, and stronger autonomy. If you are traveling to Japan and purchasing overseas travel insurance, you can refer to the above. If you purchase overseas travel insurance, it is not only cost-effective, but also more professional and reliable.

GamingWorld Overseas Travel Protection Plan Diamond Plan.

Huatai Global Travel Protection Plan (excluding North America) economy.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

In general, when you go on a trip, you rarely think of buying insurance, in fact, it is a very correct thing to buy insurance when traveling, if you want to buy insurance when traveling to Japan, then the following guide information can be referred to.

It is safer to buy insurance. Even if there is a health insurance system, it is still a lot of money to see a doctor in Japan, so it is recommended that you check whether you have insurance before going abroad.

If you are traveling in a group, most travel agencies will require you to purchase overseas travel insurance. If you want to see a doctor in Japan, you can pay for your treatment at a designated hospital using cashless payment, and some credit cards also offer this function.

Tokio Marine Nichido Fire Insurance

Language: English, Chinese, Korean.

Compensation amount: up to 10,000,000 yen.

Non-life insurance japan Koya

Languages: Japanese, Chinese, Korean, English.

Insurance fee: 2,900 yen for 10 days.

Compensation amount: up to 10,000,000 yen.

There are about five ways to find a medical facility in Japan, but if you are sick, try to find the right medical facility as quickly as possible.

Through a travel agent

According to a survey conducted by the Japan Tourism Agency, 50% of travel agencies in Jozai Oaks have experienced a situation where a passenger needs medical attention. In this case, as individuals, we should actively respond to the situation with the tour guide or travel agency, who will refer us to the right hospital or clinic so that we can see it in a timely manner.

Through the Tourist Information Center

In addition to multilingual pamphlets, there are staff members who can speak international languages (such as English and Chinese). Whether it's medical treatment in case of illness or the setting up of an evacuation shelter in the event of a natural disaster, they will provide timely feedback.

Through the hotel or hostel

If you tell the hotel staff about your symptoms, they will also provide you with specific information about medical facilities near the hotel.

Through insurance companies

If you get sick, you can call the insurance company, and they will tell you in detail which medical institution you should go to. This is also a more efficient way to do it.

via the Internet

Nowadays, the Internet is so developed that information about many medical institutions can be found on the Internet. But the information will also be more complicated, so try to log in to the Japan Tourism Bureau for one-click search when searching, which is not only fast, but also highly accurate! And ** is available in various languages, so it doesn't matter if you don't understand Japanese!

Japan Tourism Organization**.

If you are visiting Japan for a visit, please be sure to bring the following items with you, otherwise the hospital may refuse to accept you.

Passport or sightseeing vessel landing permit.

If you have overseas travel insurance, you will need to bring your insurance**.

Cash or international credit card.

The average person rarely thinks of buying insurance when traveling. In fact, it is a very correct thing to buy insurance when traveling. If you want to buy insurance when traveling to Japan, you can refer to the following tips.

Buying insurance compares insurance. Even with the best health insurance system, medical treatment in Japan is still a significant expense. Therefore, it is recommended that you check whether you have insurance before going abroad.

If you are traveling in a group, most travel agencies will require individuals to purchase overseas travel insurance. If you want to see a doctor in Japan, you can pay non-cash at a designated hospital. Some credit cards also have this feature.

If you do not need to buy insurance for domestic travel, you can purchase overseas travel insurance after entering Japan. Here Bian Xiao has sorted out two insurance ——。 for you

Tokio Marine Day Fire Insurance.

Languages: English, Chinese, Korean.

Compensation amount: Up to 10 million yen.

Telephone Liang Xian: 03-4405-1769

Non-life insurance Japan Nippon Koya".

Languages: Japanese, Chinese, Korean, English.

Insurance fee: 2,900 yen for 10 days.

Compensation amount: Up to 10 million yen.

There are about five ways to find a medical institution in Japan. If you are sick, find a way to find a suitable medical institution as soon as possible.

Through the "Traveling to the Zen Society".

According to a survey conducted by the Japan Tourism Agency, about 50% of travel agencies have encountered a situation in which a traveler needs medical attention. In this case, as individuals, we should actively contact the tour guide or travel agent, who will refer us to a suitable hospital or clinic so that it can be timely**.

Pass "inside the sightseeing box".

In addition to multilingual information books, the Tourist Information Office also has permanent staff who are familiar with international languages (e.g., English, Chinese). Whether it's medical treatment in case of illness or the setting up of an evacuation shelter in the event of a natural disaster, they will provide timely feedback.

By "Hotel" or "Guesthouse".

If you tell the hotel staff about your symptoms, they will also give you specific information about the medical facilities near the hotel.

Through insurance companies

When you go to Japan, you usually buy travel insurance. If you are sick, you can call the insurance company and they will tell you in detail which medical facility you should go to. It's also a relatively efficient way.

via the Internet

Nowadays, the Internet is so developed that the information of many medical institutions can be found on the Internet. However, the information will be more complicated, so when searching, try to log in to the Japan Tourism Bureau**one-click search, which is not only fast, but also has a high accuracy rate! And **There are various language versions, so it doesn't matter if you don't understand Japanese!

Japan Tourism Organization**.

We are seeing a doctor in Japan, so please be sure to bring the following items with you, otherwise the hospital may refuse to accept you.

Passport or sightseeing boat landing permit.

If you are enrolled in overseas travel insurance, you will need to bring your insurance**.

Cash or international credit card.

In addition to that, it would be better if we carried a notebook to record our past medical history, allergies, drug abuse, and religious beliefs!

Hello, you can choose an overseas travel insurance to avoid the loss caused by possible risks during the journey, we recommend you:

AIG Joy Overseas Travel Protection Plan (Plan 2).1. Accident insurance is 300,000 yuan, and medical insurance is 80,000 yuan; $100 per day hospitalization allowance;

hours of emergency rescue services; Medical expenses are paid in advance, and there is no deductible limit for medical expenses;

3. Cover travel kidnapping and illegal detention, and cover accidental injuries caused by ****;

4. Additional property damage, travel delay, loss of travel documents and personal liability.

Huatai "Chubb World" International Travel Protection Plan (Economy).

1. Accident insurance is 200,000 yuan, and medical insurance is 100,000 yuan;

hours of emergency rescue services; Medical expenses are paid in advance, and there is no deductible limit for medical expenses;

3. Double compensation for vehicle accidents;