What is a UnionPay card starting with 62? What kind of card is a UnionPay card starting with 62?

Do you have only one UnionPay logo on the face of your bank card? Does the card number start with the number "62"? Does the signature strip on the back of the card have the word "UnionPay" in it?

If the answer to all questions is "yes", then this bank card can be called a "UnionPay card starting with 62". UnionPay Card is a high-quality international bank card with independent intellectual property rights in China, which conforms to China's unified bank card business specifications and technical standards. Over the past ten years, the concerted efforts of China UnionPay, UnionPay Commerce and commercial banks have laid a solid foundation for the issuance, acceptance and networking of UnionPay cards in China.

Now, in order to conform to the trend of the times and promote the healthy and sustainable development of China's bank card industry, under the guidance of the People's Bank of China, UnionPay has joined hands with other banks to launch safer and smarter UnionPay standard financial IC cards and contactless IC cards, which can not only realize the payment function of general bank cards, but also superimpose applications such as public transportation and social security, making your UnionPay card in your hand wonderful. Exclusive for UnionPay cardholders starting with 62: The UnionPay standard global UnionPay network is currently available in 130 countries and regions around the world, and you can use your UnionPay card as long as you see merchants and ATMs with the "UnionPay" logo.

The one that starts with 62 is the UnionPay card, and the specific type should be further judged according to the other signs on the card face. The following introduces the relevant types of UnionPay cards.

A UnionPay card is a bank card with a card number starting with "62" and a UnionPay logo on the card face.

A debit card is a bank card that the cardholder deposits at the issuing bank first and then spends. Debit cards are portable, they can be used to deposit and withdraw money over the bank counter or at ATMs, which is very convenient, and you can earn interest on deposits through debit cards.

A credit card refers to a bank card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay later within the credit limit. The difference between a debit card and a credit card is that the CVV code with 3-digit Arabic numerals printed on the signature bar on the back of the credit card card.

According to the level, it can be divided into ordinary card, gold card, platinum card and diamond card

All UnionPay cardholders can enjoy safe and convenient card services, which are not only easy to use in China, but also can be used in more than 140 countries and regions abroad. Whether you want to shop, travel or enjoy food, UnionPay card is your best assistant.

On the basis of the benefits of the card, Gold Card holders can enjoy a wide range of special services provided by UnionPay and the issuing bank, such as roadside assistance and insurance services, in addition to a higher credit limit, so as to make your life more convenient and comfortable.

UnionPay cooperates with card-issuing banks to provide platinum cardholders with a variety of services such as platinum secretary, platinum business district, green food** ordering, etc., so that platinum cardholders can enjoy a higher quality of life through considerate and thoughtful services.

UnionPay cooperates with card-issuing banks to provide more personalized services for Diamond Card holders, such as premium membership privileges in high-end hotels, high-end club services, UnionPay Platinum VIP lounge services, etc., to demonstrate the cardholders' distinguished status through high-quality exclusive services.

If you hold a debit card issued by a domestic bank, it mostly starts with "62". For example, China Construction Bank, Bank of Shanghai, Bank of Communications, Bank of China, Postal Savings, Minsheng Bank, Pudong Development Bank, etc. Credit cards starting with 62 are UnionPay.

The credit card starting with 62 is the standard credit card of UnionPay, which is a single-currency credit card, which can only overdraft RMB, nothing special, and this credit card can be applied for by every bank. For example, there are credit cards that start with 4, which are credit cards that start with VISA, and there are Mastercards that start with 5 and so on. The main feature of a UnionPay card with the prefix 62 is that the card number of this credit card starts with the number 62.

The UnionPay card at the beginning may be a debit card (debit card) or a credit card, if you want to know the specific type, you can dial it at this time.

The guild charges a certain cost of production, and credit cards can be handled through different channels, in addition to bank counters, you can also apply online.

