What do you think about buying insurance, what are the suggestions for buying insurance?

Updated on Financial 2024-05-11
7 answers
  1. Anonymous users2024-02-10

    When there is an unfortunate risk of illness or accident in the future, if the conditions are met, the insurance company will pay the insurance money or reimburse the corresponding medical expenses, which can reduce the financial pressure of the family to a certain extent, so buying insurance has certain benefits for us.

    In addition, buying insurance can also allow us to rely on the old, now the aging of the population is becoming more and more serious, relying only on social pension insurance is far from enough, we should also configure commercial pension insurance, such as annuity insurance, when we pay premiums to the insurance company at one time or in installments, and so on to the agreed time, if in a state of survival, you can get an amount, which can be used for daily expenses in later life, medical expenses and so on.

    In addition, you should pay attention to the fact that when buying insurance, you need to combine your own budget, needs and other actual conditions in order to choose the right insurance product. So when we buy insurance, what types of insurance should we buy first? Details can be stamped: There are so many types of insurance, which one should I buy first?

  2. Anonymous users2024-02-09

    As long as something happens, the person who loses it feels good.

  3. Anonymous users2024-02-08

    When there is an unfortunate risk of illness or accident in the future, if the conditions are met, the insurance company will pay the insurance money or reimburse the corresponding medical expenses, which can reduce the financial pressure of the family to a certain extent, so buying insurance has certain benefits for us.

    In addition, buy insurance can also be Bu Tong to let us rely on the old, now the aging of the population is becoming more and more serious, relying only on social pension insurance is far from enough, we should also configure commercial pension insurance, such as annuity insurance, when we pay the premium to the insurance company at one time or in installments, and wait until the agreed time, if in a state of survival, you can get an amount, which can be used for the daily expenses of life in later life, medical expenses and so on.

    In addition, you should pay attention to the fact that when buying insurance, you need to combine your own budget, needs and other real situations in order to choose a suitable insurance product. So when we buy insurance, what types of insurance should we buy first? Details can be stamped:

    With so many types of insurance, which one should I buy first? Hope!

  4. Anonymous users2024-02-07

    Arnold answers: Hello!

    Insurance is to protect unpredictable risks, transfer the risk to the insurance company, and once the risk comes, there will be a high amount of compensation. Education insurance is a special for children in different stages of growth of the education needs to provide the corresponding insurance money, the generation of education funds so that the insured children in each specific stage of life can be a sum of money, reduce the financial burden of parents, fully reflect the parents' care and love for their children.

  5. Anonymous users2024-02-06

    Insurance is a risk management tool that can transfer the economic losses caused by potential risks, so it is necessary to buy insurance.

    If you want to know what benefits buying insurance can bring us, you may wish to take a look at this article:What are the benefits of buying insurance? A lot of people think too much.

    In a person's life, it is inevitable to deal with diseases and accidents, which is unavoidable, and the most fundamental role of insurance is protection, buying insurance can pass on the economic risk caused by illness or accident, in short, we pay premiums to let the insurance company bear the economic losses after the accident, therefore, it is still necessary to buy insurance.

    For most ordinary people, critical illness insurance, medical insurance, accident insurance and life insurance are more suitable for purchase, which can provide us with basic personal protection.

    If you have a small hole hungry partner who plans to buy insurance, the senior sister recommends taking a look at this first:Before buying insurance, you must first understand the key knowledge points of dismantling Bichu!

    Critical illness insurance and medical insurance can provide protection against illness. As people get older, the probability of suffering from diseases will inevitably increase, not to mention that in the fast-paced life, most people bear a certain amount of life pressure, mental tension, to a certain extent, increasing the possibility of disease, therefore, it is very necessary to purchase critical illness insurance and medical insurance to transfer the economic risks caused by diseases.

    Accident insurance mainly covers death or total disability caused by accidents, and some excellent accident insurance will also add accidental disability and accidental medical benefits. Although we have a certain sense of self-protection, it is often said that accidents are everywhere and always come very suddenly, so it is necessary to purchase an accident insurance to transfer the financial risks caused by accidents.

    If the insured passes away or becomes totally disabled during the insurance period, the insurance company will pay the insurance benefits to the designated beneficiary, which is an indispensable insurance for the family's financial support.

    Generally speaking, different people are suitable for different types of insurance to buy, and if you want to know what kind of insurance you are suitable to buy, you can take a look at this article:How to buy insurance for different age groups? Everyone should have their own planHope!

  6. Anonymous users2024-02-05

    Hello! In fact. For individuals, insurance can be described as a protective investment in their future life, protecting themselves from risks that they may encounter in the future.

    The scope of commercial insurance is very extensive, for people, should basically include accident insurance, critical illness insurance, health insurance, pension insurance and other products, the actual protection effect of insurance is based on the insured, insurance products and other specific circumstances for detailed analysis, therefore, buy commercial insurance must start from their own real situation.

    It is recommended that you take a look: **How to buy insurance at different stages of life Under normal circumstances, when buying a suitable commercial insurance product, protection should come first. First consider accident insurance, health insurance and other products, and then consider appropriate pension security and other financial insurance products when the protection and economic ability are sufficient.

    However, the expenditure of the sum insured and the premium should be based on reality, and the sum insured expenditure is generally 10 times the annual income, and the premium expenditure is generally 1 10 of the annual income.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  7. Anonymous users2024-02-04

    Insurance is good, as long as you buy the right insurance for yourself is the best protection.

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