Reason. 2. CCB credit card starting with 62 is the standard credit card of UnionPay, which is a single-currency credit card, which can only be settled in RMB, and other bank cards starting with 9 and 60 also belong to China UnionPay, among which the cards starting with 62 and 60 are UnionPay cards that meet international standards, that is to say, they can be used in foreign stores that support UnionPay. There is no special meaning at the beginning of 62, just a logo, identifying the UnionPay channel that the card takes.

In fact, there is not much difference between the credit card at the beginning and other credit cards, how to use the card or how to use it, and when you go to the store to consume, you pay by swiping the card on the POS machine. It's just that because the card starting with 62 is a UnionPay standard single-currency credit card, it can only be swiped in RMB, which is different from those dual-currency credit cards, which support transactions in two currencies. For example, the RMB + USD dual currency card can be traded in both RMB and USD.

Also, because it is a UnionPay card, it can only go through the UnionPay channel; Other cards, like MasterCard, go through the MasterCard channel, and Visa cards go through the Visa channel. Whereas, Mastercard starts with the number 5, and Visa cards start with the number 4. You need to note that it is precisely because the card starting with 62 is a UnionPay card and takes the UnionPay channel, so it can basically only be used in China.

If you go abroad to spend, it is recommended to swipe MasterCard or Visa card, after all, foreign countries are mainly MasterCard channels and Visa channels.

4. The card number of the bank card is the number that identifies the information of the card issuer and the cardholder, which is composed of the following three parts: the card issuer identification ** (bin number), the card issuing bank custom digit, the check code, the bin number is the bank identification **, the full name of the English bankidentification is represented by 6 digits, appears in the first 6 digits of the card number, and is assigned by the International Organization for Standardization (ISO) to the bank card organizations engaged in inter-bank transfer and exchange.

62 is the beginning of the standard UnionPay card, there is no big difference, but sometimes there are activities in banks or shopping malls, such as ** or something, and only standard UnionPay cards can participate.

The cards that start with 62 are the logo of UnionPay cards, and all cards issued separately by UnionPay start with 62, which are in line with international standards.

Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, China Merchants Bank and other UnionPay cards all start with 62.

Hope the answer will be useful to you.

UnionPay card.

What you said is not entirely correct, whether it is the Agricultural Bank of China, the Postal Bank, the Bank of Communications, and the Rural Credit Cooperatives that start with 622, the Agricultural Bank of China that starts with 6228, the Postal Bank that starts with 6221, and the Bank of Communications that starts with 6222.

There are many banks that start with 62, such as Zheshang Bank and Bank of China.

There are a lot of 62 bank cards, but they are basically debit cards.

At present, all the cards issued by UnionPay separately start with 62, which are UnionPay standard cards that meet international standards.

All cards start with 62.

Hello, the bank card starting with 62 is from ICBC.

Bank cards starting with 62 belong to China UnionPay cards, and 43 belong to general credit cards. UnionPay cards not only have credit cards, but also UnionPay debit cards, which are cards with the word "UnionPay" added on the basis of general bank cards. Compared with general credit cards without UnionPay, bank cards issued by different banks can be used at ATMs and point-of-sale terminals with the "UnionPay" logo, providing consumers with convenient, fast and safe financial services.

1. The difference between a debit card and a credit card.

The card starting with 62 is mainly UnionPay, and the card starting with 43 is a Visa credit card.

Because the beginning of 43 is a Visa and UnionPay dual currency, not a UnionPay single-currency card, there are differences in the authorization and distribution of some benefits.

Hello, the one that starts with 62 is a domestic UnionPay standard card.

Bank cards starting with 43 are UnionPay and Visa multi-currency cards.

UnionPay cards of all banks start with 62. Because the scope of the UnionPay standard card BIN issued by the member institutions of China UnionPay is: 622126 622925, all of which are prefixed with "62", so it is also called the "62" prefix UnionPay return standard card.

This is because the standard card of UnionPay card is customized and issued in accordance with the business and technical standards of China UnionPay. The face of the UnionPay card bears the unique "UnionPay" logo. In addition, the card issuer identification number (bin) is a bank card that has been assigned and confirmed by China UnionPay.

Therefore, at present, the standard card bin of UnionPay issued by China UnionPay member institutions starts with "62".